Mondzorg Westerlo
ActiveSummary
Mondzorg Westerlo has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €763k and a net result of €220k. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 3.95 in 2024; short-term debt: 17.2% and cash: 64.5% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
23.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
4 d late
2023
27 d late
2022
24 d early
2021
25 d early
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€763k▲ 32.1%
2024 · €578k
2018: €45k
2019: €78k
2020: €97k
2021: €160k
2022: €185k
2023: €354k
2024: €578k
2018 → 2025
Total assets
€948k▲ 18.8%
2024 · €798k
2018: €660k
2019: €662k
2020: €582k
2021: €561k
2022: €534k
2023: €657k
2024: €798k
2018 → 2025
Net result
€220k▼ 6.9%
2024 · €237k
2018: €65k
2019: €34k
2020: €21k
2021: €65k
2022: €26k
2023: €171k
2024: €237k
2018 → 2025
Working capital
€545k▲ 33.0%
2024 · €409k
2018: €45k
2019: €56k
2020: €37k
2021: €77k
2022: €77k
2023: €208k
2024: €409k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€185k▲ 15.2%€354k▲ 91.8%€578k▲ 63.3%€763k▲ 32.1%
Operating result€105k-€50k▼ 52.9%€259k▲ 421%€355k▲ 37.1%€323k▼ 8.9%
Net result€65k-€26k▼ 59.9%€171k▲ 560%€237k▲ 38.3%€220k▼ 6.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€240k ▼ 4.0%
Current assets
€708k ▲ 29.2%
Equity and liabilities €948k
Equity
€763k ▲ 32.1%
Debt
€185k ▼ 16.2%
Debt's share of the balance-sheet total falls from 27.6% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€362k▼
2024 · €409k
Cash flow
€259k▼
2024 · €291k
Current ratio
4.33▲
2024 · 3.95
Quick ratio
4.24▲
2024 · 3.82
Debt to equity
0.24▼
2024 · 0.38
ROE
28.8%▼
2024 · 40.9%
ROA
23.2%▼
2024 · 29.6%
Interest coverage
51.83▲
2024 · 38.09
Debt ≤ 1 year
€164k▲
2024 · €139k
Debt > 1 year
€21k▼
2024 · €82k
Income taxes
€98k▼
2024 · €108k
Staff costs
€83k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€798k€948k▲
Fixed assets21/28€250k€240k▼
Tangible fixed assets22/27€250k€240k▼
Land and buildings22€196k€188k▼
Plant, machinery and equipment23€16k€32k▲
Furniture and vehicles24€16k€3k▼
Leasing and similar rights25€22k€16k▼
Current assets29/58€548k€708k▲
Stocks and contracts in progress3€18k€14k▼
Stocks30/36€18k€14k▼
Amounts receivable within one year40/41€39k€38k▼
Trade receivables40€35k€15k▼
Other amounts receivable41€4k€22k▲
Cash at bank and in hand54/58€480k€612k▲
Deferred charges and accrued income490/1€11k€45k▲
Equity and liabilities
Total equity and liabilities10/49€798k€948k▲
Equity10/15€578k€763k▲
Contributions10/11€19k€19k=
Reserves13€559k€745k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€557k€745k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€220k€185k▼
Amounts payable after more than one year17€82k€21k▼
Financial debts170/4€82k€21k▼
Amounts payable within one year42/48€139k€164k▲
Current portion of amounts payable after more than one year42€72k€60k▼
Trade debts44€24k€33k▲
Suppliers440/4€24k€33k▲
Taxes, remuneration and social security45€33k€58k▲
Taxes450/3€32k€56k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€9k€12k▲
Accrued charges and deferred income492/3-€157
Income statement
Code20242025
Non-recurring operating income76A€0€12k▲
Remuneration, social security and pensions62€61k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€39k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€475k€448k▼
Operating profit (loss)9901€355k€323k▼
Financial income75/76B€780€2k▲
Recurring financial income75€780€2k▲
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€345k€318k▼
Income taxes67/77€108k€98k▼
Profit (loss) for the period9904€237k€220k▼
Profit (loss) for the period to be appropriated9905€237k€220k▼
Appropriation of the result
Profit (loss) to be appropriated9906€237k€220k▼
Transfer from equity791/2€13k€35k▲
Transfer to equity691/2€237k€220k▼
To other reserves6921€237k€220k▼
Profit to be distributed694/7€13k€35k▲
Return on contributions (dividend)694€13k€35k▲
Social balance
Average headcount (FTE)90871.11.3▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
31-12
Financial
Highest result since 2018net €237k ▲38.3%
Operating result €355k, net result €237k, both a record.
31-12
Financial
Equity above €500kEq €578k ▲63.3%
7 profitable years in a row build equity to €578k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Equity above €200kEq €354k ▲91.8%
6 profitable years in a row build equity to €354k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €160k ▲64.8%
4 profitable years in a row build equity to €160k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €21k ▼36.8%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boerenkrijglaan 862260 WesterloGround area
1,080 m²
Building footprint
241 m²
Volume, LiDAR
1,568 m³
Parcel 13049B0293/00C003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mondzorg Westerlo
since 19972.229.171.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0293/00C003 | Flanders | 1,080 m² | 1 · 241 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,800 EUR awarded · 1,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,800 EUR | 1,800 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Recognitions · licences · registrations
Legal Entity Identifier
984500C750FB06E64982
Similar companies · same sector, comparable size
TANDARTSENPRAKTIJK MEYNEN - DEVRIENDT
BE 0450.664.374
Peer · Eq €762,640
SCHORKOPS DENTALPRAXIS
BE 0678.362.768
Sankt Vith · Eq €762,042
DOKTER VAN DEN BROECK A., stomatoloog
BE 0891.467.117
Riemst · Eq €765,097
TANDARTSPRAKTIJK LUT MEESEN
BE 0473.302.590
Lanaken · Eq €761,758
CABINET DENTAIRE TOUSSAINT SABRINA
BE 0810.584.062
Paliseul · Eq €761,546
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,166 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-1997
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@tandartsenpraktijkboerenkrijg.be
Phone:014.54.79.29