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MODEL'ONGLE

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198838 yrs activeOsseghemstraat 193, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0434.993.431

MODEL'ONGLE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-80k) and a net result of €-5k. Equity is shrinking by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
30 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+18
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.5 in 2024; short-term debt: 202.8% and cash: 1.6% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-102.8%
Return on assets
-6.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
18192122232425
2018 to 2025 · latest year €-80k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
41 d late
2024
120 d early
2023
42 d early
2022
14 d early
2021
9 d early
2019
23 d early
2018
40 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▲ 51.3%
2024 · €-11k
2018: €976 2019: €-21k 2021: €-2k 2022: €-26k 2023: €-29k 2024: €-11k
2018 → 2025
Working capital
€-81k▼ 7.0%
2024 · €-76k
2018: €15k 2019: €-6k 2021: €-10k 2022: €-36k 2023: €-65k 2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-9k-€-35k▼ 308%€-64k▼ 82.9%€-74k▼ 17.0%€-80k▼ 7.1%
Operating result€-1k-€-25k▼ 2,311%€-28k▼ 9.8%€-10k▲ 64.2%€-4k▲ 55.7%
Net result€-2k-€-26k▼ 1,315%€-29k▼ 9.8%€-11k▲ 62.5%€-5k▲ 51.3%
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0Operating result 2021: €-1k€-1kNet result 2021: €-2k€-2kOperating result 2022: €-25k€-25kNet result 2022: €-26k€-26kOperating result 2023: €-28k€-28kNet result 2023: €-29k€-29kOperating result 2024: €-10k€-10kNet result 2024: €-11k€-11kOperating result 2025: €-4k€-4kNet result 2025: €-5k€-5k20212022202320242025
The operating result stays negative: a loss of €4k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets €1k=
Current assets €76k▼ 0.4%
Key figures and ratios
2025 value · change against 2024
Solvency
-102.8%
2024 · -95.6%
Current ratio
0.49
2024 · 0.50
Quick ratio
0.48
2024 · 0.50
Debt / equity
-1.97
2024 · -2.05
ROA
-6.8%
2024 · -13.9%
Debt
€157k
2024 · €152k
Debt ≤ 1 year
€157k
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€78k€78k
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€77k€76k
Stocks and contracts in progress3€891€917
Stocks30/36€891€917
Amounts receivable within one year40/41€75k€74k
Trade receivables40€75k€74k
Cash at bank and in hand54/58€637€1k
Equity and liabilities
Total equity and liabilities10/49€78k€78k
Equity10/15€-74k€-80k
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-84k€-89k
Amounts payable17/49€152k€157k
Amounts payable within one year42/48€152k€157k
Current portion of amounts payable after more than one year42€76k€76k=
Financial debts43€3k€2k
Credit institutions430/8€3k€2k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€834€8k
Taxes450/3€834€2k
Remuneration and social security454/9-€6k
Other amounts payable47/48€71k€70k
Income statement Code20242025
Other operating charges640/8€2k€1k
Gross operating margin9900€-8k€-3k
Operating profit (loss)9901€-10k€-4k
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€853€851
Recurring financial charges65€853€851
Profit (loss) for the period before taxes9903€-11k€-5k
Profit (loss) for the period9904€-11k€-5k
Profit (loss) for the period to be appropriated9905€-11k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-89k
Profit (loss) brought forward from the previous period14P€-73k€-84k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
02-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2020
08-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
20-05
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1988
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Osseghemstraat 1931080 Sint-Jans-Molenbeek
Ground area
229 m²
Building footprint
230 m²
Volume, LiDAR
2,054 m³
Parcel 21524C0262/00C002, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chez Joëlle
Osseghemstraat 193, 1080 Sint-Jans-MolenbeekNACE 9302203
since 19882.040.037.781
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0262/00C002 Brussels 229 m² 1 · 230 m² 16.8 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Jans-Molenbeek2.040.037.781
1 permission
Drankgelegenheid · since 01-01-2010

Similar companies · same sector, comparable size

Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 3,873 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded31-08-1988
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.