MOERMANS CONSULTING

Active

Private limited companyfounded 20205 yrs activeBieststraat 191, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0757.815.963

MOERMANS CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €5k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

65 / 100

Healthy▼ -3 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability93▼-7

Solvency26▲+7

Growth78=

Stability94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.18 against 1.08 in 2024), and 83.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.7%

Return on assets

3.1%

Age of the figures

11 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9386 sector peers (2025).

NBB · sector comparison

Position among 9386 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

57 d early

2023

1 d early

2022

4 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k=

2024 · €28k

2022: €7k 2023: €17k 2024: €28k

2022 → 2025

Total assets

€167k▼ 50.4%

2024 · €337k

2022: €127k 2023: €206k 2024: €337k

2022 → 2025

Net result

€5k▼ 51.6%

2024 · €11k

2022: €2k 2023: €12k 2024: €11k

2022 → 2025

Working capital

€25k▼ 4.2%

2024 · €26k

2022: €7k 2023: €17k 2024: €26k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€7k-€17k▲ 138%€28k▲ 62.5%€28k=

Operating result€10k-€28k▲ 173%€25k▼ 13.0%€19k▼ 22.0%

Net result€2k-€12k▲ 422%€11k▼ 8.1%€5k▼ 51.6%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 22% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €167k

98.3%

Fixed assets €3k▲ 63.8%

Current assets €165k▼ 51.0%

Equity and liabilities €167k

16.7%

83.3%

Equity €28k=

Debt €139k▼ 54.9%

The debt ratio falls from 91.7% to 83.3%: debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€20k▼

2024 · €25k

Cash flow

€6k▼

2024 · €11k

Solvency

16.7%▲

2024 · 8.3%

Current ratio

1.18▲

2024 · 1.08

Quick ratio

1.18▲

2024 · 1.08

Debt / equity

4.99▼

2024 · 11.07

ROE

18.6%▼

2024 · 38.4%

ROA

3.1%▼

2024 · 3.2%

Interest coverage

29.65▼

2024 · 35.69

Debt

€139k▼

2024 · €309k

Debt ≤ 1 year

€139k▼

2024 · €309k

Income taxes

€13k▲

2024 · €13k

Staff costs

€462k▼

2024 · €474k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€337k€167k▼

Fixed assets21/28€2k€3k▲

Tangible fixed assets22/27€1k€2k▲

Plant, machinery and equipment23-€2k

Furniture and vehicles24€1k€688▼

Financial fixed assets28€342€342=

Current assets29/58€336k€165k▼

Amounts receivable within one year40/41€162k€85k▼

Trade receivables40€138k€84k▼

Other amounts receivable41€24k€908▼

Cash at bank and in hand54/58€174k€80k▼

Deferred charges and accrued income490/1€218€178▼

Equity and liabilities

Total equity and liabilities10/49€337k€167k▼

Equity10/15€28k€28k=

Contributions10/11€5k€5k=

Reserves13€23k€23k=

Distributable reserves133€23k€23k=

Amounts payable17/49€309k€139k▼

Amounts payable within one year42/48€309k€139k▼

Current portion of amounts payable after more than one year42€5k€8k▲

Trade debts44€172k€37k▼

Suppliers440/4€172k€37k▼

Taxes, remuneration and social security45€121k€79k▼

Taxes450/3€50k€11k▼

Remuneration and social security454/9€72k€67k▼

Other amounts payable47/48€12k€16k▲

Income statement Code20242025

Remuneration, social security and pensions62€474k€462k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€676€744▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€501k€483k▼

Operating profit (loss)9901€25k€19k▼

Financial income75/76B€5€50▲

Recurring financial income75€5€50▲

Financial charges65/66B€713€677▼

Recurring financial charges65€713€677▼

Profit (loss) for the period before taxes9903€24k€19k▼

Income taxes67/77€13k€13k▲

Profit (loss) for the period9904€11k€5k▼

Profit (loss) for the period to be appropriated9905€11k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€11k€5k▼

Transfer to equity691/2€11k-

To other reserves6921€11k-

Profit to be distributed694/7-€5k

Return on contributions (dividend)694-€5k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

04-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

29-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-09

Financial Highest result since 2022net €12k ▲422%

Operating result €28k, net result €12k, both a record.

26-04

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heusden-Zolder · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bieststraat 1913550 Heusden-Zolder

Ground area

884 m²

Building footprint

135 m²

Volume, LiDAR

752 m³

Parcel 71065F0068/00P000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MOERMANS CONSULTING

Bieststraat 191, 3550 Heusden-ZolderBusiness consulting

since 20202.312.405.566

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71065F0068/00P000	Flanders	884 m²	1 · 135 m²	8.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 918 EUR awarded · 644 EUR paid

Year	Entries	awarded	paid
2024	1	651 EUR	377 EUR
2023	1	201 EUR	201 EUR
2022	1	66 EUR	66 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 918 EUR · 644 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Ottignies-Louvain-la-Neuve · Eq €28k

Sint-Martens-Latem · Eq €28k

AX Project Management

BE 1008.329.252

Tubize · Eq €28k

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 33,752 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-11-2020

Fiscal year end30-09

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

71121Engineering and related technical consultancy, excluding land surveyors

33110Repair and maintenance of fabricated metal products

74999Other professional, scientific and technical activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.