Equity
€24,092 ▲ 3.5%
MOCO has made a profit without a break since 2023.
MOCO
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €22,459 (2007)
€8,990▲ 144%
lowest -€13,238 (2014)
€804▼ 55.1%
peak €27,678 (2009)
€24,092▲ 3.5%
€3,195▼ 3.9%
Board2 names since 2021
2 directorsCLOES MARIANNE and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €3,686 to €8,990Result from €1,789 to €804Investments €3,667Cash from €12,824 to €5,556
Key points
from the 2025 annual accountsGrowth
5 years
5 years of growth in a row. Turnover 2025: €153,098.
Investments
€3,667 2.3 × depreciation
Green is investment, beige is depreciation.
Payment terms
2 days to suppliers
Customers pay 21 days later.
Filings
32 annual accounts since 1994
Seven of the last ten came late. The 2019 accounts came latest: 62 days after the end of the period.
Position in the sector
88.3%
Higher solvency than 95% of companies in food and beverage service. Sector median 29.8% · 4,849 companies.
Checked score
90
Excellent
Financially stronger than 67% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025highest value
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.1 percentage points vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Size: turnover €153,098, total assets €27,287
lowers risk
Founded in 1989
Liquidity: current ratio 7.78, cash €5,556, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 78% on liquidity, 42% on profitability and 55% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as MOCO has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MOCO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for MOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.78 (7.9 in 2024), above the usual 1.5. Short-term debt is 11.7% and cash 20.4% of total assets. 11.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 days early
2023
14 days late
2022
28 days late
2021
19 days late
2020
26 days late
2019
62 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438965580
Amendment of the articles · Legal-form change
Legal-form conversion: from cooperative company to private limited company · Board composition: VANDER MOTTEN Edouard (director) · Gazette deed
First establishment
Pierre Strauwenstraat 17, Brussels
Incorporation
published on 14-12-1989 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MOCO Brussels | €27,287 | €8,990 | 88.3% | - |
| LE CENTURY Couvin | €27,566 | €6,988 | 27.7% | - |
| ORIENT Leuven | €33,032 | €8,361 | 34.4% | - |
| FADRON Etterbeek | €28,827 | €9,777 | 89.4% | - |
| LE SILENCE Uccle | €39,492 | €12,207 | -20.8% | - |
| LE TELEGRAPHE Ath | €28,664 | €8,820 | 23.5% | - |
| PASSAGE NAMUR Namur | €31,307 | €6,366 | -191.1% | - |
These companies have the same main activity as MOCO: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €27,600 and €39,500, founded between 1989 and 2000.
Official details
Source: KBO- Status
- Active since 20-11-1989Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.046.218.8591020 Brussels, since 22-12-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €27,287▲ 2.5%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on MOCO
MOCO files the abbreviated format. That format states no turnover. The gross margin rose from €4,006 in 2006 to €8,990 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MOCO
- What is the company number of MOCO?
- The company number of MOCO is 0438.965.580. The VAT number is the same number with BE in front: BE 0438.965.580.
- Where is MOCO based?
- The registered office is at Pierre Strauwenstraat 17, 1020 Brussels.Company details
- What does MOCO do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of MOCO?
- MOCO is a private limited company (BV).
- When was MOCO founded?
- MOCO was founded on 20-11-1989.
- Is MOCO still active?
- Yes, MOCO is an active enterprise in the KBO register.
- What is the turnover of MOCO?
- The turnover of MOCO was €153,098 in financial year 2025, according to the filed annual accounts.Financials
- Is MOCO profitable?
- In financial year 2025, MOCO made a profit of €804.
- Where can I find the annual accounts of MOCO?
- MOCO filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MOCO due?
- MOCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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