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MOD'PETITS

Active
Private limited companyfounded 2019active for 7 yearsBeukenootjesstraat 8, 1120 Brussel, BelgiumKBO/BCE: BE 0730.734.553
Summary

The computed 12-month bankruptcy probability of MOD'PETITS is 4.8% (elevated). The 2024 annual accounts show equity of €24,492 and a net result of €345. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 95% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
≈ €6,800turnover 2024, estimated
Equity
€24,492
Profit
€345
Turnover estimated from the gross margin
Financial health
40 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.8%
Structure
2025 accounts not filed, 89 days past the deadline1 of 3 deeds summarised
Why 40raises riskFigures for financial year 2024 (filed 26-07-2025)1 change of registered office in 24 monthsSize: total assets €26,0271 financial year not filed after the legal deadlineShow the evidence

Checked score

Score 2024
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 63% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 100=
equity 94.1% of total assets
Liquidity 72+8
short-term debt 5.9% · cash 17.6%
Profitability 52+41
return on assets 1.3%
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 0.8%▼ -0.2 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▲ +0.3 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.8 percentage points vs 07-2026 09-2026: 2.4%▲ +0.4 percentage points vs 08-2026 10-2026: 4.8%▲ +2.4 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 16.96, above the usual 1.5; short-term debt: 5.9% and cash: 17.6% of total assets), and 5.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 78% on liquidity, 38% on profitability and 44% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 26-07-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €26,027
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline28-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-07-2025, 5 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
5 days early
2023
28 days late
2022
4 days early
2021
9 days early
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 1 day after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €345

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 28 October 2026.

Turnover
≈ €6,800
Estimated: probably between €2,300 and €14,000
Total assets
€26,027▲ 7.8%
2023 · €24,147
Net result
€345
2023 · -€1,453
Working capital
€24,492▼ 2.1%
2022 · €25,016
Trend over the years

2020 to 2024, 5 financial years

The operating result returns to profit in 2024: €292 after a loss of €1,299 in 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€292 2024 Net result€345 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20202021202220232024
Operating result-€11,522-€12,433-€4,913-€1,299▲ 73.6%€292
Net result-€11,524below the sector's middle half-€12,292within the sector's middle half-€5,054below the sector's middle half-€1,453within the sector's middle half▲ 71.3%€345within the sector's middle half
Equity€18,361within the sector's middle half-€30,653within the sector's middle half▲ 66.9%€25,599within the sector's middle half▼ 16.5%€24,147within the sector's middle half▼ 5.7%€24,492within the sector's middle half▲ 1.4%
Total assets€45,402below the sector's middle half-€35,591below the sector's middle half▼ 21.6%€26,727below the sector's middle half▼ 24.9%€24,147below the sector's middle half▼ 9.7%€26,027below the sector's middle half▲ 7.8%
Debt€27,041-€4,938▼ 81.7%€1,127▼ 77.2%€1,535
Working capital€14,240within the sector's middle half-€28,774within the sector's middle half▲ 102%€25,016within the sector's middle half▼ 13.1%€24,492within the sector's middle half
Solvency40.4%within the sector's middle half-86.1%above the sector's middle half▲ 45.7pp95.8%above the sector's middle half▲ 9.7pp100.0%above the sector's middle half▲ 4.2pp94.1%above the sector's middle half▼ 5.9pp
Current ratio1.53within the sector's middle half-6.83above the sector's middle half▲ 5.3023.19above the sector's middle half▲ 16.3616.96above the sector's middle half
Return on assets (ROA)-25.4%below the sector's middle half-34.5%above the sector's middle half▲ 59.9pp-18.9%below the sector's middle half▼ 53.4pp-6.0%below the sector's middle half▲ 12.9pp1.3%within the sector's middle half▲ 7.3pp
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Equity and liabilities €26,027
Equity €24,492
Debt €1,535
Debt finances 5.9% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€583▲
2023 · -€1,008
Cash flow
€637▲
2023 · -€1,161
Quick ratio
5.37
Debt to equity
0.06
ROE
1.4%▲
2023 · -6.0%
Interest coverage
3.81▲
2023 · -6.58
Debt ≤ 1 year
€1,535
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,047 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 93.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.2% went bankrupt
3.8% stopped otherwise
93.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 29 lines
Balance sheet Code20232024
Assets
Total assets20/58€24,147€26,027▲
Formation expenses20€292-
Current assets29/58€23,855€26,027▲
Stocks and contracts in progress3€17,570€17,786▲
Stocks30/36€17,570€17,786▲
Amounts receivable within one year40/41€147€3,664▲
Other amounts receivable41€147€3,664▲
Cash at bank and in hand54/58€6,138€4,577▼
Equity and liabilities
Total equity and liabilities10/49€24,147€26,027▲
Equity10/15€24,147€24,492▲
Contributions10/11€29,885€29,885=
Profit (loss) carried forward14-€5,738-€5,393▲
Amounts payable17/49-€1,535
Amounts payable within one year42/48-€1,535
Trade debts44-€1,535
Suppliers440/4-€1,535
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€291€292▲
Other operating charges640/8€149-
Gross operating margin9900-€859€583▲
Operating profit (loss)9901-€1,299€292▲
Financial income75/76B-€207
Recurring financial income75-€207
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903-€1,453€345▲
Profit (loss) for the period9904-€1,453€345▲
Profit (loss) for the period to be appropriated9905-€1,453€345▲
Appropriation of the result
Profit (loss) to be appropriated9906-€5,738-€5,393▲
Profit (loss) brought forward from the previous period14P-€4,286-€5,738▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€33,235€12,719---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,187€2,242€1,296€291€292▲ 0.1%
Other operating charges640/8-€1,500€149€149--
Gross operating margin9900-€6,770€16,174-€3,469-€859€583-
Operating profit (loss)9901-€11,522€12,433-€4,913-€1,299€292-
Financial income75/76B----€207-
Recurring financial income75€6---€207-
Financial charges65/66B-€141€141€153€153=
Recurring financial charges65€9€141€141€153€153=
Profit (loss) for the period before taxes9903-€11,524€12,292-€5,054-€1,453€345-
Profit (loss) for the period9904-€11,524€12,292-€5,054-€1,453€345-
Profit (loss) for the period to be appropriated9905-€11,524€12,292-€5,054-€1,453€345-
Line20202021202220232024Change
Assets
Total assets20/58€45,402€35,591€26,727€24,147€26,027▲ 7.8%
Formation expenses20€1,166€875€583€292--
Fixed assets21/28€2,954€1,004----
Tangible fixed assets22/27€2,954€1,004----
Furniture and vehicles24-€1,004----
Current assets29/58€41,282€33,712€26,144€23,855€26,027▲ 9.1%
Stocks and contracts in progress3€26,979€20,374€23,200€17,570€17,786▲ 1.2%
Stocks30/36-€20,374€23,200€17,570€17,786▲ 1.2%
Amounts receivable within one year40/41€6,474€2,282€147€147€3,664▲ 25×
Trade receivables40-€1,654----
Other amounts receivable41-€628€147€147€3,664▲ 25×
Cash at bank and in hand54/58€7,828€11,056€2,797€6,138€4,577▼ 25.4%
Equity and liabilities
Total equity and liabilities10/49€45,402€35,591€26,727€24,147€26,027▲ 7.8%
Equity10/15€18,361€30,653€25,599€24,147€24,492▲ 1.4%
Contributions10/11-€29,885€29,885€29,885€29,885=
Profit (loss) carried forward14-€11,524€768-€4,286-€5,738-€5,393▲ 6.0%
Amounts payable17/49€27,041€4,938€1,127-€1,535-
Amounts payable within one year42/48€27,041€4,938€1,127-€1,535-
Trade debts44€2,189€2,170--€1,535-
Suppliers440/4-€2,170--€1,535-
Taxes, remuneration and social security45--€1,127---
Taxes450/3--€1,103---
Remuneration and social security454/9--€25---
Other amounts payable47/48-€2,768----
Line20202021202220232024Change
Profit (loss) for the period9904-€11,524€12,292-€5,054-€1,453€345-
+ Depreciation and write-downs630€3,187€2,242€1,296€291€292▲ 0.1%
Operating cash flow (approximation)-€8,337€14,534-€3,758-€1,161€637-
Investment in fixed assets (approximation)--€292----
Change in cash-€3,228-€8,259€3,341-€1,561-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2024 micro format 26-07-2025 2025-00312673
31-12-2023 micro format 28-08-2024 2024-00395923
31-12-2022 micro format 27-07-2023 2023-00290272
31-12-2021 micro format 22-07-2022 2022-20214890
31-12-2020 micro format 27-07-2021 2021-41200505

Similar companies · same sector, comparable size

Of the 6,396 active companies whose main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716), figures are known for 2,469. 1,669 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MOD'PETITS was incorporated on 16 July 2019 as a private limited company.1 The registered office was moved to Bruxelles in 2025.2 Total assets fell from €45,402 in 2020 to €26,027 in 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-07-2025
  3. 3National Bank, annual accounts 2020 and 2024

Acts, filings and financial milestones

2025
30-07
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 01-07-2025
  • Registered-office move, Rue des Faînes 8 à 1120 Bruxelles
  • Director in office, LFARH Mohamed (director)
26-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €345
Net result €345 after 2 loss-making years.
28-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 28 days late
2023
27-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Liquidity more than triplescurrent ratio 23.19
Current ratio from 6.83 to 23.19; short-term debt falls from €4,938 to €1,127.
22-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Back to profitnet €12,292
Net result €12,292 after one loss-making year.
31-12
Financial Liquidity more than quadruplescurrent ratio 6.83
Current ratio from 1.53 to 6.83; short-term debt falls from €27,041 to €4,938.
27-07
NBB filing Annual accounts filed
financial year 2020 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded16-07-2019
Financial year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0730734553
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
219 m²
Building footprint
72 m²
Building volume
521 m³
Parcel 21819B0108/00R000, Brussels · tallest building 9.0 m. Linked by address, not a title deed.
1 establishment unit
MOD'PETITS
Beukenootjesstraat 8, 1120 BrusselRetail sale of clothing and accessories for women, men, children and babies (general range)
since 2019unit no. 2.296.195.381
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21819B0108/00R000 Brussels 219 m² 1 · 72 m² 9.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.