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MONGA EXPRESS

Active
Private limited companyfounded 2023active for 3 yearsWaverse Steenweg 198, 1050 Elsene, BelgiumKBO/BCE: BE 0804.957.270
Summary

The computed 12-month bankruptcy probability of MONGA EXPRESS is 10.6% (high). The 2024 annual accounts show equity of €9,776 and a net result of -€224. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€10,069total assets 2024
Equity
€9,776
Loss
-€224
Turnover not published (micro format)
Financial health
32 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
10.6%
Structure
2024 accounts filed 54 days late
Why 32raises riskNo main activity registeredNo registered site in the KBOFigures for financial year 2024 (filed 01-10-2025)Founded in 2023Show the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 49% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 100
equity 97.1% of total assets
Liquidity 51
short-term debt 2.9% · cash 0.7%
Profitability 32
return on assets -2.2%
Bankruptcy probability, 12 months
10.6% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.3%lowest value 12-2024: 5.0%▲ +0.7 percentage points vs 11-2024 01-2025: 5.3%▲ +0.3 percentage points vs 12-2024 02-2025: 5.8%▲ +0.5 percentage points vs 01-2025 03-2025: 5.8%● unchanged vs 02-2025 04-2025: 6.1%▲ +0.3 percentage points vs 03-2025 05-2025: 6.0%▼ -0.1 percentage points vs 04-2025 06-2025: 5.9%▼ -0.1 percentage points vs 05-2025 07-2025: 6.6%▲ +0.7 percentage points vs 06-2025 08-2025: 6.5%▼ -0.1 percentage points vs 07-2025 09-2025: 7.8%▲ +1.3 percentage points vs 08-2025 10-2025: 7.8%● unchanged vs 09-2025 11-2025: 6.0%▼ -1.8 percentage points vs 10-2025 12-2025: 6.0%● unchanged vs 11-2025 01-2026: 6.0%● unchanged vs 12-2025 02-2026: 6.1%▲ +0.1 percentage points vs 01-2026 03-2026: 6.3%▲ +0.2 percentage points vs 02-2026 04-2026: 6.5%▲ +0.2 percentage points vs 03-2026 05-2026: 6.5%● unchanged vs 04-2026 06-2026: 6.4%▼ -0.1 percentage points vs 05-2026 07-2026: 6.8%▲ +0.4 percentage points vs 06-2026 08-2026: 7.7%▲ +0.9 percentage points vs 07-2026 09-2026: 8.2%▲ +0.5 percentage points vs 08-2026 10-2026: 10.6%▲ +2.4 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 34.37, above the usual 1.5; short-term debt: 2.9% and cash: 0.7% of total assets), and 2.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 42% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · No main activity registered
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Figures for financial year 2024 (filed 01-10-2025)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2024 accounts filed 54 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 54 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointments: KALENGA NDALAMBA MONGA André…

Financials · financial year 2024, micro format

2024 annual accounts filed late (54 days) Filed on 23 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00520418.

Equity
€9,776
Total assets
€10,069
Net result
-€224
Working capital
€9,776

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €10,069
Equity €9,776
Debt €293
Debt finances 2.9% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
34.37
Debt to equity
0.03
ROE
-2.3%
ROA
-2.2%
Debt ≤ 1 year
€293

Peer companies

Historical observation

Of the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
91.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 10.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 18 lines
Balance sheet Code2024
Assets
Total assets20/58€10,069
Current assets29/58€10,069
Amounts receivable within one year40/41€10,000
Other amounts receivable41€10,000
Cash at bank and in hand54/58€69
Equity and liabilities
Total equity and liabilities10/49€10,069
Equity10/15€9,776
Contributions10/11€10,000
Profit (loss) carried forward14-€224
Amounts payable17/49€293
Amounts payable within one year42/48€293
Other amounts payable47/48€293
Income statement Code2024
Financial charges65/66B€224
Recurring financial charges65€224
Profit (loss) for the period before taxes9903-€224
Profit (loss) for the period9904-€224
Profit (loss) for the period to be appropriated9905-€224
Appropriation of the result
Profit (loss) to be appropriated9906-€224

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Financial charges65/66B€224
Recurring financial charges65€224
Profit (loss) for the period before taxes9903-€224
Profit (loss) for the period9904-€224
Profit (loss) for the period to be appropriated9905-€224
Line2024
Assets
Total assets20/58€10,069
Current assets29/58€10,069
Amounts receivable within one year40/41€10,000
Other amounts receivable41€10,000
Cash at bank and in hand54/58€69
Equity and liabilities
Total equity and liabilities10/49€10,069
Equity10/15€9,776
Contributions10/11€10,000
Profit (loss) carried forward14-€224
Amounts payable17/49€293
Amounts payable within one year42/48€293
Other amounts payable47/48€293
Line2024
Profit (loss) for the period9904-€224
Operating cash flow (approximation)-€224

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 micro format 23-09-2025 2025-00520418

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2023
DE TEMMERMAN Luc André Maurice
Director (not named in the articles) · since 23-08-2023
Current
KALENGA NDALAMBA MONGA Andre
Director (not named in the articles) · since 23-08-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2023, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DE TEMMERMAN Luc André Maurice
  • Director (not named in the articles), from 23-08-2023 to date
KALENGA NDALAMBA MONGA Andre
  • Director (not named in the articles), from 23-08-2023 to date
See the board, name and registered office on a given date →

The directors' other companies

1 current director with another company that went bankrupt, was dissolved or struck off

1 other company of this director went bankrupt (2025).

Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it. Only boards we have read from the Gazette; other companies may still be missing.

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 23-08-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 23-08-2023 Incorporation · €10,000 · 100 shares

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors

History

On 21 August 2023, MONGA EXPRESS was incorporated as a private limited company by two natural persons, with a starting capital of €10,000.12 Of the 2 current board members, 2 have served since 2023.2 The company has filed annual accounts once, for financial year 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-08-2023
  3. 3National Bank, annual accounts 2024

Acts, filings and financial milestones

2025
23-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 54 days late
2023
23-08
Gazette deed Incorporation
Appointments: KALENGA NDALAMBA MONGA André (director) and DE TEMMERMAN Luc André Maurice (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “MONGA EXPRESS” (deed in French)
  • Founder, KALENGA NDALAMBA MONGA André (comparant)
  • Founder, DE TEMMERMAN Luc André Maurice (comparant)
  • Founding capital, €10,000
  • Registered office clause, “1050 Ixelles,Chaussée de Wavre,198, 2. Adresse du siège” (deed in French)
  • Board rule, 2, “3. Désignation des administrateurs” (deed in French)
  • Director appointment, KALENGA NDALAMBA MONGA André (director (not named in the articles))
  • Director appointment, DE TEMMERMAN Luc André Maurice (director (not named in the articles))
  • Other provision, “commissaire, (…)” (deed in French)
  • Pre-incorporation commitments, “décision de l'organe d'administration, takeover” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-08-2023
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Elsene
exact location from the address register On OpenStreetMap
Ground area
89 m²
Building footprint
90 m²
Building volume
1,094 m³
Parcel 21442A0016/00D004, Brussels · tallest building 16.2 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21442A0016/00D004 Brussels 89 m² 1 · 90 m² 16.2 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MONGA EXPRESS
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, pour autant que cette décision n’entraîne pas de changement en matière de régime linguistique applicable” (deed in French)

deed of 23-08-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Nombre,durée,pouvoirs en cas de pluralité, organe d'administration” (deed in French)
“Frais de représentation,voyages et déplacements, Article 12” (deed in French)

deed of 23-08-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, requises par Code des sociétés et des associations” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs,proportionnellement si plusieurs, héritiers et légataires non actionnaires de plein droit sollicitent…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
One provision in the deed

deed of 23-08-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of June at 18:00

deed of 23-08-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Article 23, assemblée générale délibérant dans formes prévues pour modifications aux statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Article 24, dissolution pour quelque cause et à quelque moment que ce soit” (deed in French)

deed of 23-08-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, versements ultérieurs sur actions en espèces non entièrement libérées” (deed in French)
Other provision: “Gestion journalière, Article 13” (deed in French)
Other provision: “Contrôle de la société, Article 14” (deed in French)
Other provision: “Admission à l'assemblée générale, Article 16” (deed in French)
Other provision: “Séances-procès-verbaux, liste de présences et rapports éventuels,procurations ou votes par correspondance” (deed in French)
Other provision: “Tout actionnaire peut donner à toute autre personne actionnaire ou non par tout moyen de transmission procuration écrite, délibérations” (deed in French)
Other provision: “Organe d'administration, trois semaines” (deed in French)
Other provision: “Répartition-réserves, Article 21” (deed in French)
Other provision: “Acomptes sur dividendes, bénéfice exercice en cours ou bénéfice exercice précédent tant que comptes annuels non approuvés” (deed in French)
Liquidation distribution: “Apurement dettes,charges et frais liquidation ou consignation montants nécessaires, Article 25” (deed in French)
Other provision: “Tout actionnaire,administrateur,commissaire,liquidateur ou porteur obligations domicilié à l'étranger, élection de domicile” (deed in French)
Other provision: “Tribunaux du siège, compétence judiciaire” (deed in French)
Other provision: “Droit commun, Article 28” (deed in French)
1 more provision in the deed, see the deed of 23-08-2023

deed of 23-08-2023