MOBIL-IDEE
ActiveThe computed 12-month bankruptcy probability of MOBIL-IDEE is 1.6% (moderate). The 2025 annual accounts show equity of €44k and a net result of €4k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 76% of 18024 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-8
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.61 in 2024), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
6.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
30 d late
2022
42 d late
2021
29 d late
2020
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 10.4%
2024 · €40k
2020: €12k
2021: €30k
2022: €33k
2023: €35k
2024: €40k
2020 → 2025
Total assets
€66k▲ 6.3%
2024 · €62k
2020: €30k
2021: €64k
2022: €62k
2023: €67k
2024: €62k
2020 → 2025
Net result
€4k▼ 4.8%
2024 · €4k
2020: €7k
2021: €18k
2022: €3k
2023: €2k
2024: €4k
2020 → 2025
Working capital
€42k▲ 13.4%
2024 · €37k
2020: €12k
2021: €25k
2022: €28k
2023: €31k
2024: €37k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€33k▲ 11.0%€35k▲ 5.8%€40k▲ 12.3%€44k▲ 10.4%
Operating result€25k-€5k▼ 80.7%€5k▲ 9.2%€6k▲ 18.0%€6k▼ 2.9%
Net result€18k-€3k▼ 81.8%€2k▼ 41.3%€4k▲ 124%€4k▼ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€2k▼ 28.5%
Current assets
€64k▲ 8.0%
Equity and liabilities €66k
Equity
€44k▲ 10.4%
Debt
€23k▼ 0.8%
The debt ratio falls from 36.6% to 34.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▼
2024 · €7k
Cash flow
€5k▼
2024 · €5k
Solvency
65.9%▲
2024 · 63.4%
Current ratio
2.84▲
2024 · 2.61
Quick ratio
0.25▼
2024 · 0.42
Debt / equity
0.52▼
2024 · 0.58
ROE
9.5%▼
2024 · 11.0%
ROA
6.2%▼
2024 · 7.0%
Interest coverage
17.77▼
2024 · 25.44
Debt
€23k▼
2024 · €23k
Debt ≤ 1 year
€23k▼
2024 · €23k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€66k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€797€0▼
Plant, machinery and equipment23€115€0▼
Furniture and vehicles24€682€0▼
Financial fixed assets28€2k€2k=
Current assets29/58€60k€64k▲
Stocks and contracts in progress3€50k€59k▲
Stocks30/36€50k€59k▲
Amounts receivable within one year40/41-€73
Other amounts receivable41-€73
Cash at bank and in hand54/58€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€62k€66k▲
Equity10/15€40k€44k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€35k€39k▲
Amounts payable17/49€23k€23k▼
Amounts payable within one year42/48€23k€23k▼
Trade debts44€451€696▲
Suppliers440/4€451€696▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€13k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€797▼
Other operating charges640/8€387€144▼
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€6k€6k▼
Financial charges65/66B€292€387▲
Recurring financial charges65€292€387▲
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€39k▲
Profit (loss) brought forward from the previous period14P€30k€35k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼41.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2020net €18k ▲168%
Operating result €25k, net result €18k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'rue de Saint-Vaast(S-V) 447100 La LouvièreGround area
1,199 m²
Building footprint
115 m²
Volume, LiDAR
939 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Louis de Brouckère(L.L) 61-63, 7100 La Louvière
since 20192.291.833.351
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372D0052/00H005 | Wallonia | 637 m² | 1 · 43 m² | 11.2 m · 3 fl. |
| 55038C0264/00D000 | Wallonia | 562 m² | 1 · 73 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 462 companies in sector 47783 we hold annual accounts for 214. 162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2019
Fiscal year end31-12
Activities, NACEBEL
47783Retail trade
47784Retail trade
47120Other non-specialised retail sale
47192Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.