MONCEAU
ActiveSummary
MONCEAU has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€231,817) and a net result of -€8,167. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+11
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.05 in 2024; short-term debt: 172.8% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-72.8%
Return on assets
-2.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€231,817
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
23 d late
2022
29 d late
2021
4 d late
2020
26 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
-€231,817▼ 3.7%
2024 · -€223,650
Total assets
€318,413▼ 4.5%
2024 · €333,382
Net result
-€8,167▼ 22.8%
2024 · -€6,650
Working capital
-€523,297▲ 1.6%
2024 · -€531,585
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,275-€8,581€14,847-€3,739-€6,913▼ 84.9%
Net result€3,947within the sector's middle half-€15,067below the sector's middle half€10,039within the sector's middle half-€6,650below the sector's middle half-€8,167below the sector's middle half▼ 22.8%
Equity-€211,972below the sector's middle half▲ 1.8%-€227,039below the sector's middle half▼ 7.1%-€217,000below the sector's middle half▲ 4.4%-€223,650below the sector's middle half▼ 3.1%-€231,817below the sector's middle half▼ 3.7%
Total assets€446,645above the sector's middle half▲ 0.4%€404,019within the sector's middle half▼ 9.5%€388,593within the sector's middle half▼ 3.8%€333,382within the sector's middle half▼ 14.2%€318,413below the sector's middle half▼ 4.5%
Debt€658,617▼ 0.3%€631,058▼ 4.2%€605,593▼ 4.0%€557,032▼ 8.0%€550,230▼ 1.2%
Working capital-€578,095below the sector's middle half▲ 4.0%-€572,183below the sector's middle half▲ 1.0%-€542,057below the sector's middle half▲ 5.3%-€531,585below the sector's middle half▲ 1.9%-€523,297below the sector's middle half▲ 1.6%
Solvency-47.5%below the sector's middle half▲ 1.1pp-56.2%below the sector's middle half▼ 8.7pp-55.8%below the sector's middle half▲ 0.4pp-67.1%below the sector's middle half▼ 11.2pp-72.8%below the sector's middle half▼ 5.7pp
Current ratio0.12below the sector's middle half▲ 0.030.09below the sector's middle half▼ 0.030.10below the sector's middle half▲ 0.010.05below the sector's middle half▼ 0.060.05below the sector's middle half=
Return on assets (ROA)0.9%within the sector's middle half▲ 7.5pp-3.7%below the sector's middle half▼ 4.6pp2.6%within the sector's middle half▲ 6.3pp-2.0%within the sector's middle half▼ 4.6pp-2.6%below the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,913 in 2025 against €3,739 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318,413
Fixed assets
€291,480 ▼ 5.3%
Current assets
€26,933 ▲ 5.8%
Key figures and ratios
EBITDA
€9,542▼
2024 · €13,383
Cash flow
€8,288▼
2024 · €10,472
Debt to equity
-2.37▲
2024 · -2.49
Interest coverage
7.59▲
2024 · 4.60
Debt ≤ 1 year
€550,230▼
2024 · €557,032
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,814 | €20,979 | €21,363 | €17,122 | €16,455 | ▼ 3.9% |
| Other operating charges640/8 | €6,612 | €6,442 | €7,048 | €7,352 | €7,588 | ▲ 3.2% |
| Gross operating margin9900 | €37,701 | €18,840 | €43,258 | €20,735 | €17,130 | ▼ 17.4% |
| Operating profit (loss)9901 | €9,275 | -€8,581 | €14,847 | -€3,739 | -€6,913 | ▼ 84.9% |
| Financial income75/76B | - | - | - | - | €3 | - |
| Recurring financial income75 | - | - | - | - | €3 | - |
| Financial charges65/66B | €5,279 | €6,436 | €4,745 | €2,911 | €1,257 | ▼ 56.8% |
| Recurring financial charges65 | €5,279 | €6,436 | €4,745 | €2,911 | €1,257 | ▼ 56.8% |
| Profit (loss) for the period before taxes9903 | €3,996 | -€15,017 | €10,102 | -€6,650 | -€8,167 | ▼ 22.8% |
| Income taxes67/77 | €49 | €50 | €63 | - | - | - |
| Profit (loss) for the period9904 | €3,947 | -€15,067 | €10,039 | -€6,650 | -€8,167 | ▼ 22.8% |
| Profit (loss) for the period to be appropriated9905 | €3,947 | -€15,067 | €10,039 | -€6,650 | -€8,167 | ▼ 22.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €446,645 | €404,019 | €388,593 | €333,382 | €318,413 | ▼ 4.5% |
| Fixed assets21/28 | €366,123 | €345,144 | €325,057 | €307,935 | €291,480 | ▼ 5.3% |
| Tangible fixed assets22/27 | €365,823 | €344,844 | €324,757 | €307,635 | €291,180 | ▼ 5.3% |
| Land and buildings22 | €317,638 | €306,989 | €296,340 | €285,690 | €275,042 | ▼ 3.7% |
| Plant, machinery and equipment23 | €48,185 | €37,855 | €27,562 | €21,510 | €16,125 | ▼ 25.0% |
| Furniture and vehicles24 | - | - | €855 | €435 | €13 | ▼ 97.0% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €80,522 | €58,875 | €63,536 | €25,447 | €26,933 | ▲ 5.8% |
| Amounts receivable within one year40/41 | €80,522 | €58,875 | €63,536 | €24,827 | €26,313 | ▲ 6.0% |
| Trade receivables40 | €79,940 | €57,401 | €62,141 | €23,535 | €24,963 | ▲ 6.1% |
| Other amounts receivable41 | €582 | €1,474 | €1,395 | €1,292 | €1,350 | ▲ 4.5% |
| Cash at bank and in hand54/58 | - | - | - | €620 | €620 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €446,645 | €404,019 | €388,593 | €333,382 | €318,413 | ▼ 4.5% |
| Equity10/15 | -€211,972 | -€227,039 | -€217,000 | -€223,650 | -€231,817 | ▼ 3.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€232,432 | -€247,499 | -€237,460 | -€244,110 | -€252,277 | ▼ 3.3% |
| Amounts payable17/49 | €658,617 | €631,058 | €605,593 | €557,032 | €550,230 | ▼ 1.2% |
| Amounts payable within one year42/48 | €658,617 | €631,058 | €605,593 | €557,032 | €550,230 | ▼ 1.2% |
| Financial debts43 | €39,984 | €31,652 | €34,630 | €8,187 | €19,352 | ▲ 136% |
| Credit institutions430/8 | €39,984 | €31,652 | €34,630 | €8,187 | €19,352 | ▲ 136% |
| Trade debts44 | €155,319 | €151,967 | €151,805 | €150,005 | €150,153 | ▲ 0.1% |
| Suppliers440/4 | €155,319 | €151,967 | €151,805 | €150,005 | €150,153 | ▲ 0.1% |
| Other amounts payable47/48 | €463,314 | €447,439 | €419,158 | €398,840 | €380,725 | ▼ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,947 | -€15,067 | €10,039 | -€6,650 | -€8,167 | ▼ 22.8% |
| + Depreciation and write-downs630 | €21,814 | €20,979 | €21,363 | €17,122 | €16,455 | ▼ 3.9% |
| Operating cash flow (approximation) | €25,761 | €5,912 | €31,402 | €10,472 | €8,288 | ▼ 20.9% |
| Investment in fixed assets (approximation) | - | €0 | -€1,276 | €0 | €0 | - |
| Change in cash | - | - | - | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €10,039
Net result €10,039 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €3,947
Net result €3,947 after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet -€29,396
Net result drops to -€29,396, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1982
Ground area
2,425 m²
Building footprint
1,114 m²
Volume, LiDAR
14,459 m³
2 parcels, Brussels, Flanders · tallest building 23.9 m, ±6 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
Bevrijdingslaan 37 B, 1640 Sint-Genesius-Rode
since 19822.021.105.559
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0004/00X018 | Flanders | 1,493 m² | 1 · 220 m² | 10.2 m · 3 fl. |
| 21612C0056/02B082 | Brussels | 932 m² | 1 · 895 m² | 23.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
2 Consulting
BE 0450.722.277
Ukkel
ABASE
BE 0424.852.278
Ukkel
ASSEL
BE 0452.166.884
Ukkel
AUTOMOBILES WEEK-END
BE 0810.439.156
Ukkel
BARAKA TRANS
BE 0793.626.185
Ukkel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-09-1982
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0422993244
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.