MODEST KRANEN
ActiveThe computed 12-month bankruptcy probability of MODEST KRANEN is 1.5% (moderate). The 2025 annual accounts show equity of €52k and a net result of €139k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 907 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +73 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+84
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 0.55 in 2024), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
159.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
145 d early
2022
95 d early
2021
36 d late
2020
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€52k▲ 146%
2024 · €21k
2020: €28k
2021: €39k
2022: €51k
2023: €52k
2024: €21k
2020 → 2025
Total assets
€87k▼ 21.0%
2024 · €110k
2020: €323k
2021: €282k
2022: €202k
2023: €172k
2024: €110k
2020 → 2025
Net result
€139k
2024 · €-31k
2020: €9k
2021: €11k
2022: €12k
2023: €884
2024: €-31k
2020 → 2025
Working capital
€52k
2024 · €-25k
2020: €-8k
2021: €-800
2022: €-31k
2023: €-12k
2024: €-25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€51k▲ 31.5%€52k▲ 1.7%€21k▼ 59.4%€52k▲ 146%
Operating result€16k-€17k▲ 6.0%€2k▼ 85.6%€-30k€140k
Net result€11k-€12k▲ 9.2%€884▼ 92.8%€-31k€139k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €140k after a loss of €30k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €87k
Equity
€52k▲ 146%
Debt
€35k▼ 60.6%
The debt ratio falls from 80.9% to 40.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
59.6%▲
2024 · 19.1%
Current ratio
2.48▲
2024 · 0.55
Quick ratio
2.48▲
2024 · 0.55
Debt / equity
0.68▼
2024 · 4.23
ROE
267.6%▲
2024 · -146.5%
ROA
159.6%▲
2024 · -28.0%
Debt
€35k▼
2024 · €89k
Debt ≤ 1 year
€35k▼
2024 · €56k
Income taxes
€241
Staff costs
€6k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€87k▼
Fixed assets21/28€79k-
Tangible fixed assets22/27€79k-
Plant, machinery and equipment23€319-
Furniture and vehicles24€79k-
Current assets29/58€31k€87k▲
Amounts receivable within one year40/41€20k€84k▲
Trade receivables40€16k€508▼
Other amounts receivable41€4k€83k▲
Cash at bank and in hand54/58€9k€3k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€110k€87k▼
Equity10/15€21k€52k▲
Contributions10/11€19k€19k=
Reserves13€2k€33k▲
Distributable reserves133€2k€33k▲
Amounts payable17/49€89k€35k▼
Amounts payable after more than one year17€33k-
Financial debts170/4€33k-
Amounts payable within one year42/48€56k€35k▼
Current portion of amounts payable after more than one year42€33k€33k▲
Trade debts44€16k€866▼
Suppliers440/4€16k€866▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€2k€241▼
Remuneration and social security454/9€5k€783▼
Income statement
Code20242025
Non-recurring operating income76A-€132k
Remuneration, social security and pensions62€53k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k-
Other operating charges640/8€667€322▼
Gross operating margin9900€75k€146k▲
Operating profit (loss)9901€-30k€140k▲
Financial income75/76B€41-
Recurring financial income75€41-
Financial charges65/66B€987€667▼
Recurring financial charges65€987€667▼
Profit (loss) for the period before taxes9903€-31k€139k▲
Income taxes67/77-€241
Profit (loss) for the period9904€-31k€139k▲
Profit (loss) for the period to be appropriated9905€-31k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€139k▲
Transfer from equity791/2€31k-
Transfer to equity691/2-€31k
To other reserves6921-€31k
Profit to be distributed694/7-€108k
Directors or managers695-€108k
Social balance
Average headcount (FTE)90871.00.1▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €139k
Net result €139k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 2.48
Current ratio from 0.55 to 2.48; short-term debt falls from €56k to €35k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-31k ▼3591%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 36 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leerlooierijstraat 148600 DiksmuideGround area
4,592 m²
Building footprint
2,254 m²
Parcel 32473C0029/00K003, Flanders. Linked by address, not a title deed.
1 establishment unit
MODEST KRANEN
since 20192.284.783.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32473C0029/00K003 | Flanders | 4,592 m² | 1 · 2,254 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 160 EUR awarded · 159 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 56 EUR | 159 EUR |
| 2022 | 1 | 104 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 664 companies in sector 77320 we hold annual accounts for 489. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2019
Fiscal year end31-03
Activities, NACEBEL
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.