MOI ET ELLE

Active

Private limited companyfounded 20241 yr activeBosquetstraat 66, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 1017.416.271

The computed 12-month bankruptcy probability of MOI ET ELLE is 8.0% (elevated). The 2025 annual accounts show equity of €578 and a net result of €-422. Its solvency ranks better than 28% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

22 / 100

Critical

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability24

Solvency29

Growth-

Track record67

Bankruptcy probability, 12 months

8.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.47; short-term debt: 81.2% and cash: 0.6% of total assets), and 96.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

3.5%

Return on assets

-2.6%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€578

Total assets

€16k

Net result

€-422

Working capital

€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €16k

61.5%

38.5%

Fixed assets €10k

Current assets €6k

Equity and liabilities €16k

96.5%

Equity €578

Debt €16k

Debt finances 96.5% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€588

Cash flow

€-129

Solvency

3.5%

Current ratio

0.47

Quick ratio

0.47

ROA

-2.6%

Interest coverage

1.05

Debt

€16k

Debt ≤ 1 year

€13k

Income taxes

€158

Staff costs

€4k

Equity ratios withheld: equity of €578 is too small for a meaningful ratio.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€16k

Fixed assets21/28€10k

Tangible fixed assets22/27€3k

Plant, machinery and equipment23€3k

Financial fixed assets28€8k

Current assets29/58€6k

Amounts receivable within one year40/41€6k

Trade receivables40€6k

Other amounts receivable41€400

Cash at bank and in hand54/58€103

Equity and liabilities

Total equity and liabilities10/49€16k

Equity10/15€578

Contributions10/11€1k

Profit (loss) carried forward14€-422

Amounts payable17/49€16k

Amounts payable within one year42/48€13k

Trade debts44€2k

Suppliers440/4€2k

Taxes, remuneration and social security45€10k

Taxes450/3€9k

Remuneration and social security454/9€2k

Other amounts payable47/48€881

Accrued charges and deferred income492/3€3k

Income statement Code2025

Remuneration, social security and pensions62€4k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€293

Gross operating margin9900€4k

Operating profit (loss)9901€295

Financial charges65/66B€558

Recurring financial charges65€558

Profit (loss) for the period before taxes9903€-264

Income taxes67/77€158

Profit (loss) for the period9904€-422

Profit (loss) for the period to be appropriated9905€-422

Appropriation of the result

Profit (loss) to be appropriated9906€-422

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2024

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bosquetstraat 661060 Sint-Gillis (bij-Brussel)

Ground area

508 m²

Building footprint

230 m²

Volume, LiDAR

1,774 m³

2 parcels, Brussels, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

Bosquetstraat 66A, 1060 Sint-Gillis (bij-Brussel)

Cafés and bars

since 20242.367.933.118

L'Ecuyer

Doornikserijksweg(Bel) 160, 8510 KortrijkCafés and bars

since 20262.385.979.868

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34005B0065/00A000	Flanders	438 m²	1 · 161 m²	9.0 m · 2 fl.
21013B0017/00G012	Brussels	70 m²	1 · 70 m²	17.2 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites

Kortrijk2.385.979.868

1 permission

Drankgelegenheid · since 11-04-2026

Sint-Gillis2.367.933.118

1 permission

Drankgelegenheid · since 10-02-2025

Similar companies · same sector, comparable size

CKLC

BE 0765.305.947

Pont-à-Celles · Eq €580

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 715 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-12-2024

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.