Equity
€3.9m ▲ 11.1%
MONFORT has made a profit without a break since 2020.
MONFORT
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €1.7m (2024)
€1.6m▼ 2.8%
lowest -€21,388 (2019)
€389,994▼ 26.3%
peak €3.9m (2025)
€3.9m▲ 11.1%
€6.5m▼ 15.7%
peak 12 FTE (2023)
10.6 FTE▲ 14.0%
Board3 names since 2019
2 directorsAnnick COLETTE and 1 other
Documentsfilings and deeds
23-10-20258 days before the deadline
2025financial year
Result from €529,248 to €389,994Staff from 9.3 FTE to 10.6 FTEDebts from €7.7m to €6.5mCash from €212,001 to €848,712
Key points
from the 2025 annual accountsResult
€389,994 ▼ 26.3%
The result fell in 2025 from €529,248 to €389,994.
Turnover
≈ €6.7m estimated
The accounts state no turnover.
Investments
€10,297 0.1 × depreciation
Green is investment, beige is depreciation.
Staff
11 employees on 31-03-2025
In 2025, 8 people joined and 6 left.
Filings
29 annual accounts 11 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Checked score
86
Excellent
Financially stronger than 52% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025highest value
11-2025: 0.1%▼ -0.2 percentage points vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2025 (filed on 23-10-2025)
lowers risk
Founded in 1996
Liquidity: current ratio 2.20, cash €848,712
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 44% of them on solvency, 44% on liquidity, 51% on profitability and 69% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as MONFORT has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MONFORT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for MONFORT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €330,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (1.96 in 2024), above the usual 1.5. Short-term debt is 43.8% and cash 8.2% of total assets. However, 62.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
8 days early
2024
3 days early
2023
29 days early
2022
32 days early
2021
18 days late
2020
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0458032515
1 director appointed, 2 reappointments
Reappointments: Bernard MONFORT and Annick COLETTE · Appointment: Bernard MONFORT (chair) · “nouvelle rédaction reprise ci-après” (deed in French) · General meeting of 31-05-2024 · Gazette deed
1 director appointed, 1 resignation, 1 reappointment
Reappointment: Bernard MONFORT (managing director) · Resignation: MONFORT TERRASSEMENT S.A. · Appointment: Annick COLETTE · General meeting of 20-09-2019 · Gazette deed
First establishment
Sur la Forêt (Sorée) 16, Gesves
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MONFORT Gesves | €10.4m | €1.6m | 37.6% | 10.6 |
| Heusdens Luc Sint-Truiden | €6.8m | €1.3m | 85.1% | 9.9 |
| CHRISTIAENS - VOLCKE Avelgem | €7.6m | €1.9m | 53.3% | 15.8 |
| Bernard MOULIN Tournai | €6.1m | €1.1m | 29.6% | 8.9 |
| VERVAEKE Wingene | €5.4m | €1.6m | 40.1% | 12.1 |
| ROMMELAERE Gistel | €10.6m | €1.5m | 24.5% | 16.6 |
| AGRIPLANT Langemark-Poelkapelle | €8.4m | €2.4m | 90.6% | 10.8 |
These companies have the same main activity as MONFORT: wholesale trade (NACE 46610). They are comparable in size and age: total assets between €5.4m and €11m, founded between 1982 and 1996.
Official details
Source: KBO- Status
- Active since 14-05-1996Normal situation
- Activity
- Wholesale tradeNACE 46610and 7 others
- Joint committee
- 149.04Metal trade · annual accounts 31-03-2024
- Establishment unit
- 2.077.717.4325340 Gesves, since 06-08-1996
- Financial year end
- 31 March
- Peppol
- Reachable since 17-12-2025
Annual accounts to 31-03-2025
- €10.4m▼ 7.3%
- Employeeson 31-03-2025
- 11▲ 22.2%
- Filing
- Filed on 23-10-2025
Insights on MONFORT
MONFORT has existed since 1996. The gross margin grew from €473,812 in 2007 to €1.6m in 2025 and staff from 6.3 to 10.6 full-time equivalents.
Solvency rose in 2025 from 31.4% to 37.6% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MONFORT
- What is the company number of MONFORT?
- The company number of MONFORT is 0458.032.515. The VAT number is the same number with BE in front: BE 0458.032.515.
- Where is MONFORT based?
- The registered office is at Sur la Forêt (Sorée) 16, 5340 Gesves.Company details
- What does MONFORT do?
- According to the KBO register, the main activity is wholesale trade (NACE 46610).
- What is the legal form of MONFORT?
- MONFORT is a public limited company (NV).
- When was MONFORT founded?
- MONFORT was founded on 14-05-1996.
- Is MONFORT still active?
- Yes, MONFORT is an active enterprise in the KBO register.
- How many employees does MONFORT have?
- MONFORT had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does MONFORT fall under?
- In its 31-03-2024 annual accounts, MONFORT states joint committee 149.04 (Metal trade).
- What is the turnover of MONFORT?
- The turnover in financial year 2025 is ≈ €6.7m. This figure is estimated from the gross margin of €1.6m and 98 comparable companies (NACE 46). It probably lies between €4.1m and €11.0m.
- Is MONFORT profitable?
- In financial year 2025, MONFORT made a profit of €389,994.
- Where can I find the annual accounts of MONFORT?
- MONFORT filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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