Mona'Bri
ActiveThe computed 12-month bankruptcy probability of Mona'Bri is 5.1% (elevated). The 2025 annual accounts show negative equity (€-23k) and a net result of €-15k. Equity is shrinking by ~72% per year across the filed fiscal years. Its solvency ranks better than 5% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-74
Solvency0▼-11
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.73 in 2024; short-term debt: 199.1% and cash: 50.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-99.1%
Return on assets
-66%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
11 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-23k▼ 199%
2024 · €-8k
2022: €7k
2023: €-16k
2024: €-8k
2022 → 2025
Total assets
€23k▼ 58.9%
2024 · €56k
2022: €47k
2023: €44k
2024: €56k
2022 → 2025
Net result
€-15k
2024 · €8k
2022: €4k
2023: €-22k
2024: €8k
2022 → 2025
Working capital
€-27k▼ 57.1%
2024 · €-17k
2022: €-4k
2023: €-33k
2024: €-17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€-16k€-8k▲ 51.7%€-23k▼ 199%
Operating result€7k-€-22k€12k€-12k
Net result€4k-€-22k€8k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€4k▼ 56.9%
Current assets
€19k▼ 59.3%
Key figures and ratios
EBITDA
€-7k▼
2024 · €18k
Cash flow
€-10k▼
2024 · €14k
Solvency
-99.1%▼
2024 · -13.6%
Current ratio
0.41▼
2024 · 0.73
Quick ratio
0.41▼
2024 · 0.73
Debt / equity
-2.01▲
2024 · -8.34
ROA
-66.0%▼
2024 · 14.6%
Interest coverage
-2.07▼
2024 · 4.49
Debt
€46k▼
2024 · €64k
Debt ≤ 1 year
€46k▼
2024 · €64k
Income taxes
€148▼
2024 · €150
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€23k▼
Fixed assets21/28€10k€4k▼
Tangible fixed assets22/27€10k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€47k€19k▼
Amounts receivable within one year40/41€40k€7k▼
Trade receivables40€38k€4k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€7k€12k▲
Deferred charges and accrued income490/1€466€45▼
Equity and liabilities
Total equity and liabilities10/49€56k€23k▼
Equity10/15€-8k€-23k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-11k€-26k▼
Amounts payable17/49€64k€46k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€64k€46k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€33k€10k▼
Suppliers440/4€33k€10k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€1k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€27k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€6k€2k▼
Gross operating margin9900€24k€-5k▼
Operating profit (loss)9901€12k€-12k▼
Financial income75/76B€2€10▲
Recurring financial income75€2€10▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€8k€-15k▼
Income taxes67/77€150€148▼
Profit (loss) for the period9904€8k€-15k▼
Profit (loss) for the period to be appropriated9905€8k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-26k▼
Profit (loss) brought forward from the previous period14P€-19k€-11k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-22k ▼615%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sart-Mélin 81315 IncourtGround area
2,560 m²
Building footprint
127 m²
Volume, LiDAR
779 m³
Parcel 25086C0087/00M000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
monabri
since 20222.326.872.226
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25086C0087/00M000 | Wallonia | 2,559 m² | 1 · 127 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0780.653.921
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ISO-OMEGA
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 3,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
31009Manufacture of furniture
43410Roofing work
46130Agents in the wholesale of timber and building materials
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:monabri@outlook.be
Phone:+32499429993
Phone:0499429993