MOEVE TO CONSULT
ActiveMOEVE TO CONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-21k. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-28
Solvency46▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.21 in 2024; short-term debt: 55% and cash: 30.5% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
-6.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 d early
2024
47 d early
2023
51 d early
2022
38 d early
2021
51 d early
2020
53 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€20k
EBIT margin
-92.1%
Net result
€-21k▲ 12.7%
2024 · €-25k
2018: €54k
2019: €85k
2020: €20k
2021: €24k
2022: €9k
2023: €-24k
2024: €-25k
2018 → 2025
Working capital
€68k▼ 52.5%
2024 · €142k
2018: €157k
2019: €250k
2020: €228k
2021: €264k
2022: €266k
2023: €225k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€20k
Equity€305k-€295k▼ 3.4%€242k▼ 17.9%€149k▼ 38.6%€67k▼ 54.6%
Operating result€43k-€21k▼ 52.1%€-18k€-18k▲ 0.9%€-13k▲ 30.2%
Net result€24k-€9k▼ 64.2%€-24k€-25k▼ 0.4%€-21k▲ 12.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€80k▼ 20.5%
Current assets
€247k▼ 4.8%
Equity and liabilities €327k
Equity
€67k▼ 54.6%
Debt
€260k▲ 22.9%
The debt ratio rises from 58.7% to 79.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €6k
Cash flow
€-939▼
2024 · €106
Solvency
20.6%▼
2024 · 41.3%
Current ratio
1.38▼
2024 · 2.21
Quick ratio
1.38▼
2024 · 2.21
Debt / equity
3.85▲
2024 · 1.42
ROE
-31.7%▼
2024 · -16.5%
ROA
-6.5%▲
2024 · -6.8%
Interest coverage
0.78▼
2024 · 0.87
Debt
€260k▲
2024 · €211k
Debt ≤ 1 year
€180k▲
2024 · €118k
Debt > 1 year
€79k▼
2024 · €94k
Income taxes
€45▼
2024 · €458
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€327k▼
Fixed assets21/28€100k€80k▼
Tangible fixed assets22/27€100k€80k▼
Plant, machinery and equipment23€219€0▼
Furniture and vehicles24€4k€0▼
Other tangible fixed assets26€95k€80k▼
Current assets29/58€260k€247k▼
Amounts receivable within one year40/41€16k€6k▼
Trade receivables40€1k€0▼
Other amounts receivable41€15k€6k▼
Current investments50/53€141k€142k▲
Cash at bank and in hand54/58€102k€100k▼
Equity and liabilities
Total equity and liabilities10/49€360k€327k▼
Equity10/15€149k€67k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€130k€49k▼
Tax-exempt reserves132€7k€7k=
Distributable reserves133€123k€42k▼
Amounts payable17/49€211k€260k▲
Amounts payable after more than one year17€94k€79k▼
Financial debts170/4€94k€79k▼
Amounts payable within one year42/48€118k€180k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€451€464▲
Suppliers440/4€451€464▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€101k€162k▲
Accrued charges and deferred income492/3-€800
Income statement
Code20242025
Turnover70€20k-
Goods, raw materials, services and sundry goods60/61€10k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€20k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€10k€11k▲
Operating profit (loss)9901€-18k€-13k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€-24k€-21k▲
Income taxes67/77€458€45▼
Profit (loss) for the period9904€-25k€-21k▲
Profit (loss) for the period to be appropriated9905€-25k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-21k▲
Transfer from equity791/2€94k€81k▼
Profit to be distributed694/7€69k€60k▼
Return on contributions (dividend)694€69k€60k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 10.30
Current ratio from 4.08 to 10.30; short-term debt falls from €86k to €29k.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €85k ▲56.6%
Operating result €131k, net result €85k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.91
Current ratio from 2.08 to 4.91; short-term debt falls from €145k to €64k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg naar Wetteren (SCH) 1839200 DendermondeGround area
1,081 m²
Building footprint
191 m²
Volume, LiDAR
1,061 m³
Parcel 42019A0249/00X000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOEVE TO CONSULT
since 20052.175.360.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42019A0249/00X000 | Flanders | 1,081 m² | 1 · 191 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ceyan
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SHADOWFAX
BE 0746.866.247
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RAPHALI
BE 0766.547.943
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CONCEPT & CONSULTING
BE 0811.844.468
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HR Matters
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 39,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.