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Mochamps

Active Private limited companyfounded 2012active for 14 yearsKolonialelaan 21, 1170 Watermael-BoitsfortKBO/BCE: BE 0843.569.408

Lifetime

13 annual accounts with figures on one time axis
peak €71,776 (2019)
€70,740▲ 18.9%
peak €39,478 (2020)
€38,508▲ 28.5%
peak €339,304 (2024)
€339,304▲ 12.8%
€25,094▼ 39.4%
Board1 name since 2021
1 directorPESTIAUX Julien
Documentsfilings and deeds
28-08-202528 days late
2024micro format
Gross margin from €59,502 to €70,740Result from €29,977 to €38,508Appointment: PESTIAUX Julien (sole director) 07-02Equity from €300,796 to €339,304Debts from €41,405 to €25,094

Key points

from the 2024 annual accounts

Equity

€339,304 ▲ 12.8%

Mochamps has made a profit in every financial year since 2012.

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Liquidity

16.23 was 9.80 in 2023

Short-term debts fell from €32,251 to €21,379.

Filings

13 annual accounts 101 days past the deadline
AprilJune31 JulyOctober20152020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

93.1%

Higher solvency than 94% of companies in other professional activities. Sector median 50.3% · 4,285 companies.

Checked score

56
Fair
Financially stronger than 64% of micro companies in other professional activities (NACE 74)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.2 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 0.7%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 93.1% of total assets
60-2short-term debt 5.9% · cash 7.7%
82+2return on assets 10.6%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 02-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 28 days late; 2 of the last 3 accounts late
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €339,304 (93.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 50% on liquidity, 56% on profitability and 60% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Mochamps has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Mochamps itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Mochamps. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €19,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 16.23 (9.8 in 2023), above the usual 1.5. Short-term debt is 5.9% and cash 7.7% of total assets. 6.9% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 02-09-2025)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 28 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €339,304 (93.1% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 28 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
28 days late
2023
55 days late
2022
31 days late
2021
31 days late
2020
1 day early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 24 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PJ
Director
Board & ownership

Recent changes

Appointment: PESTIAUX Julien (sole director) Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0843569408
Registered office moved from Ixelles to Watermael-Boitsfort New registered office: Avenue Coloniale 21 à 1170 Watermael-Boitsfort · Previous registered office: Rue Henri Marichal 25, 1050 Ixelles · Board meeting of 28-11-2019 · Gazette deed
Incorporation published on 23-02-2012 · Gazette deed
All 25 events

Comparable companies

same main activity, similar in size and age
Company
Mochamps Watermael-Boitsfort €364,398 €70,740 93.1% -
EFFISENS Antwerp €352,151 €74,188 91.7% -
Dokter Frank Piccart Genk €307,970 €69,392 80.8% -
Persinvest Kasterlee €299,353 €69,493 53.0% -
BLUEGREENPROJECTS Destelbergen €400,022 €59,837 79.9% -
DCRJ Tessenderlo-Ham €345,586 €78,970 92.0% -
CONCRETE PARTNER Pont-à-Celles €357,438 €88,938 55.1% -

These companies have the same main activity as Mochamps: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €299,000 and €400,000, founded between 2010 and 2012.

Official details

Source: KBO
Status
Active since 10-02-2012Normal situation
Activity
Other professional, scientific and technical activitiesNACE 74999
Establishment unit
2.207.359.9121170 Watermael-Boitsfort, since 01-01-2012
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2024

€364,398▲ 6.5%
Filing
Filed on 28-08-2025
Financials

Insights on Mochamps

Mochamps files the micro format. That format states no turnover. The gross margin rose from €31,501 in 2012 to €70,740 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Mochamps

What is the company number of Mochamps?
The company number of Mochamps is 0843.569.408. The VAT number is the same number with BE in front: BE 0843.569.408.
Where is Mochamps based?
The registered office is at Kolonialelaan 21, 1170 Watermael-Boitsfort.Company details
What does Mochamps do?
According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
What is the legal form of Mochamps?
Mochamps is a private limited company (BV).
When was Mochamps founded?
Mochamps was founded on 10-02-2012.
Is Mochamps still active?
Yes, Mochamps is an active enterprise in the KBO register.
What is the turnover of Mochamps?
The turnover in financial year 2024 is ≈ €210,000. This figure is estimated from the gross margin of €70,740 and 2,666 comparable companies of the same size. It probably lies between €140,000 and €370,000. It is a rough estimate. In financial year 2019 turnover was €90,994.Financials
Is Mochamps profitable?
In financial year 2024, Mochamps made a profit of €38,508.
Where can I find the annual accounts of Mochamps?
Mochamps filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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