Financials
- Fiscal year
- 2025
- Total assets
- €617,366
- Profit
- €31,693
- Solvency
- 32.7%
Total assets▲ 5.3%
Net result
20192025
Mondikaarten
ActiveSummary
Mondikaarten has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,132 and a net result of €31,693. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Wholesale trade
NACE 46491
1 site
How big
€617,366total assets 2025
- Equity
- €202,132
- Profit
- €31,693
Turnover not published (abridged schema)
Who decides
- Parent
- POLARNO · 90.8%
Accounts filed 120 d late0 of 4 deeds read
Why 56Capped at 59: a confirmed filing finding- Latest accounts 121 days late; 1 of the last 3 late+ Founded in 1990+ Size: total assets €617,366+ Liquidity: current ratio 1.75, cash €99,446Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency
58+4
equity 32.7% of total assets
Liquidity
49-15
short-term debt 43.2% · cash 16.1%
Profitability
75+31
return on assets 5.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 1990 lowers the probability for this profile
- Latest accounts 121 days late; 1 of the last 3 late raises the probability
- Size: total assets €617,366 lowers the probability for this profile
- Liquidity: current ratio 1.75, cash €99,446 lowers the probability
Credit up to €11,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 1.83 in 2024; short-term debt: 43.2% and cash: 16.1% of total assets), but 67.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 42%, liquidity 49%, profitability 64%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-05-2026, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
120 d late
2024
on the day
2023
on the day
2022
1 d early
2021
28 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €31,693
- Equity above €200,000Eq €202,132 ▲18.6%
Key points
By topic
Board & ownership
- Parent
- POLARNO · 90.8%
Timeline
- Events
- 15
- Since
- 2016
- Next accounts
- by 31-01-2027
- 31-05-2026Annual accounts filed
- 30-06-2025Back to profit
- 30-06-2025Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale tradeNACE 46491
- Founded
- 26-09-1990
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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