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Moja Solutions

Active
Private limited companyfounded 2020active for 5 yearsHovesesteenweg 44, 2530 Boechout, BelgiumKBO/BCE: BE 0757.654.528
Summary

Moja Solutions has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€19,769) and a net result of -€10,209. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 11,723 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€46,828total assets 2025
Equity
-€19,769
Loss
-€10,209
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 17 days early1 of 2 deeds summarised
Why 52raises riskCapped at 59: negative equityNegative equity -€19,769Loss of €10,209, the second in a row (financial year 2025)lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €46,828Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 3% of its sector peers (NACE 71, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-7
equity -42.2% of total assets
Liquidity 1+1
short-term debt 142.2% · cash 0.5%
Profitability 0-65
return on assets -21.8%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,811 companies, NACE 71, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%▲ +0.1 percentage points vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025highest value 08-2025: 1.7%▼ -0.1 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.6%▼ -0.1 percentage points vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%▼ -0.9 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.9%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.51, compared with 0.54 in 2024, below 1; short-term debt: 142.2% and cash: 0.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 3% on solvency, 2% on liquidity, 4% on profitability and 3% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €46,828
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€19,769
NBB · annual accounts
raises risk · Loss of €10,209, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€19,769
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
17 days early
2024
23 days early
2023
7 days early
2022
41 days early
2021
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
-€19,769▼ 107%
2024 · -€9,561
Total assets
€46,828▼ 12.3%
2024 · €53,397
Net result
-€10,209▼ 521%
2024 · -€1,643
Working capital
-€32,415▼ 13.6%
2024 · -€28,546
Trend over the years

2021 to 2025, 5 financial years

The operating result stays negative: a loss of €9,889 in 2025 against €1,517 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€9,889 2025 Net result-€10,209 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€11,761--€8,808▲ 25.1%€13,731-€1,517-€9,889▼ 552%
Net result-€11,831below the sector's middle half--€9,075below the sector's middle half▲ 23.3%€12,888within the sector's middle half-€1,643below the sector's middle half-€10,209below the sector's middle half▼ 521%
Equity-€11,731below the sector's middle half--€20,806below the sector's middle half▼ 77.4%-€7,918below the sector's middle half▲ 61.9%-€9,561below the sector's middle half▼ 20.7%-€19,769below the sector's middle half▼ 107%
Total assets€53,806below the sector's middle half-€45,576below the sector's middle half▼ 15.3%€75,567within the sector's middle half▲ 65.8%€53,397below the sector's middle half▼ 29.3%€46,828below the sector's middle half▼ 12.3%
Debt€65,537-€66,382▲ 1.3%€83,485▲ 25.8%€62,958▼ 24.6%€66,597▲ 5.8%
Working capital-€51,283below the sector's middle half--€53,631below the sector's middle half▼ 4.6%-€28,017below the sector's middle half▲ 47.8%-€28,546below the sector's middle half▼ 1.9%-€32,415below the sector's middle half▼ 13.6%
Solvency-21.8%below the sector's middle half--45.7%below the sector's middle half▼ 23.8pp-10.5%below the sector's middle half▲ 35.2pp-17.9%below the sector's middle half▼ 7.4pp-42.2%below the sector's middle half▼ 24.3pp
Current ratio0.22below the sector's middle half-0.19below the sector's middle half▼ 0.030.64below the sector's middle half▲ 0.450.54below the sector's middle half▼ 0.090.51below the sector's middle half▼ 0.03
Return on assets (ROA)-22.0%below the sector's middle half--19.9%below the sector's middle half▲ 2.1pp17.1%within the sector's middle half▲ 37.0pp-3.1%below the sector's middle half▼ 20.1pp-21.8%below the sector's middle half▼ 18.7pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,828
Fixed assets €12,646 ▼ 34.7%
Current assets €34,183 ▲ 0.5%
Equity and liabilities
Equity-€19,769
Debt€66,597
Equity is negative: debt (€66,597) exceeds the balance-sheet total (€46,828).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€3,162▼
2024 · €5,209
Cash flow
-€3,482▼
2024 · €5,084
Interest coverage
-9.89▼
2024 · 41.52
Debt ≤ 1 year
€66,597▲
2024 · €62,571
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83.0% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83.0% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€53,397€46,828▼
Fixed assets21/28€19,372€12,646▼
Intangible fixed assets21€19,372€12,646▼
Current assets29/58€34,025€34,183▲
Amounts receivable after more than one year29€33,880€33,880=
Trade receivables290€33,880-
Other amounts receivable291-€33,880
Amounts receivable within one year40/41€30€58▲
Trade receivables40€0-
Other amounts receivable41€30€58▲
Cash at bank and in hand54/58€115€244▲
Equity and liabilities
Total equity and liabilities10/49€53,397€46,828▼
Equity10/15-€9,561-€19,769▼
Contributions10/11€100€100=
Profit (loss) carried forward14-€9,661-€19,869▼
Amounts payable17/49€62,958€66,597▲
Amounts payable within one year42/48€62,571€66,597▲
Financial debts43€14€0▼
Credit institutions430/8€14€0▼
Trade debts44€0€3,241▲
Suppliers440/4€0€3,241▲
Other amounts payable47/48€62,557€63,357▲
Accrued charges and deferred income492/3€387€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,727€6,727=
Other operating charges640/8€505€532▲
Gross operating margin9900€5,714-€2,630▼
Operating profit (loss)9901-€1,517-€9,889▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€125€320▲
Recurring financial charges65€125€320▲
Profit (loss) for the period before taxes9903-€1,643-€10,209▼
Profit (loss) for the period9904-€1,643-€10,209▼
Profit (loss) for the period to be appropriated9905-€1,643-€10,209▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,661-€19,869▼
Profit (loss) brought forward from the previous period14P-€8,018-€9,661▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,534€6,727€6,727€6,727€6,727=
Other operating charges640/8€897€450€457€505€532▲ 5.2%
Gross operating margin9900-€3,330-€1,632€20,914€5,714-€2,630-
Operating profit (loss)9901-€11,761-€8,808€13,731-€1,517-€9,889▼ 552%
Financial income75/76B--€1€0--
Recurring financial income75--€1€0--
Financial charges65/66B€70€267€844€125€320▲ 155%
Recurring financial charges65€70€267€844€125€320▲ 155%
Profit (loss) for the period before taxes9903-€11,831-€9,075€12,888-€1,643-€10,209▼ 521%
Profit (loss) for the period9904-€11,831-€9,075€12,888-€1,643-€10,209▼ 521%
Profit (loss) for the period to be appropriated9905-€11,831-€9,075€12,888-€1,643-€10,209▼ 521%
Line20212022202320242025Change
Assets
Total assets20/58€53,806€45,576€75,567€53,397€46,828▼ 12.3%
Fixed assets21/28€39,552€32,825€26,099€19,372€12,646▼ 34.7%
Intangible fixed assets21€39,552€32,825€26,099€19,372€12,646▼ 34.7%
Current assets29/58€14,255€12,751€49,468€34,025€34,183▲ 0.5%
Amounts receivable after more than one year29---€33,880€33,880=
Trade receivables290---€33,880--
Other amounts receivable291----€33,880-
Amounts receivable within one year40/41€13,050€11,907€49,433€30€58▲ 94.8%
Trade receivables40€3,535€2,664€48,400€0--
Other amounts receivable41€9,515€9,242€1,033€30€58▲ 94.8%
Cash at bank and in hand54/58€1,205€844€35€115€244▲ 112%
Equity and liabilities
Total equity and liabilities10/49€53,806€45,576€75,567€53,397€46,828▼ 12.3%
Equity10/15-€11,731-€20,806-€7,918-€9,561-€19,769▼ 107%
Contributions10/11€100€100€100€100€100=
Profit (loss) carried forward14-€11,831-€20,906-€8,018-€9,661-€19,869▼ 106%
Amounts payable17/49€65,537€66,382€83,485€62,958€66,597▲ 5.8%
Amounts payable within one year42/48€65,537€66,382€77,485€62,571€66,597▲ 6.4%
Financial debts43€10€10€10€14€0▼ 100%
Credit institutions430/8€10€10€10€14€0▼ 100%
Trade debts44--€12,010€0€3,241-
Suppliers440/4--€12,010€0€3,241-
Other amounts payable47/48€65,527€66,372€65,464€62,557€63,357▲ 1.3%
Accrued charges and deferred income492/3--€6,000€387€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,831-€9,075€12,888-€1,643-€10,209▼ 521%
+ Depreciation and write-downs630€7,534€6,727€6,727€6,727€6,727=
Operating cash flow (approximation)-€4,297-€2,348€19,614€5,084-€3,482-
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€360-€809€80€129▲ 62.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 14-07-2026 2026-00303536
31-12-2024 micro format 08-07-2025 2025-00254320
31-12-2023 micro format 24-07-2024 2024-00282848
31-12-2022 micro format 20-06-2023 2023-00145454
31-12-2021 micro format 22-08-2022 2022-20306579

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 11,527 active companies whose main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121), figures are known for 6,771. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Moja Solutions was incorporated on 30 October 2020 as a private limited company.1 The registered office was moved to Boechout in 2024.2 Total assets fell from €53,806 in 2021 to €46,828 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-06-2024
  3. 3National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
08-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
24-07
NBB filing Annual accounts filed
financial year 2023 · micro format
26-06
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, “De bestuurder” (deed in Dutch)
  • Registered-office move, Hovesesteenweg 44,2530 Boechout
2023
31-12
Financial Back to profitnet €12,888
Net result €12,888 after 2 loss-making years.
20-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
22-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 22 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded30-10-2020
Financial year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
68121Development of residential building projects
46140Agents in the wholesale of industrial machinery, ships and aircraft
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail hello@moja.solutions.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0757654528

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0757.654.528

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
1,081 m²
Building footprint
84 m²
Building volume
942 m³
Parcel 11004D0259/02N003, Flanders · tallest building 13.1 m. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Moja Solutions
Hovesesteenweg 44, 2530 BoechoutEngineering and related technical consultancy, excluding land surveyors
since 2020unit no. 2.313.560.559
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11004D0259/02N003 Flanders 1,081 m² 1 · 84 m² 13.1 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.