MONA
ActiveMONA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €-21k. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0% and cash: 30.3% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
56 d early
2023
54 d early
2022
49 d early
2021
11 d early
2020
31 d late
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k▲ 45.4%
2024 · €-39k
2018: €-42k
2019: €-80k
2020: €-157k
2021: €-81k
2022: €16k
2023: €-1k
2024: €-39k
2018 → 2025
Working capital
€130k▲ 4.4%
2024 · €125k
2018: €193k
2019: €175k
2020: €35k
2021: €24k
2022: €81k
2023: €122k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€492k▲ 3.3%€490k▼ 0.2%€451k▼ 8.0%€430k▼ 4.8%
Operating result€-85k-€-83k▲ 2.6%€373€-39k€-21k▲ 46.1%
Net result€-81k-€16k€-1k€-39k▼ 3,405%€-21k▲ 45.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €39k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430k
Fixed assets
€299k▼ 8.2%
Current assets
€130k▲ 4.1%
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€5k▲
2024 · €3k
Solvency
100.0%▲
2024 · 99.9%
Debt / equity
0.00▼
2024 · 0.00
ROE
-5.0%▲
2024 · -8.7%
ROA
-5.0%▲
2024 · -8.7%
Interest coverage
17.30▲
2024 · 11.12
Debt
€0▼
2024 · €316
Debt ≤ 1 year
€0▼
2024 · €316
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€430k▼
Fixed assets21/28€326k€299k▼
Tangible fixed assets22/27€326k€299k▼
Land and buildings22€326k€299k▼
Current assets29/58€125k€130k▲
Amounts receivable within one year40/41€136€176▲
Other amounts receivable41€136€176▲
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€24k€130k▲
Deferred charges and accrued income490/1€846€0▼
Equity and liabilities
Total equity and liabilities10/49€451k€430k▼
Equity10/15€451k€430k▼
Contributions10/11€25k€25k=
Revaluation surpluses12€538k€538k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-114k€-135k▼
Amounts payable17/49€316€0▼
Amounts payable within one year42/48€316€0▼
Trade debts44€37€0▼
Suppliers440/4€37€0▼
Other amounts payable47/48€278€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€27k▼
Other operating charges640/8€11k€11k▲
Gross operating margin9900€14k€17k▲
Operating profit (loss)9901€-39k€-21k▲
Financial income75/76B€452€136▼
Recurring financial income75€452€136▼
Financial charges65/66B€266€325▲
Recurring financial charges65€266€325▲
Profit (loss) for the period before taxes9903€-39k€-21k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-39k€-21k▲
Profit (loss) for the period to be appropriated9905€-39k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-135k▼
Profit (loss) brought forward from the previous period14P€-74k€-114k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 23current ratio 396.74
Current ratio from 17.38 to 396.74; short-term debt falls from €7k to €316.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 11current ratio 17.38
Current ratio from 1.54 to 17.38; short-term debt falls from €148k to €7k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-157k
Net result drops to €-157k, the lowest in the series; recovery starts the following year.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 48 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gaucet 24020 LiègeGround area
370 m²
Building footprint
271 m²
Volume, LiDAR
3,983 m³
Parcel 62806C0405/00X007, Wallonia · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Gaucet 2, 4020 Liège
since 19982.089.728.309
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0405/00X007 | Wallonia | 370 m² | 1 · 271 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-1994
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.