MOCA PLATRE
ActiveMOCA PLATRE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €36k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-6
Solvency65▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.6 in 2024; short-term debt: 58.3% and cash: 72% of total assets), but 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.9%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
13 d late
2022
31 d late
2021
30 d late
2020
116 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 43.8%
2024 · €81k
2018: €62k
2019: €63k
2020: €63k
2021: €68k
2022: €72k
2023: €72k
2024: €81k
2018 → 2025
Total assets
€292k▲ 34.0%
2024 · €218k
2018: €130k
2019: €104k
2020: €116k
2021: €126k
2022: €119k
2023: €157k
2024: €218k
2018 → 2025
Net result
€36k▼ 5.3%
2024 · €37k
2018: €9k
2019: €2k
2020: €-664
2021: €5k
2022: €4k
2023: €447
2024: €37k
2018 → 2025
Working capital
€109k▲ 45.7%
2024 · €75k
2018: €57k
2019: €59k
2020: €63k
2021: €66k
2022: €68k
2023: €70k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€72k▲ 5.7%€72k▲ 0.6%€81k▲ 12.3%€117k▲ 43.8%
Operating result€21k-€22k▲ 2.6%€13k▼ 38.8%€62k▲ 359%€63k▲ 1.7%
Net result€5k-€4k▼ 22.8%€447▼ 88.5%€37k▲ 8,279%€36k▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€13k▼ 29.2%
Current assets
€279k▲ 39.9%
Equity and liabilities €292k
Equity
€117k▲ 43.8%
Debt
€176k▲ 28.2%
The debt ratio falls from 62.9% to 60.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €65k
Cash flow
€41k▲
2024 · €41k
Solvency
39.9%▲
2024 · 37.1%
Current ratio
1.64▲
2024 · 1.60
Quick ratio
1.63▲
2024 · 1.58
Debt / equity
1.51▼
2024 · 1.69
ROE
30.4%▼
2024 · 46.2%
ROA
12.1%▼
2024 · 17.2%
Interest coverage
7.07▼
2024 · 7.15
Debt
€176k▲
2024 · €137k
Debt ≤ 1 year
€170k▲
2024 · €125k
Debt > 1 year
€5k▼
2024 · €12k
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€292k▲
Fixed assets21/28€19k€13k▼
Tangible fixed assets22/27€19k€13k▼
Plant, machinery and equipment23€222€0▼
Furniture and vehicles24€19k€13k▼
Current assets29/58€199k€279k▲
Amounts receivable after more than one year29€13k€23k▲
Other amounts receivable291€13k€23k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€67k€44k▼
Trade receivables40€53k€34k▼
Other amounts receivable41€14k€10k▼
Cash at bank and in hand54/58€117k€211k▲
Deferred charges and accrued income490/1€0€31▲
Equity and liabilities
Total equity and liabilities10/49€218k€292k▲
Equity10/15€81k€117k▲
Contributions10/11€6k€6k=
Reserves13€14k€49k▲
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€13k€49k▲
Profit (loss) carried forward14€61k€61k▲
Amounts payable17/49€137k€176k▲
Amounts payable after more than one year17€12k€5k▼
Financial debts170/4€12k€5k▼
Amounts payable within one year42/48€125k€170k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€71k€88k▲
Suppliers440/4€71k€88k▲
Taxes, remuneration and social security45€19k€47k▲
Taxes450/3€19k€33k▲
Remuneration and social security454/9€0€14k▲
Other amounts payable47/48€29k€29k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€18k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€75k€89k▲
Operating profit (loss)9901€62k€63k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€53k€53k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€37k€36k▼
Profit (loss) for the period to be appropriated9905€37k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€97k▼
Profit (loss) brought forward from the previous period14P€61k€61k=
Transfer to equity691/2€9k€35k▲
To other reserves6921€9k€35k▲
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €100kEq €117k ▲43.8%
5 profitable years in a row build equity to €117k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €37k ▲8279%
Net result €37k, the highest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
31-12
Financial
Weakest financial yearnet €-664 ▼136%
Net result drops to €-664, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Colonel Piron 2174624 FléronGround area
2,061 m²
Building footprint
283 m²
Volume, LiDAR
1,375 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Soxhluse 30, 4624 Fléron
since 20012.094.305.719
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62068A0064/00E002 | Wallonia | 1,733 m² | 1 · 208 m² | 5.2 m · 1 fl. |
| 62089A0458/00H000 | Wallonia | 328 m² | 1 · 74 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BART BINA
BE 0847.173.353
Liège · Eq €117k
SMOLLY
BE 0473.503.916
Antwerpen · Eq €117k
ELITE BEPLEISTERING & VLOEREN
BE 0724.515.665
Antwerpen · Eq €117k
IDE Bouw
BE 0835.001.140
Aartselaar · Eq €117k
MIMESIA
BE 0820.867.844
Schaarbeek · Eq €116k
Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2000
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.