MOENS & VANDENBERGEN
ActiveSummary
MOENS & VANDENBERGEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €59k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-4
Solvency68▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.44 in 2024; short-term debt: 47.3% and cash: 4.3% of total assets), and 56.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
56 d early
2023
30 d early
2022
56 d early
2021
34 d early
2020
57 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€373k▼ 1.5%
2024 · €378k
2018: €136k
2019: €114k
2020: €109k
2021: €188k
2022: €264k
2023: €313k
2024: €378k
2018 → 2025
Total assets
€862k▲ 30.6%
2024 · €660k
2018: €513k
2019: €479k
2020: €459k
2021: €529k
2022: €569k
2023: €604k
2024: €660k
2018 → 2025
Net result
€59k▼ 9.6%
2024 · €65k
2018: €8k
2019: €-22k
2020: €-5k
2021: €79k
2022: €76k
2023: €50k
2024: €65k
2018 → 2025
Working capital
€64k▼ 17.9%
2024 · €78k
2018: €-21k
2019: €-62k
2020: €-66k
2021: €-71k
2022: €-21k
2023: €16k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€264k▲ 40.3%€313k▲ 18.8%€378k▲ 20.7%€373k▼ 1.5%
Operating result€120k-€115k▼ 4.1%€79k▼ 30.8%€102k▲ 28.1%€95k▼ 6.6%
Net result€79k-€76k▼ 4.5%€50k▼ 34.6%€65k▲ 31.1%€59k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €862k
Fixed assets
€390k ▼ 3.0%
Current assets
€472k ▲ 83.3%
Equity and liabilities €862k
Equity
€373k ▼ 1.5%
Debt
€489k ▲ 73.8%
Debt's share of the balance-sheet total rises from 42.7% to 56.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€113k▼
2024 · €121k
Cash flow
€77k▼
2024 · €84k
Current ratio
1.16▼
2024 · 1.44
Debt to equity
1.31▲
2024 · 0.74
ROE
15.8%▼
2024 · 17.2%
ROA
6.8%▼
2024 · 9.8%
Interest coverage
11.68▼
2024 · 11.98
Debt ≤ 1 year
€408k▲
2024 · €179k
Debt > 1 year
€82k▼
2024 · €99k
Income taxes
€27k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€660k€862k▲
Fixed assets21/28€402k€390k▼
Tangible fixed assets22/27€402k€390k▼
Land and buildings22€378k€369k▼
Plant, machinery and equipment23€23k€21k▼
Furniture and vehicles24€1k€57▼
Current assets29/58€257k€472k▲
Amounts receivable within one year40/41€119k€431k▲
Trade receivables40€77k€385k▲
Other amounts receivable41€42k€46k▲
Cash at bank and in hand54/58€138k€37k▼
Deferred charges and accrued income490/1€776€3k▲
Equity and liabilities
Total equity and liabilities10/49€660k€862k▲
Equity10/15€378k€373k▼
Contributions10/11€19k€19k=
Reserves13€359k€354k▼
Tax-exempt reserves132€12k€12k=
Distributable reserves133€347k€342k▼
Profit (loss) carried forward14€599€602▲
Amounts payable17/49€281k€489k▲
Amounts payable after more than one year17€99k€82k▼
Financial debts170/4€99k€82k▼
Amounts payable within one year42/48€179k€408k▲
Current portion of amounts payable after more than one year42€93k€92k▼
Trade debts44€42k€226k▲
Suppliers440/4€42k€226k▲
Taxes, remuneration and social security45€40k€39k▼
Taxes450/3€40k€39k▼
Other amounts payable47/48€5k€50k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€125k€115k▼
Operating profit (loss)9901€102k€95k▼
Financial income75/76B€201€202▲
Recurring financial income75€201€202▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€92k€85k▼
Income taxes67/77€27k€27k▼
Profit (loss) for the period9904€65k€59k▼
Profit (loss) for the period to be appropriated9905€65k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€59k▼
Profit (loss) brought forward from the previous period14P€597€599▲
Transfer from equity791/2-€64k
Transfer to equity691/2€65k€59k▼
To other reserves6921€65k€59k▼
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €264k ▲40.3%
2 profitable years in a row build equity to €264k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €79k
Net result €79k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €188k ▲72.9%
Equity rises from €109k to €188k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-22k ▼364%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 501731 AsseGround area
7,077 m²
Building footprint
1,393 m²
Volume, LiDAR
19,608 m³
2 parcels, Brussels, Flanders · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Moens & Vandenbergen
since 20172.270.048.636
MOENS&VANDENBERGEN
since 20212.320.664.028
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0085/00K000 | Brussels | 4,922 m² | 1 · 1,087 m² | 22.4 m · 6 fl. |
| 23068B0076/00S004 | Flanders | 2,155 m² | 1 · 306 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 71 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 71 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,807 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.