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MoMar

Active
Private limited companyfounded 20196 yrs activeKoutergoedstraat 35, 9041 Gent, BelgiumKBO/BCE: BE 0738.937.585

MoMar has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €72k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+37
Solvency25▼-4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.1%
Return on assets
10%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16527 sector peers (2025).
NBB · sector comparison
Position among 16527 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
126 d early
2024
on the day
2023
26 d early
2022
26 d early
2021
29 d late
2020
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1k▼ 95.8%
2024 · €24k
2020: €61k 2021: €139k 2022: €226k 2023: €13k 2024: €24k
2020 → 2025
Total assets
€719k▲ 6.9%
2024 · €673k
2020: €67k 2021: €147k 2022: €237k 2023: €679k 2024: €673k
2020 → 2025
Net result
€72k▲ 543%
2024 · €11k
2020: €61k 2021: €79k 2022: €88k 2023: €11k 2024: €11k
2020 → 2025
Working capital
€62k▼ 27.7%
2024 · €86k
2020: €61k 2021: €139k 2022: €226k 2023: €66k 2024: €86k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€139k-€226k▲ 62.1%€13k▼ 94.4%€24k▲ 89.4%€1k▼ 95.8%
Operating result€99k-€114k▲ 15.3%€20k▼ 82.3%€39k▲ 92.1%€115k▲ 195%
Net result€79k-€88k▲ 12.0%€11k▼ 87.2%€11k▼ 0.6%€72k▲ 543%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €99k€99kNet result 2021: €79k€79kOperating result 2022: €114k€114kNet result 2022: €88k€88kOperating result 2023: €20k€20kNet result 2023: €11k€11kOperating result 2024: €39k€39kNet result 2024: €11k€11kOperating result 2025: €115k€115kNet result 2025: €72k€72k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 195% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719k
Fixed assets €522k▼ 5.4%
Current assets €197k▲ 62.7%
Equity and liabilities €719k
Equity €1k▼ 95.8%
Debt €718k▲ 10.7%
The debt ratio rises from 96.5% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€144k
2024 · €69k
Cash flow
€102k
2024 · €41k
Solvency
0.1%
2024 · 3.5%
Current ratio
1.46
2024 · 3.43
Quick ratio
1.46
2024 · 3.43
ROA
10.0%
2024 · 1.7%
Interest coverage
6.11
2024 · 2.80
Debt
€718k
2024 · €649k
Debt ≤ 1 year
€135k
2024 · €35k
Debt > 1 year
€581k
2024 · €606k
Income taxes
€19k
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €719k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€673k€719k
Fixed assets21/28€552k€522k
Tangible fixed assets22/27€552k€522k
Land and buildings22€550k€521k
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€1k
Current assets29/58€121k€197k
Amounts receivable within one year40/41€29k€1k
Trade receivables40€0-
Other amounts receivable41€29k€1k
Cash at bank and in hand54/58€75k€188k
Deferred charges and accrued income490/1€17k€8k
Equity and liabilities
Total equity and liabilities10/49€673k€719k
Equity10/15€24k€1k
Contributions10/11€1k€1k=
Reserves13€23k€0
Distributable reserves133€23k€0
Profit (loss) carried forward14€0€0=
Amounts payable17/49€649k€718k
Amounts payable after more than one year17€606k€581k
Financial debts170/4€606k€581k
Amounts payable within one year42/48€35k€135k
Current portion of amounts payable after more than one year42€25k€26k
Trade debts44€0€24
Suppliers440/4€0€24
Taxes, remuneration and social security45€2k€5k
Taxes450/3€0€3k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€8k€104k
Accrued charges and deferred income492/3€8k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k
Other operating charges640/8€6k€7k
Gross operating margin9900€75k€151k
Operating profit (loss)9901€39k€115k
Financial charges65/66B€24k€24k
Recurring financial charges65€24k€24k
Profit (loss) for the period before taxes9903€14k€91k
Income taxes67/77€3k€19k
Profit (loss) for the period9904€11k€72k
Profit (loss) for the period to be appropriated9905€11k€72k
Appropriation of the result
Profit (loss) to be appropriated9906€11k€72k
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€23k
Transfer to equity691/2€11k€0
To other reserves6921€11k€0
Profit to be distributed694/7€0€95k
Return on contributions (dividend)694€0€94k
Directors or managers695-€1k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €11k ▼0.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2020net €88k ▲12%
Net result €88k, the highest in the series.
31-12
Financial Equity above €200kEq €226k ▲62.1%
3 profitable years in a row build equity to €226k.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Equity above €100kEq €139k ▲128%
2 profitable years in a row build equity to €139k.
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2019
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koutergoedstraat 359041 Gent
Ground area
885 m²
Building footprint
264 m²
Volume, LiDAR
910 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MoMar
Koutergoedstraat 35, 9041 GentDental practice
since 20192.296.717.993
MoMar
Dendermondesteenweg 414, 9070 DestelbergenFinancial service activities, except insurance and pension funding
since 20192.296.808.659
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44051B1128/00B002 Flanders 496 m² 1 · 103 m² 0.0 m
44013A0630/02G002 Flanders 389 m² 1 · 161 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 238 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-12-2019
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:mortiermargaux@gmail.com
Enterprise