Financials
- Financial year
- 2024
- Total assets
- €1.1m
- Profit
- €98,695
- Solvency
- 18.1%
Total assets▲ 161%
Net result
20182024
MONATEX
Active1 interim measureSummary
The file of MONATEX contains 1 interim measure, as published in the Belgian Official Gazette. The computed 12-month bankruptcy probability is 2.3% (moderate). The 2024 annual accounts show equity of €208,551 and a net result of €98,695. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 22% of 8,969 sector peers (NACE 46, financial year 2024).
Overview
Activity
Wholesale trade
NACE 46411Wholesale trade NACE 46872
1 site
Size
€1.1mtotal assets 2024
- Staff
- 3.7 FTE
- Equity
- €208,551
- Profit
- €98,695
Turnover not published (abbreviated or micro format)
Structure
2025 accounts not filed, 87 days past the deadline6 deeds in the Belgian Official Gazette
Why 53raises riskFigures for financial year 2024 (filed 04-06-2025)Equity €208,551 (18.1% of total assets)Liquidity: current ratio 1.44, cash €68,414lowers riskFounded in 1994Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Average
Solvency
43-7
equity 18.1% of total assets
Liquidity
21-15
short-term debt 68.0% · cash 6.0%
Profitability
79+45
return on assets 8.6%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.5 percentage points vs 07-2026
09-2026: 1.2%▲ +0.3 percentage points vs 08-2026
10-2026: 2.3%▲ +1.1 percentage points vs 09-2026highest value
Credit of up to €11,000 on 30-day terms, only on tighter conditions: interim measures (e.g. provisional administrator)
Liquidity tight (current ratio 1.44, compared with 2.81 in 2023, below the usual 1.5; short-term debt: 68% and cash: 6% of total assets), and 81.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 30% on solvency, 20% on liquidity, 72% on profitability and 93% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Eight signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
59 days early
2023
29 days late
2022
70 days early
2021
20 days early
2020
61 days late
2019
112 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 29 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Provisional administratorEnterprise Court of Ghent ·…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Highest result from 2018 to 2024net €98,695 ▲4,056%
Key points
By topic
Timeline
- Events
- 35
- Since
- 1996
- 31-12-2024Equity above €200,000
- 29-08-2024Annual accounts filed
- 22-05-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46411
- Founded
- 31-03-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about MONATEX
- What is the company number of MONATEX?
- 0452.289.818. In Belgium the VAT number is the company number with BE in front: BE 0452.289.818.
- Where is MONATEX based?
- The registered office is at Cauwerburg 115, 9140 Temse.Company details
- What does MONATEX do?
- According to the KBO register, the main activity is wholesale trade (NACE 46411).
- What is the legal form of MONATEX?
- Private limited company (BV).
- When was MONATEX founded?
- On 31-03-1994.
- Is MONATEX still active?
- Yes, MONATEX is an active enterprise in the KBO register.
- How many employees does MONATEX have?
- On average 3.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of MONATEX?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is MONATEX profitable?
- In financial year 2024, MONATEX made a profit of €98,695.
- Where can I find the annual accounts of MONATEX?
- MONATEX filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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