MOETIE
ActiveMOETIE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232k and a net result of €217k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 69 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
84
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.91 in 2024), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 24
Relative position
BE, all sectors
reference
Sector 24
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
33.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
1 d early
2022
32 d early
2021
3 d late
2020
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€232k▲ 41.3%
2024 · €164k
2020: €105k
2021: €118k
2022: €164k
2023: €197k
2024: €164k
2020 → 2025
Total assets
€650k▲ 46.3%
2024 · €444k
2020: €193k
2021: €230k
2022: €275k
2023: €290k
2024: €444k
2020 → 2025
Net result
€217k▲ 49.0%
2024 · €146k
2020: €92k
2021: €14k
2022: €46k
2023: €33k
2024: €146k
2020 → 2025
Working capital
€401k▲ 93.1%
2024 · €208k
2020: €107k
2021: €162k
2022: €205k
2023: €239k
2024: €208k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€164k▲ 38.6%€197k▲ 20.1%€164k▼ 16.7%€232k▲ 41.3%
Operating result€19k-€65k▲ 245%€57k▼ 12.3%€194k▲ 240%€322k▲ 66.0%
Net result€14k-€46k▲ 235%€33k▼ 27.9%€146k▲ 344%€217k▲ 49.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €650k
Fixed assets
€8k▼ 14.6%
Current assets
€642k▲ 47.5%
Equity and liabilities €650k
Equity
€232k▲ 41.3%
Debt
€418k▲ 49.1%
The debt ratio rises from 63.1% to 64.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€326k▲
2024 · €198k
Cash flow
€221k▲
2024 · €149k
Solvency
35.6%▼
2024 · 36.9%
Current ratio
2.67▲
2024 · 1.91
Quick ratio
0.24▼
2024 · 1.33
Debt / equity
1.81▲
2024 · 1.71
ROE
93.8%▲
2024 · 89.0%
ROA
33.4%▲
2024 · 32.8%
Interest coverage
45.40▼
2024 · 50.97
Debt
€418k▲
2024 · €280k
Debt ≤ 1 year
€241k▲
2024 · €227k
Debt > 1 year
€172k▲
2024 · €50k
Income taxes
€98k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€650k▲
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Land and buildings22€3k€1k▼
Plant, machinery and equipment23€2k€2k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€435k€642k▲
Stocks and contracts in progress3€133k€584k▲
Stocks30/36€133k€584k▲
Amounts receivable within one year40/41€16k€0▼
Other amounts receivable41€16k€0▼
Cash at bank and in hand54/58€284k€56k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€444k€650k▲
Equity10/15€164k€232k▲
Contributions10/11€12k€12k=
Reserves13€151k€219k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€151k€219k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€280k€418k▲
Amounts payable after more than one year17€50k€172k▲
Other amounts payable178/9€50k€172k▲
Amounts payable within one year42/48€227k€241k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€1k€3k▲
Credit institutions430/8€1k€3k▲
Trade debts44€26k€36k▲
Suppliers440/4€26k€36k▲
Taxes, remuneration and social security45€15k€47k▲
Taxes450/3€15k€47k▲
Other amounts payable47/48€185k€154k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€985▼
Gross operating margin9900€199k€327k▲
Operating profit (loss)9901€194k€322k▲
Financial income75/76B€384€745▲
Recurring financial income75€384€745▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€191k€316k▲
Income taxes67/77€45k€98k▲
Profit (loss) for the period9904€146k€217k▲
Profit (loss) for the period to be appropriated9905€146k€217k▲
Appropriation of the result
Profit (loss) to be appropriated9906€185k€217k▲
Profit (loss) brought forward from the previous period14P€39k€0▼
Transfer from equity791/2-€150k
Transfer to equity691/2€0€217k▲
To other reserves6921€0€217k▲
Profit to be distributed694/7€185k€150k▼
Return on contributions (dividend)694€185k€150k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €217k ▲49%
Operating result €322k, net result €217k, both a record.
31-12
Financial
Equity above €200kEq €232k ▲41.3%
6 profitable years in a row build equity to €232k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €164k ▲38.6%
3 profitable years in a row build equity to €164k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
30-09
Financial
Weakest financial yearnet €14k ▼85.2%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Christinastraat 398400 OostendeGround area
78 m²
Building footprint
78 m²
Volume, LiDAR
1,034 m³
Parcel 35013A0065/00S000, Flanders · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MOETIE
since 20182.280.635.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0065/00S000 | Flanders | 78 m² | 1 · 78 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRIGHT BEAM
BE 0473.493.028
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OLV RESEARCH UNIT
BE 0474.229.139
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Metafose
BE 0888.521.681
Edegem · Eq €156k
bioprojet benelux
BE 0887.869.605
Sint-Jans-Molenbeek · Eq €346k
PROMACON
BE 0444.408.963
Hove · Eq €374k
Of 39 companies in sector 24410 we hold annual accounts for 25. 16 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2018
Fiscal year end31-12
Activities, NACEBEL
24410Manufacture of basic metals
46861Wholesale of diamonds and other precious stones
47770Retail sale of watches and jewellery
47793Retail sale of other second-hand goods, excluding clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.