Financials
- Fiscal year
- 2025
- Total assets
- €55,016
- Profit
- €30,045
- Solvency
- 20.2%
MONARK AIOPS
ActiveSummary
MONARK AIOPS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,116 and a net result of €30,045. Its solvency ranks better than 21% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100
1 site
Size
€55,016total assets 2025
- Equity
- €11,116
- Profit
- €30,045
Turnover not published (abridged schema)
Structure
Accounts 122 d early0 of 1 deed read
Why 93- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.25, cash €49,564+ Size: total assets €55,016Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
45
equity 20.2% of total assets
Liquidity
56
short-term debt 79.8% · cash 90.1%
Profitability
100
return on assets 54.6%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.25, cash €49,564 lowers the probability
- Size: total assets €55,016 lowers the probability for this profile
- Founded in 2025 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.25; short-term debt: 79.8% and cash: 90.1% of total assets), and 79.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 22%, liquidity 38%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19955 sector peers (2025).
NBB · sector comparisonPosition among 19955 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
122 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-03-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 01-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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