MOMBERT
ActiveSummary
MOMBERT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403,665 and a net result of €184,247. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 28806 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+14
Solvency36▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.2 in 2024; short-term debt: 45.3% of total assets), and 89.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.5%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 28806 sector peers (2025).
NBB · sector comparisonPosition among 28806 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
20 d early
2023
184 d late
2022
26 d early
2021
59 d late
2020
25 d late
2019
402 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 86 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€403,665▲ 84.0%
2024 · €219,417
Total assets
€3.8m▲ 218%
2024 · €1.2m
Net result
€184,247▲ 426%
2024 · €35,006
Working capital
-€1.4m▼ 322%
2024 · -€342,776
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,771▼ 36.5%€26,787▲ 17.6%€58,793▲ 119%€73,126▲ 24.4%-€25,967
Net result€1,460within the sector's middle half▼ 92.0%€16,865within the sector's middle half▲ 1,055%€31,291above the sector's middle half▲ 85.5%€35,006above the sector's middle half▲ 11.9%€184,247above the sector's middle half▲ 426%
Equity€138,648above the sector's middle half▲ 1.1%€155,513above the sector's middle half▲ 12.2%€184,411above the sector's middle half▲ 18.6%€219,417above the sector's middle half▲ 19.0%€403,665above the sector's middle half▲ 84.0%
Total assets€764,380above the sector's middle half▼ 11.8%€736,217above the sector's middle half▼ 3.7%€742,140above the sector's middle half▲ 0.8%€1.2mabove the sector's middle half▲ 62.6%€3.8mabove the sector's middle half▲ 218%
Debt€625,732▼ 14.2%€580,704▼ 7.2%€557,729▼ 4.0%€987,540▲ 77.1%€3.4m▲ 248%
Working capital-€3,824below the sector's middle half-€7,527below the sector's middle half▼ 96.8%-€6,446below the sector's middle half▲ 14.4%-€342,776below the sector's middle half▼ 5,218%-€1.4mbelow the sector's middle half▼ 322%
Solvency18.1%below the sector's middle half▲ 2.3pp21.1%below the sector's middle half▲ 3.0pp24.8%within the sector's middle half▲ 3.7pp18.2%below the sector's middle half▼ 6.7pp10.5%below the sector's middle half▼ 7.7pp
Current ratio0.99below the sector's middle half▼ 0.040.97below the sector's middle half▼ 0.010.98below the sector's middle half=0.20below the sector's middle half▼ 0.780.17below the sector's middle half▼ 0.03
Return on assets (ROA)0.2%below the sector's middle half▼ 1.9pp2.3%within the sector's middle half▲ 2.1pp4.2%within the sector's middle half▲ 1.9pp2.9%within the sector's middle half▼ 1.3pp4.8%within the sector's middle half▲ 1.9pp
Staff (FTE)2.1▲ 10.5%2.9▲ 38.1%3.3▲ 13.8%2.1▼ 36.4%2▼ 4.8%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Net result +426% on 2024. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25,967 after €73,126 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.8m
Fixed assets
€3.5m ▲ 254%
Current assets
€295,166 ▲ 244%
Equity and liabilities €3.8m
Equity
€403,665 ▲ 84.0%
Debt
€3.4m ▲ 248%
Debt's share of the balance-sheet total rises from 81.8% to 89.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€164,407▲
2024 · €110,862
Cash flow
€374,621▲
2024 · €72,742
Quick ratio
0.16▲
2024 · 0.15
Debt to equity
8.52▲
2024 · 4.50
ROE
45.6%▲
2024 · 16.0%
Interest coverage
4.45▲
2024 · 3.09
Debt ≤ 1 year
€1.7m▲
2024 · €428,552
Debt > 1 year
€1.7m▲
2024 · €558,989
Income taxes
€28,526▲
2024 · €3,711
Staff costs
€144,535▼
2024 · €192,150
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €163,695 | €173,408 | €192,150 | €144,535 | ▼ 24.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,838 | €19,567 | €22,025 | €37,736 | €190,374 | ▲ 404% |
| Other operating charges640/8 | - | €3,748 | €1,848 | €8,602 | €11,751 | ▲ 36.6% |
| Gross operating margin9900 | €168,706 | €213,797 | €256,075 | €311,614 | €320,693 | ▲ 2.9% |
| Operating profit (loss)9901 | €22,771 | €26,787 | €58,793 | €73,126 | -€25,967 | ▼ 136% |
| Financial income75/76B | - | €11,671 | €13 | €1,524 | €275,667 | ▲ 17,986% |
| Recurring financial income75 | €359 | €11,671 | €13 | €1 | €275,667 | ▲ 19,413,054% |
| Non-recurring financial income76B | - | - | - | €1,523 | - | - |
| Financial charges65/66B | - | €15,170 | €13,876 | €35,933 | €36,927 | ▲ 2.8% |
| Recurring financial charges65 | €18,257 | €15,170 | €13,876 | €35,933 | €36,927 | ▲ 2.8% |
| Profit (loss) for the period before taxes9903 | €4,873 | €23,287 | €44,930 | €38,717 | €212,773 | ▲ 450% |
| Income taxes67/77 | €3,413 | €6,422 | €13,639 | €3,711 | €28,526 | ▲ 669% |
| Profit (loss) for the period9904 | €1,460 | €16,865 | €31,291 | €35,006 | €184,247 | ▲ 426% |
| Profit (loss) for the period to be appropriated9905 | €1,460 | €16,865 | €31,291 | €35,006 | €184,247 | ▲ 426% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €764,380 | €736,217 | €742,140 | €1.2m | €3.8m | ▲ 218% |
| Formation expenses20 | - | - | - | €139,622 | €69,974 | ▼ 49.9% |
| Fixed assets21/28 | €484,768 | €465,201 | €471,129 | €981,560 | €3.5m | ▲ 254% |
| Tangible fixed assets22/27 | €476,718 | €457,151 | €463,079 | €973,510 | €2.4m | ▲ 151% |
| Land and buildings22 | - | €456,682 | €438,041 | €427,335 | €2.0m | ▲ 371% |
| Plant, machinery and equipment23 | - | €469 | €1,822 | €1,177 | €747 | ▼ 36.5% |
| Furniture and vehicles24 | - | - | €23,216 | €544,998 | €436,027 | ▼ 20.0% |
| Financial fixed assets28 | €8,050 | €8,050 | €8,050 | €8,050 | €1.0m | ▲ 12,708% |
| Current assets29/58 | €279,612 | €271,016 | €271,011 | €85,776 | €295,166 | ▲ 244% |
| Stocks and contracts in progress3 | €16,000 | €18,475 | €18,475 | €19,500 | €19,500 | = |
| Stocks30/36 | - | €18,475 | €18,475 | €19,500 | €19,500 | = |
| Amounts receivable within one year40/41 | €263,612 | €246,905 | €252,536 | €66,276 | €275,666 | ▲ 316% |
| Trade receivables40 | - | €215,518 | €252,512 | €59,777 | - | - |
| Other amounts receivable41 | - | €31,388 | €24 | €6,499 | €275,666 | ▲ 4,141% |
| Cash at bank and in hand54/58 | - | €0 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | €5,635 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €764,380 | €736,217 | €742,140 | €1.2m | €3.8m | ▲ 218% |
| Equity10/15 | €138,648 | €155,513 | €184,411 | €219,417 | €403,665 | ▲ 84.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €120,048 | €136,913 | €168,204 | €200,817 | €385,065 | ▲ 91.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €135,053 | €166,344 | €198,957 | €383,205 | ▲ 92.6% |
| Profit (loss) carried forward14 | - | - | -€2,393 | - | - | - |
| Amounts payable17/49 | €625,732 | €580,704 | €557,729 | €987,540 | €3.4m | ▲ 248% |
| Amounts payable after more than one year17 | €342,296 | €302,161 | €280,272 | €558,989 | €1.7m | ▲ 204% |
| Financial debts170/4 | - | €302,161 | €250,476 | €531,162 | €1.7m | ▲ 220% |
| Trade debts175 | - | - | €29,796 | €27,827 | - | - |
| Amounts payable within one year42/48 | €283,436 | €278,543 | €277,457 | €428,552 | €1.7m | ▲ 306% |
| Current portion of amounts payable after more than one year42 | - | €40,135 | €61,685 | €100,144 | €148,342 | ▲ 48.1% |
| Financial debts43 | - | €14,086 | - | - | €28,452 | - |
| Credit institutions430/8 | - | €14,086 | - | - | €28,452 | - |
| Trade debts44 | €61,031 | €78,880 | €105,012 | €110,589 | €163,384 | ▲ 47.7% |
| Suppliers440/4 | - | €78,880 | €105,012 | €110,589 | €163,384 | ▲ 47.7% |
| Advances received on contracts in progress46 | - | - | - | - | €38,812 | - |
| Taxes, remuneration and social security45 | - | €20,084 | €19,936 | €26,153 | €18,425 | ▼ 29.5% |
| Taxes450/3 | - | €14,384 | €13,639 | €26,153 | €18,425 | ▼ 29.5% |
| Remuneration and social security454/9 | - | €5,700 | €6,297 | - | - | - |
| Other amounts payable47/48 | - | €125,358 | €90,824 | €191,666 | €1.3m | ▲ 601% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,460 | €16,865 | €31,291 | €35,006 | €184,247 | ▲ 426% |
| + Depreciation and write-downs630 | €27,838 | €19,567 | €22,025 | €37,736 | €190,374 | ▲ 404% |
| Operating cash flow (approximation) | €29,298 | €36,432 | €53,316 | €72,742 | €374,621 | ▲ 415% |
| Investment in fixed assets (approximation) | - | €0 | -€27,953 | -€548,167 | -€2.7m | ▼ 390% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €184,247 ▲426%
Net result €184,247, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €219,417 ▲19%
6 profitable years in a row build equity to €219,417.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 184 days late
2023
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150,000Eq €155,513 ▲12.2%
4 profitable years in a row build equity to €155,513.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
30-06
Financial
Weakest financial yearnet €1,460 ▼92%
Net result drops to €1,460, the lowest in the series; recovery starts the following year.
08-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 402 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2012
Ground area
1.4 ha
Building footprint
4,906 m²
Volume, LiDAR
35,478 m³
2 parcels, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
14
companies at this address
See who is registered here
1 establishment unit
MOMBERT
since 20122.207.236.384
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0766/00P000 | Flanders | 9,339 m² | 1 · 2,797 m² | 8.8 m · 3 fl. |
| 31424B0765/00L000 | Flanders | 4,980 m² | 1 · 2,109 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 562 EUR awarded · 516 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 68 EUR | 68 EUR |
| 2024 | 1 | 257 EUR | 257 EUR |
| 2023 | 1 | 46 EUR | 0 EUR |
| 2022 | 1 | 191 EUR | 191 EUR |
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Of 20,017 companies in this sector we hold annual accounts for 9,142. 6,371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
31004Manufacture of dining room, living room, bedroom and bathroom furniture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0818649712
Also
9925:BE0818649712
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.