MONAS TERRE
ActiveMONAS TERRE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-265k) and a net result of €-418k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-55
Solvency24▼-2
Growth58=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.11 in 2024; short-term debt: 81% and cash: 3.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.3%
Return on assets
-2.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-265k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
16 d early
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-265k
2024 · €153k
2022: €528k
2023: €-10k
2024: €153k
2022 → 2025
Total assets
€19.66M▲ 86.9%
2024 · €10.52M
2022: €5.23M
2023: €6.34M
2024: €10.52M
2022 → 2025
Net result
€-418k
2024 · €163k
2022: €-472k
2023: €-538k
2024: €163k
2022 → 2025
Working capital
€-14.92M▼ 164%
2024 · €-5.66M
2022: €-326k
2023: €-1.54M
2024: €-5.66M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€528k-€-10k€153k€-265k
Operating result€-472k-€-537k▼ 13.8%€164k€-479k
Net result€-472k-€-538k▼ 13.9%€163k€-418k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €479k after €164k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.66M
Fixed assets
€18.66M▲ 90.1%
Current assets
€999k▲ 41.8%
Key figures and ratios
EBITDA
€-68k▼
2024 · €379k
Cash flow
€-7k▼
2024 · €378k
Solvency
-1.3%▼
2024 · 1.5%
Current ratio
0.06▼
2024 · 0.11
Quick ratio
0.06▼
2024 · 0.11
Debt / equity
-75.13▼
2024 · 67.91
ROA
-2.1%▼
2024 · 1.5%
Interest coverage
-54.83▼
2024 · 294.36
Debt
€19.93M▲
2024 · €10.37M
Debt ≤ 1 year
€15.92M▲
2024 · €6.36M
Debt > 1 year
€4.00M=
2024 · €4.00M
Staff costs
€32k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.52M€19.66M▲
Fixed assets21/28€9.81M€18.66M▲
Tangible fixed assets22/27€9.81M€18.66M▲
Land and buildings22€9.81M€18.66M▲
Financial fixed assets28€93€93=
Current assets29/58€705k€999k▲
Amounts receivable within one year40/41€635k€279k▼
Trade receivables40€4k€113k▲
Other amounts receivable41€631k€166k▼
Cash at bank and in hand54/58€10k€672k▲
Deferred charges and accrued income490/1€60k€48k▼
Equity and liabilities
Total equity and liabilities10/49€10.52M€19.66M▲
Equity10/15€153k€-265k▼
Contributions10/11€1.00M€1.00M=
Profit (loss) carried forward14€-847k€-1.27M▼
Amounts payable17/49€10.37M€19.93M▲
Amounts payable after more than one year17€4.00M€4.00M=
Financial debts170/4€4.00M€4.00M=
Amounts payable within one year42/48€6.36M€15.92M▲
Trade debts44€114k€94k▼
Suppliers440/4€114k€94k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€6.25M€15.82M▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€21k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€215k€411k▲
Other operating charges640/8€24k€18k▼
Gross operating margin9900€424k€-18k▼
Operating profit (loss)9901€164k€-479k▼
Financial income75/76B-€63k
Recurring financial income75-€63k
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€163k€-418k▼
Profit (loss) for the period9904€163k€-418k▼
Profit (loss) for the period to be appropriated9905€163k€-418k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-847k€-1.27M▼
Profit (loss) brought forward from the previous period14P€-1.01M€-847k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €163k
Net result €163k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €153k
Equity rises from €-10k to €153k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-538k
Net result drops to €-538k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toeristenlaan 141150 Sint-Pieters-WoluweGround area
3,313 m²
Building footprint
402 m²
Volume, LiDAR
2,599 m³
Parcel 21683D0248/00W009, Brussels · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONAS TERRE
since 20222.330.073.127
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0248/00W009 | Brussels | 3,313 m² | 1 · 402 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 1,083,869 EUR awarded · 565,898 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 16,588 EUR | 44,658 EUR |
| 2024 | 2 | 15,906 EUR | 500,000 EUR |
| 2023 | 3 | 34,868 EUR | 21,240 EUR |
| 2022 | 2 | 1,016,507 EUR | 0 EUR |
Schemes
Erfgoedpremie via oproep (voor ingrijpende werken)
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
Premie voor archeologisch vooronderzoek met ingreep in de bodem
Onderzoekspremie voor beschermde monumenten en landschappen
Similar companies · same sector, comparable size
IMMOPAK
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THOM et Co
BE 0465.649.092
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Immo Monkey
BE 0790.881.085
Middelkerke · Eq €153k
ALGERNON
BE 0446.027.279
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COSY-BOIS
BE 0772.971.521
Sint-Genesius-Rode · Eq €153k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.