MOMMEN & CO
ActiveMOMMEN & CO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-24
Solvency49▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.01 in 2023; short-term debt: 39% and cash: 6.2% of total assets), but 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.5%
Return on assets
2.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
79 d late
2022
30 d late
2021
2 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 13.4%
2023 · €68k
2018: €11k
2019: €14k
2020: €-5k
2021: €72k
2022: €-67
2023: €68k
2018 → 2024
Total assets
€327k▼ 11.6%
2023 · €370k
2018: €385k
2019: €446k
2020: €398k
2021: €422k
2022: €336k
2023: €370k
2018 → 2024
Net result
€9k▼ 86.6%
2023 · €68k
2018: €41k
2019: €4k
2020: €-20k
2021: €77k
2022: €-72k
2023: €68k
2018 → 2024
Working capital
€151k▼ 0.5%
2023 · €152k
2018: €103k
2019: €125k
2020: €108k
2021: €176k
2022: €92k
2023: €152k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-5k-€72k€-67€68k€77k▲ 13.4%
Operating result€-12k-€82k€-67k€74k€15k▼ 79.8%
Net result€-20k-€77k€-72k€68k€9k▼ 86.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €327k
Fixed assets
€48k▼ 28.1%
Current assets
€279k▼ 8.0%
Equity and liabilities €327k
Equity
€77k▲ 13.4%
Debt
€250k▼ 17.2%
The debt ratio falls from 81.7% to 76.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2023 · €100k
Cash flow
€28k▼
2023 · €95k
Solvency
23.5%▲
2023 · 18.3%
Current ratio
2.19▲
2023 · 2.01
Quick ratio
1.46▼
2023 · 1.57
Debt / equity
3.25▼
2023 · 4.45
ROE
11.8%▼
2023 · 100.1%
ROA
2.8%▼
2023 · 18.4%
Interest coverage
5.49▼
2023 · 15.65
Debt
€250k▼
2023 · €302k
Debt ≤ 1 year
€128k▼
2023 · €151k
Debt > 1 year
€121k▼
2023 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€370k€327k▼
Fixed assets21/28€67k€48k▼
Tangible fixed assets22/27€61k€43k▼
Plant, machinery and equipment23€1k€842▼
Leasing and similar rights25€56k€39k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€6k€6k=
Current assets29/58€303k€279k▼
Stocks and contracts in progress3€67k€93k▲
Stocks30/36€67k€93k▲
Amounts receivable within one year40/41€230k€166k▼
Trade receivables40€217k€145k▼
Other amounts receivable41€12k€21k▲
Cash at bank and in hand54/58€7k€20k▲
Equity and liabilities
Total equity and liabilities10/49€370k€327k▼
Equity10/15€68k€77k▲
Contributions10/11€6k€6k=
Reserves13€168k€168k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€141k€141k=
Profit (loss) carried forward14€-106k€-97k▲
Amounts payable17/49€302k€250k▼
Amounts payable after more than one year17€148k€121k▼
Financial debts170/4€148k€121k▼
Amounts payable within one year42/48€151k€128k▼
Current portion of amounts payable after more than one year42€34k€27k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€96k€95k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20232024
Non-recurring operating income76A€3k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€50k
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€105k€89k▼
Operating profit (loss)9901€74k€15k▼
Financial income75/76B€606€376▼
Recurring financial income75€606€376▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€68k€9k▼
Profit (loss) for the period9904€68k€9k▼
Profit (loss) for the period to be appropriated9905€68k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-97k▲
Profit (loss) brought forward from the previous period14P€-174k€-106k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-72k ▼193%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodestraat 748630 VeurneGround area
872 m²
Building footprint
312 m²
Volume, LiDAR
2,814 m³
2 parcels, Flanders · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Sea Sleep
since 20072.165.158.576
Duinkerkelaan 30, 8660 De Panne
since 20202.308.993.839
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025C0083/00W003 | Flanders | 721 m² | 1 · 193 m² | 8.4 m · 2 fl. |
| 38352E0648/00A000 | Flanders | 151 m² | 1 · 119 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NEWSENGINE
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Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,957 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-10-2003
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47793Retail sale of other second-hand goods, excluding clothing
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:058/31 58 56
Fax:058/31 51 55