MODELI
ActiveSummary
MODELI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €7k. Its solvency ranks better than 65% of 958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency93▲+3
Growth52
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.25 in 2024; short-term debt: 31.6% and cash: 84% of total assets), and 31.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 14.8%
2024 · €46k
2024: €46k
2025: €53k▲ +14.8% vs 2024
2024 → 2025
Total assets
€78k▲ 9.5%
2024 · €71k
2024: €71k
2025: €78k▲ +9.5% vs 2024
2024 → 2025
Net result
€7k▼ 84.2%
2024 · €43k
2024: €43k
2025: €7k▼ -84.2% vs 2024
2024 → 2025
Working capital
€42k▲ 37.1%
2024 · €31k
2024: €31k
2025: €42k▲ +37.1% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€46k-€53k▲ 14.8%
2024: €46k
2025: €53k▲ +14.8% vs 2024
Operating result€60k-€8k▼ 87.5%
2024: €60k
2025: €8k▼ -87.5% vs 2024
Net result€43k-€7k▼ 84.2%
2024: €43k
2025: €7k▼ -84.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€11k ▼ 30.3%
Current assets
€67k ▲ 20.4%
Equity and liabilities €78k
Equity
€53k ▲ 14.8%
Debt
€25k ▼ 0.5%
Debt's share of the balance-sheet total falls from 34.8% to 31.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €63k
Cash flow
€11k▼
2024 · €46k
Current ratio
2.73▲
2024 · 2.25
Debt to equity
0.46▼
2024 · 0.53
ROE
12.9%▼
2024 · 93.5%
ROA
8.8%▼
2024 · 61.0%
Interest coverage
266.32▲
2024 · 121.49
Debt ≤ 1 year
€25k▼
2024 · €25k
Income taxes
€650▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€78k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€56k€67k▲
Amounts receivable within one year40/41€25k€718▼
Trade receivables40€25k-
Other amounts receivable41€534€718▲
Cash at bank and in hand54/58€29k€65k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€71k€78k▲
Equity10/15€46k€53k▲
Contributions10/11€3k€3k=
Reserves13€43k€50k▲
Distributable reserves133€43k€50k▲
Profit (loss) carried forward14€148€483▲
Amounts payable17/49€25k€25k▼
Amounts payable within one year42/48€25k€25k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€24k€20k▼
Remuneration and social security454/9-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€70k€15k▼
Operating profit (loss)9901€60k€8k▼
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€516€46▼
Recurring financial charges65€516€46▼
Profit (loss) for the period before taxes9903€59k€7k▼
Income taxes67/77€16k€650▼
Profit (loss) for the period9904€43k€7k▼
Profit (loss) for the period to be appropriated9905€43k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€7k▼
Profit (loss) brought forward from the previous period14P-€148
Transfer to equity691/2€43k€7k▼
To other reserves6921€43k€7k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €5k | ▲ 67.1% |
| Other operating charges640/8 | €7k | €3k | ▼ 58.9% |
| Gross operating margin9900 | €70k | €15k | ▼ 78.4% |
| Operating profit (loss)9901 | €60k | €8k | ▼ 87.5% |
| Financial income75/76B | - | €9 | - |
| Recurring financial income75 | - | €9 | - |
| Financial charges65/66B | €516 | €46 | ▼ 91.2% |
| Recurring financial charges65 | €516 | €46 | ▼ 91.2% |
| Profit (loss) for the period before taxes9903 | €59k | €7k | ▼ 87.4% |
| Income taxes67/77 | €16k | €650 | ▼ 96.0% |
| Profit (loss) for the period9904 | €43k | €7k | ▼ 84.2% |
| Profit (loss) for the period to be appropriated9905 | €43k | €7k | ▼ 84.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €71k | €78k | ▲ 9.5% |
| Fixed assets21/28 | €15k | €11k | ▼ 30.3% |
| Tangible fixed assets22/27 | €15k | €11k | ▼ 30.3% |
| Furniture and vehicles24 | €10k | €7k | ▼ 36.4% |
| Other tangible fixed assets26 | €5k | €4k | ▼ 17.6% |
| Current assets29/58 | €56k | €67k | ▲ 20.4% |
| Amounts receivable within one year40/41 | €25k | €718 | ▼ 97.1% |
| Trade receivables40 | €25k | - | - |
| Other amounts receivable41 | €534 | €718 | ▲ 34.5% |
| Cash at bank and in hand54/58 | €29k | €65k | ▲ 122% |
| Deferred charges and accrued income490/1 | €1k | €1k | ▼ 10.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €71k | €78k | ▲ 9.5% |
| Equity10/15 | €46k | €53k | ▲ 14.8% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €43k | €50k | ▲ 15.1% |
| Distributable reserves133 | €43k | €50k | ▲ 15.1% |
| Profit (loss) carried forward14 | €148 | €483 | ▲ 226% |
| Amounts payable17/49 | €25k | €25k | ▼ 0.5% |
| Amounts payable within one year42/48 | €25k | €25k | ▼ 0.5% |
| Trade debts44 | €1k | €1k | ▲ 4.8% |
| Suppliers440/4 | €1k | €1k | ▲ 4.8% |
| Taxes, remuneration and social security45 | €24k | €23k | ▼ 0.7% |
| Taxes450/3 | €24k | €20k | ▼ 14.7% |
| Remuneration and social security454/9 | - | €3k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €7k | ▼ 84.2% |
| + Depreciation and write-downs630 | €3k | €5k | ▲ 67.1% |
| Operating cash flow (approximation) | €46k | €11k | ▼ 75.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €36k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Ground area
182 m²
Building footprint
60 m²
Volume, LiDAR
599 m³
Parcel 55015B0407/00R003, Wallonia · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MODELI
since 20232.346.059.321
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55015B0407/00R003 | Wallonia | 182 m² | 1 · 60 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,856 companies in sector 18130 we hold annual accounts for 832. 692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
71111Activities of building architects
74120Graphic design and visual communication
74999Other professional, scientific and technical activities
90111Literary creation
Scores and ratios are computed by Checked and are not a credit decision.