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MONIMMO

Active
Public limited companyfounded 199333 yrs activeKasteelstraat 5, 2240 Zandhoven, BelgiumKBO/BCE: BE 0450.922.613
Summary

MONIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,747 and a net result of €2,794. Equity is growing by ~6.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-9
Solvency42▲+1
Growth66▲+17
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.2 in 2024; short-term debt: 37.9% and cash: 14.5% of total assets), and 83.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.7%
Return on assets
0.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
45 d early
2023
65 d early
2022
80 d early
2021
60 d early
2020
72 d early
2019
78 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 53 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 September 1993, MONIMMO was incorporated.1 Revenue went from EUR 23,400 in 2018 to EUR 27,480 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2025, abbreviated schema

Turnover
€27,480▲ 2.9%
2022 · €26,712
EBIT margin
5.7%▼ 5.2pp
2022 · 10.8%
Net result
€2,794▲ 143%
2024 · €1,150
Working capital
-€92,171▲ 18.6%
2024 · -€113,257
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220242025
Turnover€25,176▲ 7.6%€26,712€27,480-
Operating result€10,582▼ 10.4%€2,520▼ 76.2%€2,890▲ 14.7%€1,556-€3,192▲ 105%
Net result€10,342▼ 10.3%€2,049▼ 80.2%€2,752▲ 34.3%€1,150-€2,794▲ 143%
EBIT margin42.0%▼ 8.5pp10.8%5.7%-
Equity€54,277▲ 23.5%€56,326▲ 3.8%€59,078▲ 4.9%€62,954-€65,747▲ 4.4%
Total assets€409,241▼ 1.9%€393,426▼ 3.9%€375,996▼ 4.4%€382,287-€392,963▲ 2.8%
Debt€354,964▼ 4.9%€337,099▼ 5.0%€316,918▼ 6.0%€319,333-€327,216▲ 2.5%
Working capital-€161,113▲ 6.5%-€132,659-€113,257--€92,171▲ 18.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2020: €10,582€10,582Net result 2020: €10,342€10,342Operating result 2021: €2,520€2,520Net result 2021: €2,049€2,049Operating result 2022: €2,890€2,890Net result 2022: €2,752€2,752Operating result 2024: €1,556€1,556Net result 2024: €1,150€1,150Operating result 2025: €3,192€3,192Net result 2025: €2,794€2,79420202021202220242025€0€1,000€2,000€3,000Operating result 2022: €2,890€2,890Net result 2022: €2,752€2,750Operating result 2024: €1,556€1,560Net result 2024: €1,150€1,150Operating result 2025: €3,192€3,190Net result 2025: €2,794€2,790202220242025
The operating result rises in 2025; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392,963
Fixed assets €336,112 ▼ 5.2%
Current assets €56,851 ▲ 104%
Equity and liabilities €392,963
Equity €65,747 ▲ 4.4%
Debt €327,216 ▲ 2.5%
Debt's share of the balance-sheet total falls from 83.5% to 83.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21,487▲
2024 · €10,854
Cash flow
€21,088▲
2024 · €10,448
Current ratio
0.38▲
2024 · 0.20
Debt to equity
4.98▼
2024 · 5.07
ROE
4.2%▲
2024 · 1.8%
ROA
0.7%▲
2024 · 0.3%
Interest coverage
53.19▲
2024 · 26.67
Debt ≤ 1 year
€149,022▲
2024 · €141,140
Debt > 1 year
€178,194=
2024 · €178,193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€382,287€392,963▲
Fixed assets21/28€354,404€336,112▼
Tangible fixed assets22/27€354,404€336,112▼
Land and buildings22€341,924€325,253▼
Plant, machinery and equipment23€7,620€6,858▼
Furniture and vehicles24€4,860€4,000▼
Current assets29/58€27,883€56,851▲
Cash at bank and in hand54/58€27,883€56,851▲
Equity and liabilities
Total equity and liabilities10/49€382,287€392,963▲
Equity10/15€62,954€65,747▲
Contributions10/11€124,473€124,473=
Capital10€124,473€124,473=
Issued capital100€124,473€124,473=
Reserves13€161€160▼
Non-distributable reserves130/1€161€160▼
Legal reserve130€161€160▼
Profit (loss) carried forward14-€61,680-€58,886▲
Amounts payable17/49€319,333€327,216▲
Amounts payable after more than one year17€178,193€178,194=
Financial debts170/4€178,193€178,194=
Amounts payable within one year42/48€141,140€149,022▲
Trade debts44€138,850€3,675▼
Suppliers440/4€138,850€3,675▼
Advances received on contracts in progress46€2,290€2,290=
Other amounts payable47/48-€143,057
Income statement Code20242025
Turnover70€27,480-
Goods, raw materials, services and sundry goods60/61€16,238-
Remuneration, social security and pensions62€387-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,298€18,295▲
Gross operating margin9900€11,241€21,487▲
Operating profit (loss)9901€1,556€3,192▲
Financial income75/76B€1€6▲
Recurring financial income75€1€6▲
Financial charges65/66B€407€404▼
Recurring financial charges65€407€404▼
Profit (loss) for the period before taxes9903€1,150€2,794▲
Profit (loss) for the period9904€1,150€2,794▲
Profit (loss) for the period to be appropriated9905€1,150€2,794▲
Appropriation of the result
Profit (loss) to be appropriated9906-€61,680-€58,886▲
Profit (loss) brought forward from the previous period14P-€62,830-€61,680▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220242025Change
Turnover70€25,176-€26,712€27,480--
Goods, raw materials, services and sundry goods60/61€6,663€5,609€5,972€16,238--
Remuneration, social security and pensions62-€348€350€387--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,930-€17,500€9,298€18,295▲ 96.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€16,400----
Gross operating margin9900€18,512-€20,740€11,241€21,487▲ 91.1%
Operating profit (loss)9901€10,582€2,520€2,890€1,556€3,192▲ 105%
Financial income75/76B--€12€1€6▲ 460%
Recurring financial income75--€12€1€6▲ 460%
Financial charges65/66B€240-€150€407€404▼ 0.7%
Recurring financial charges65€240€471€150€407€404▼ 0.7%
Profit (loss) for the period before taxes9903€10,342-€2,752€1,150€2,794▲ 143%
Profit (loss) for the period9904€10,342€2,049€2,752€1,150€2,794▲ 143%
Transfer to tax-exempt reserves689€80,699-----
Profit (loss) for the period to be appropriated9905-€70,357€2,049€2,752€1,150€2,794▲ 143%
Line20202021202220242025Change
Assets
Total assets20/58€409,241€393,426€375,996€382,287€392,963▲ 2.8%
Fixed assets21/28€403,831€387,431€369,931€354,404€336,112▼ 5.2%
Tangible fixed assets22/27€403,831€387,431€369,931€354,404€336,112▼ 5.2%
Land and buildings22€392,024€379,624€364,624€341,924€325,253▼ 4.9%
Plant, machinery and equipment23€447€447€447€7,620€6,858▼ 10.0%
Furniture and vehicles24€11,360€7,360€4,860€4,860€4,000▼ 17.7%
Current assets29/58€5,410-€6,065€27,883€56,851▲ 104%
Cash at bank and in hand54/58€5,410€5,995€6,065€27,883€56,851▲ 104%
Equity and liabilities
Total equity and liabilities10/49€409,241€393,426€375,996€382,287€392,963▲ 2.8%
Equity10/15€54,277€56,326€59,078€62,954€65,747▲ 4.4%
Contributions10/11€124,474€124,473€124,473€124,473€124,473=
Capital10€124,474€124,473€124,473€124,473€124,473=
Issued capital100€124,474€124,473€124,473€124,473€124,473=
Reserves13€160€160€160€161€160▼ 0.6%
Non-distributable reserves130/1€160€160€160€161€160▼ 0.6%
Legal reserve130€160€160€160€161€160▼ 0.6%
Profit (loss) carried forward14-€70,357-€68,307-€65,555-€61,680-€58,886▲ 4.5%
Amounts payable17/49€354,964€337,099€316,918€319,333€327,216▲ 2.5%
Amounts payable after more than one year17€188,441€183,194€178,194€178,193€178,194=
Financial debts170/4€188,441€183,194€178,194€178,193€178,194=
Amounts payable within one year42/48€166,523€153,906€138,724€141,140€149,022▲ 5.6%
Trade debts44€164,425€151,808€136,434€138,850€3,675▼ 97.4%
Suppliers440/4€164,425€151,808€136,434€138,850€3,675▼ 97.4%
Bills of exchange payable441-€0----
Advances received on contracts in progress46€2,098€2,098€2,290€2,290€2,290=
Other amounts payable47/48----€143,057-
Line20202021202220242025Change
Profit (loss) for the period9904€10,342€2,049€2,752€1,150€2,794▲ 143%
+ Depreciation and write-downs630€7,930-€17,500€9,298€18,295▲ 96.8%
Operating cash flow (approximation)€18,272€2,049€20,252€10,448€21,088▲ 102%
Investment in fixed assets (approximation)-€16,400€0--€2-
Change in cash-€585€70-€28,968-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €1,150 ▼58.2%
Net result drops to €1,150, the lowest in the series; recovery starts the following year.
27-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
14-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €11,525 ▲369%
Operating result €11,813, net result €11,525, both a record.
21-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1994
seat establishment approximate The establishment unit on the map
Ground area
8,335 m²
Building footprint
483 m²
Volume, LiDAR
4,994 m³
2 parcels, Flanders · tallest building 16.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hofeinde 1 B, 2240 Zandhoven
Manufacture of basic metals
since 19942.066.907.474
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11027A0059/00B000 Flanders 7,423 m² - -
11054B0556/00A000
ProtectedMonument · Townscape or village viewKasteel Hof van LiereSource ↗
Flanders 912 m² 1 · 483 m² 16.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Identification & contact

Identification
Legal formPublic limited company
Founded17-09-1993
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.