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Modo Invest

Active
Public limited companyfounded 2004active for 21 yearsKoning Ridderdijk 65, 8434 Middelkerke, BelgiumKBO/BCE: BE 0870.374.664
Summary

Modo Invest has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318,504 and a net result of -€10,761. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
Modo InvestActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
≈ €100,000turnover 2025, estimated
Equity
€318,504
Loss
-€10,761
Turnover estimated from the gross margin
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Board
4 members
2025 accounts 50 days early3 of 7 deeds summarised
Why 87raises riskLiquidity: current ratio 0.11lowers riskSize: total assets €651,888Sector: Activities of head offices; management consultancy activities (NACE 70)Founded in 2004Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 74+8
equity 48.9% of total assets
Liquidity 100+50
short-term debt 3.9%
Profitability 54-46
return on assets -1.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,501 companies, NACE 70, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.5 percentage points vs 04-2025highest value 06-2025: 0.6%▼ -0.8 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.3%▼ -0.3 percentage points vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.11, compared with 0.16 in 2024, below 1; short-term debt: 3.9% of total assets), and 51.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 45% on solvency, 97% on liquidity, 25% on profitability and 73% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.11
NBB · annual accounts
lowers risk · Size: total assets €651,888
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €318,504
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 days early
2024
on the day
2023
55 days early
2022
31 days early
2021
1 day early
2020
2 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end31-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Pascal Dewaele (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €225,272 in 2024 -€10,761 View
  • Caution: Among the weakest 10% on net resultsector median €27,212 · 39,234 companies -€10,761 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • New directorlatest change 01-01-2026 · 4 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€651,888
Loss
-€10,761
Solvency
48.9%
Total assets▲ 9.6%
Net result
20192025
Go to Financials

Board & ownership

Board
4 members
  • GELAUDE ChristineDirector
  • Pascal DewaeleDirector
  • Desmet MoniqueDirector
  • Dewaele DonnéDirector
Go to Board & ownership

Timeline

Events
27
Since
2007
Next accounts
by 30-04-2027
  1. 30-09-2024Highest result from 2019 to 2025
  2. 30-09-2024Equity above €200,000
  3. 13-03-2024Resignations: GELAUDE Christine, DESMET Monique Irma and…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of head officesNACE 70100
Founded
03-12-2004
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
23
Who signs
The sole director
Annual meeting
Second Tuesday of February at 18:00
Purpose
“Alle onroerend goed of ermee verband houdende verrichtingen inzake het aanleggen,het…” (deed in Dutch)
Go to Articles of association

Key facts about Modo Invest

What is the company number of Modo Invest?
0870.374.664. In Belgium the VAT number is the company number with BE in front: BE 0870.374.664.
Where is Modo Invest based?
The registered office is at Koning Ridderdijk 65, 8434 Middelkerke.Company details
What does Modo Invest do?
According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of Modo Invest?
Public limited company (NV).
When was Modo Invest founded?
On 03-12-2004.
Is Modo Invest still active?
Yes, Modo Invest is an active enterprise in the KBO register.
What is the turnover of Modo Invest?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Modo Invest profitable?
In financial year 2025, Modo Invest made a loss of €10,761.
Where can I find the annual accounts of Modo Invest?
Modo Invest filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Modo Invest due?
By 30-04-2027, for financial year 2026.Timeline

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