MON AGENT AUTO
Open bankruptcyA bankruptcy procedure is open for MON AGENT AUTO according to publications in the Belgian State Gazette; curator: LIES DEWAEL.
Summary
The 2023 annual accounts show equity of €7k and a net result of €27k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
58 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€7k
2022 · €-21k
2021: €-15k
2022: €-21k
2021 → 2023
Total assets
€31k▼ 29.6%
2022 · €44k
2021: €22k
2022: €44k
2021 → 2023
Net result
€27k
2022 · €-6k
2021: €-20k
2022: €-6k
2021 → 2023
Working capital
€2k
2022 · €-45k
2021: €-25k
2022: €-45k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€-15k-€-21k▼ 38.5%€7k
Operating result€-20k-€-5k▲ 72.5%€28k
Net result€-20k-€-6k▲ 71.1%€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €28k after a loss of €5k in 2022, the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €31k
Fixed assets
€4k ▼ 82.4%
Current assets
€26k ▲ 37.8%
Equity and liabilities €31k
Equity
€7k
Debt
€24k
Debt finances 78.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k▲
2022 · €2k
Cash flow
€28k▲
2022 · €2k
Current ratio
1.09▲
2022 · 0.30
Debt to equity
3.69▲
2022 · -3.10
ROE
416.8%
ROA
88.8%▲
2022 · -13.2%
Interest coverage
86.71▲
2022 · 7.06
Debt ≤ 1 year
€24k▼
2022 · €64k
Income taxes
€569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 34 lines
Balance sheet
Code20222023
Assets
Total assets20/58€44k€31k▼
Fixed assets21/28€24k€4k▼
Tangible fixed assets22/27€24k€4k▼
Furniture and vehicles24€24k€4k▼
Financial fixed assets28€138-
Current assets29/58€19k€26k▲
Amounts receivable within one year40/41€12k€23k▲
Trade receivables40€12k€23k▲
Cash at bank and in hand54/58€4k€4k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€44k€31k▼
Equity10/15€-21k€7k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-26k€2k▲
Amounts payable17/49€64k€24k▼
Amounts payable within one year42/48€64k€24k▼
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€48k€11k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€998▼
Other operating charges640/8€799€3k▲
Non-recurring operating charges66A€583€14k▲
Gross operating margin9900€3k€46k▲
Operating profit (loss)9901€-5k€28k▲
Financial charges65/66B€271€337▲
Recurring financial charges65€271€337▲
Profit (loss) for the period before taxes9903€-6k€28k▲
Income taxes67/77-€569
Profit (loss) for the period9904€-6k€27k▲
Profit (loss) for the period to be appropriated9905€-6k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€2k▲
Profit (loss) brought forward from the previous period14P€-20k€-26k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · MON AGENT AUTO BV DA VINCILAAN 1, 1930 ZAVENTEM · event 30-09-2025
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 1.09
Current ratio from 0.30 to 1.09; short-term debt falls from €64k to €24k.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
8,965 m²
Building footprint
1,730 m²
Volume, LiDAR
60,495 m³
Parcel 23094D0111/00M002, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
ULTRA CARRELAGE
since 20202.317.470.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LIES DEWAEL PEGASUSLAAN 5, 1831 DIEGEM- |
30-09-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.