Financials
- Fiscal year
- 2024
- Total assets
- €122,689
- Profit
- €14,654
- Solvency
- 14.4%
MONICA JANE
ActiveSummary
The computed 12-month bankruptcy probability of MONICA JANE is 4.5% (elevated). The 2024 annual accounts show equity of €17,654 and a net result of €14,654. Its solvency ranks better than 42% of 6166 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Beauty care and other beauty treatments
NACE 96220Beauty treatment NACE 96022
1 site
Size
€122,689total assets 2024
- Staff
- 2.3 FTE
- Equity
- €17,654
- Profit
- €14,654
Turnover not published (abridged schema)
Structure
Accounts filed 104 d late0 of 1 deed read
Why 40- Figures for FY 2024 (filed 12-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 104 days late; 1 of the last 3 late- Founded in 2024+ Liquidity: current ratio 1.47, cash €40,193Show the evidence
Checked score
Score 2024
40
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 61% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
39
equity 14.4% of total assets
Liquidity
67
short-term debt 48.5% · cash 32.8%
Profitability
84
return on assets 11.9%
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.6%lowest value
03-2025: 1.6%● 0.0% vs 02-2025lowest value
04-2025: 1.7%▲ +2.7% vs 03-2025
05-2025: 2.0%▲ +19.6% vs 04-2025
06-2025: 2.1%▲ +5.3% vs 05-2025
07-2025: 2.3%▲ +11.1% vs 06-2025
08-2025: 2.3%● 0.0% vs 07-2025
09-2025: 2.6%▲ +10.3% vs 08-2025
10-2025: 2.6%▲ +1.9% vs 09-2025
11-2025: 2.5%▼ -4.3% vs 10-2025
12-2025: 1.8%▼ -29.5% vs 11-2025
01-2026: 1.8%▲ +2.5% vs 12-2025
02-2026: 1.9%▲ +2.2% vs 01-2026
03-2026: 1.9%● 0.0% vs 02-2026
04-2026: 1.9%▲ +2.2% vs 03-2026
05-2026: 1.9%▲ +0.1% vs 04-2026
06-2026: 1.9%▼ -1.6% vs 05-2026
07-2026: 1.9%▲ +1.0% vs 06-2026
08-2026: 2.7%▲ +42.7% vs 07-2026
09-2026: 3.1%▲ +16.4% vs 08-2026
10-2026: 4.5%▲ +43.0% vs 09-2026highest value
- Figures for FY 2024 (filed 12-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 104 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.47, cash €40,193 lowers the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.47; short-term debt: 48.5% and cash: 32.8% of total assets), and 85.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 40%, liquidity 71%, profitability 71%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
104 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 104 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 12-11-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Beauty care and other beauty treatmentsNACE 96220
- Founded
- 26-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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