MONIMMO
ActiveThe computed 12-month bankruptcy probability of MONIMMO is 6.0% (elevated). The 2025 annual accounts show negative equity (€-76k) and a net result of €-3k. Equity is shrinking by ~4.6% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-76k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
30 d early
2022
18 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-76k▼ 4.6%
2024 · €-72k
2021: €-54k
2022: €-66k
2023: €-69k
2024: €-72k
2021 → 2025
Total assets
€1k▼ 31.4%
2024 · €2k
2021: €5k
2022: €4k
2023: €3k
2024: €2k
2021 → 2025
Net result
€-3k▼ 17.4%
2024 · €-3k
2021: €-66k
2022: €-12k
2023: €-3k
2024: €-3k
2021 → 2025
Working capital
€-76k▼ 4.4%
2024 · €-73k
2021: €-57k
2022: €-68k
2023: €-70k
2024: €-73k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-54k-€-66k▼ 22.3%€-69k▼ 4.7%€-72k▼ 4.1%€-76k▼ 4.6%
Operating result€-66k-€-12k▲ 81.8%€-3k▲ 75.0%€-3k▲ 7.0%€-3k▼ 14.8%
Net result€-66k-€-12k▲ 81.7%€-3k▲ 74.5%€-3k▲ 7.6%€-3k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1k
Fixed assets
€191▼ 49.6%
Current assets
€1k▼ 27.3%
Key figures and ratios
EBITDA
€-3k▼
2024 · €-2k
Cash flow
€-3k▼
2024 · €-2k
Interest coverage
-25.03▲
2024 · -59.20
Debt
€77k▲
2024 · €74k
Debt ≤ 1 year
€77k▲
2024 · €74k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€1k▼
Fixed assets21/28€379€191▼
Tangible fixed assets22/27€379€191▼
Furniture and vehicles24€379€191▼
Current assets29/58€2k€1k▼
Amounts receivable within one year40/41€2k€1k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€1€0▼
Equity and liabilities
Total equity and liabilities10/49€2k€1k▼
Equity10/15€-72k€-76k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-84k€-88k▼
Amounts payable17/49€74k€77k▲
Amounts payable within one year42/48€74k€77k▲
Financial debts43-€63
Credit institutions430/8-€63
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€74k€77k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€505€188▼
Other operating charges640/8€660€744▲
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-3k€-3k▼
Financial charges65/66B€39€121▲
Recurring financial charges65€39€121▲
Profit (loss) for the period before taxes9903€-3k€-3k▼
Profit (loss) for the period9904€-3k€-3k▼
Profit (loss) for the period to be appropriated9905€-3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-88k▼
Profit (loss) brought forward from the previous period14P€-81k€-84k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoetwaterstraat 329100 Sint-NiklaasGround area
1,554 m²
Building footprint
153 m²
Volume, LiDAR
586 m³
Parcel 46017A0673/00E000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MONIMMO
since 20202.311.245.229
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0673/00E000 | Flanders | 1,554 m² | 1 · 153 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.