MODELLERA'S
ActiveMODELLERA'S has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-4k) and a net result of €-6k. Equity is shrinking by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
7
/ 100
Critical▼ -44 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency37▲+24
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 0.86 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-21.5%
Return on assets
-29.2%
Age of the figures
23 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€4k
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 134 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline11-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 31-12-2025, 245 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
245 d late
2023
61 d late
2022
31 d late
2021
1 d early
2020
28 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-4k
2023 · €2k
2018: €12k
2019: €12k
2020: €11k
2021: €6k
2022: €-41
2023: €2k
2018 → 2024
Total assets
€21k▼ 0.4%
2023 · €21k
2018: €16k
2019: €15k
2020: €15k
2021: €15k
2022: €15k
2023: €21k
2018 → 2024
Net result
€-6k
2023 · €2k
2019: €173
2020: €-999
2021: €-5k
2022: €-6k
2023: €2k
2019 → 2024
Working capital
€-8k▼ 200%
2023 · €-3k
2018: €11k
2019: €10k
2020: €9k
2021: €4k
2022: €-2k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€6k▼ 46.6%€-41€2k€-4k
Operating result€-716-€-5k▼ 607%€-6k▼ 10.4%€2k€-6k
Net result€-999-€-5k▼ 413%€-6k▼ 15.2%€2k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €2k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€4k▼ 17.1%
Current assets
€17k▲ 3.8%
Key figures and ratios
EBITDA
€-5k▼
2023 · €3k
Cash flow
€-5k▼
2023 · €3k
Solvency
-21.5%▼
2023 · 7.7%
Current ratio
0.68▼
2023 · 0.86
Quick ratio
0.05▼
2023 · 0.20
Debt / equity
-5.66▼
2023 · 11.93
ROE
136.2%▲
2023 · 102.5%
ROA
-29.2%▼
2023 · 7.9%
Interest coverage
-28.32▼
2023 · 11.57
Debt
€25k▲
2023 · €19k
Debt ≤ 1 year
€25k▲
2023 · €19k
Income taxes
€171▲
2023 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€21k€21k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€17k€17k▲
Stocks and contracts in progress3€13k€16k▲
Stocks30/36€13k€16k▲
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Cash at bank and in hand54/58€875€1k▲
Deferred charges and accrued income490/1€538€223▼
Equity and liabilities
Total equity and liabilities10/49€21k€21k▼
Equity10/15€2k€-4k▼
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-6k€-12k▼
Amounts payable17/49€19k€25k▲
Amounts payable within one year42/48€19k€25k▲
Financial debts43€293-
Credit institutions430/8€293-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€5k€490▼
Taxes450/3€5k€490▼
Other amounts payable47/48€9k€22k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€733▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€5k€-3k▼
Operating profit (loss)9901€2k€-6k▼
Financial charges65/66B€274€177▼
Recurring financial charges65€274€177▼
Profit (loss) for the period before taxes9903€2k€-6k▼
Income taxes67/77€137€171▲
Profit (loss) for the period9904€2k€-6k▼
Profit (loss) for the period to be appropriated9905€2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-12k▼
Profit (loss) brought forward from the previous period14P€-8k€-6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 245 days late
2024
30-09
Financial
Weakest financial yearnet €-6k ▼467%
Net result drops to €-6k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-02-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2842140 AntwerpenGround area
176 m²
Building footprint
176 m²
Volume, LiDAR
1,692 m³
Parcel 11006A0302/00G002, Flanders · tallest building 19.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MODELLERA'S
since 20062.151.800.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0302/00G002 | Flanders | 176 m² | 1 · 176 m² | 19.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
SEB Intern
BE 0452.362.963
Vorst · Eq €2k
DAGSAM
BE 0811.072.626
Schaarbeek · Eq €2k
MO2ci
BE 0893.908.052
Brussel · Eq €2k
PALIMA
BE 0653.719.424
Anderlecht · Eq €2k
THANH-MY
BE 0884.530.429
Manage · Eq €2k
Of 6,451 companies in sector 47716 we hold annual accounts for 2,423. 447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2006
Fiscal year end30-09
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
47714Retail trade
47715Retail trade
47721Retail sale of footwear
52425
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.