MONA WIE
ActiveThe computed 12-month bankruptcy probability of MONA WIE is 2.9% (moderate). The 2025 annual accounts show negative equity (€-60k) and a net result of €-694. Equity is shrinking by ~49.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 18040 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+62
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.15 in 2024; short-term debt: 433.6% and cash: 18.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-333.6%
Return on assets
-3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
15 d early
2023
1 d early
2022
32 d late
2021
199 d late
2020
31 d late
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-60k▼ 1.2%
2024 · €-59k
2018: €-10k
2019: €-19k
2020: €-11k
2021: €14k
2022: €-12k
2023: €-51k
2024: €-59k
2018 → 2025
Total assets
€18k▼ 3.9%
2024 · €19k
2018: €18k
2019: €35k
2020: €52k
2021: €83k
2022: €59k
2023: €26k
2024: €19k
2018 → 2025
Net result
€-694▲ 91.4%
2024 · €-8k
2018: €-30k
2019: €-9k
2020: €8k
2021: €25k
2022: €-27k
2023: €-26k
2024: €-8k
2018 → 2025
Working capital
€-66k▼ 0.9%
2024 · €-66k
2018: €-12k
2019: €-21k
2020: €-12k
2021: €12k
2022: €-19k
2023: €-56k
2024: €-66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€-12k€-51k▼ 308%€-59k▼ 15.9%€-60k▼ 1.2%
Operating result€26k-€-26k€-26k▲ 0.5%€-8k▲ 70.0%€-409▲ 94.8%
Net result€25k-€-27k€-26k▲ 0.5%€-8k▲ 69.3%€-694▲ 91.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €409 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€7k▼ 1.8%
Current assets
€11k▼ 5.1%
Key figures and ratios
EBITDA
€2k▲
2024 · €-6k
Cash flow
€2k▲
2024 · €-6k
Solvency
-333.6%▼
2024 · -316.9%
Current ratio
0.15▼
2024 · 0.15
Quick ratio
0.07▼
2024 · 0.14
Debt / equity
-1.30▲
2024 · -1.32
ROA
-3.9%▲
2024 · -43.6%
Interest coverage
5.81▲
2024 · -27.70
Debt
€78k=
2024 · €78k
Debt ≤ 1 year
€78k=
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€18k▼
Fixed assets21/28€7k€7k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€1k€676▼
Current assets29/58€12k€11k▼
Stocks and contracts in progress3€782€6k▲
Stocks30/36€782€6k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€14€323▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€17-
Equity and liabilities
Total equity and liabilities10/49€19k€18k▼
Equity10/15€-59k€-60k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-79k€-80k▼
Amounts payable17/49€78k€78k=
Amounts payable within one year42/48€78k€78k=
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€65k€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€601▼
Gross operating margin9900€-5k€3k▲
Operating profit (loss)9901€-8k€-409▲
Financial income75/76B-€76
Recurring financial income75-€76
Financial charges65/66B€219€361▲
Recurring financial charges65€219€361▲
Profit (loss) for the period before taxes9903€-8k€-694▲
Profit (loss) for the period9904€-8k€-694▲
Profit (loss) for the period to be appropriated9905€-8k€-694▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-80k▼
Profit (loss) brought forward from the previous period14P€-71k€-79k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 199 days late
2021
31-12
Financial
Highest result since 2018net €25k ▲229%
Operating result €26k, net result €25k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amerikastraat 321060 Sint-Gillis (bij-Brussel)Ground area
179 m²
Building footprint
95 m²
Volume, LiDAR
1,448 m³
Parcel 21013B0357/00Z007, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Amerikastraat 32, 1060 Sint-Gillis (bij-Brussel)
since 20182.272.789.380
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0357/00Z007 | Brussels | 179 m² | 1 · 95 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,212 companies in sector 47711 we hold annual accounts for 890. 544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2018
Fiscal year end31-12
Trade name FR
Mona Wie SPRL
Activities, NACEBEL
47711Retail sale of women's outerwear
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.