MOBI & C°
ActiveMOBI & C° has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €12k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency54▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.65 in 2024; short-term debt: 32.4% and cash: 17.3% of total assets), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
7 d early
2023
50 d early
2022
42 d early
2021
33 d early
2020
44 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 14.6%
2024 · €85k
2018: €54k
2019: €53k
2020: €47k
2021: €62k
2022: €72k
2023: €80k
2024: €85k
2018 → 2025
Total assets
€342k▼ 4.9%
2024 · €359k
2018: €152k
2019: €325k
2020: €318k
2021: €337k
2022: €355k
2023: €340k
2024: €359k
2018 → 2025
Net result
€12k▼ 52.2%
2024 · €26k
2018: €6k
2019: €-528
2020: €-7k
2021: €16k
2022: €9k
2023: €14k
2024: €26k
2018 → 2025
Working capital
€-36k▲ 14.7%
2024 · €-42k
2018: €47k
2019: €-6k
2020: €-18k
2021: €-10k
2022: €-44k
2023: €-33k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€72k▲ 15.0%€80k▲ 11.2%€85k▲ 7.1%€98k▲ 14.6%
Operating result€21k-€10k▼ 52.9%€20k▲ 94.1%€42k▲ 114%€22k▼ 47.3%
Net result€16k-€9k▼ 39.9%€14k▲ 47.1%€26k▲ 89.7%€12k▼ 52.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€267k▼ 4.5%
Current assets
€75k▼ 6.5%
Equity and liabilities €342k
Equity
€98k▲ 14.6%
Debt
€244k▼ 11.0%
The debt ratio falls from 76.3% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €83k
Cash flow
€60k▼
2024 · €67k
Solvency
28.6%▲
2024 · 23.7%
Current ratio
0.67▲
2024 · 0.65
Quick ratio
0.67▲
2024 · 0.65
Debt / equity
2.50▼
2024 · 3.22
ROE
12.8%▼
2024 · 30.6%
ROA
3.6%▼
2024 · 7.3%
Interest coverage
13.62▼
2024 · 16.91
Debt
€244k▼
2024 · €274k
Debt ≤ 1 year
€111k▼
2024 · €122k
Debt > 1 year
€133k▼
2024 · €152k
Income taxes
€5k▼
2024 · €11k
Staff costs
€270k▲
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€342k▼
Fixed assets21/28€279k€267k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€279k€266k▼
Land and buildings22€180k€183k▲
Furniture and vehicles24€98k€83k▼
Financial fixed assets28€836€836=
Current assets29/58€80k€75k▼
Stocks and contracts in progress3€16-
Stocks30/36€16-
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€68k€59k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€359k€342k▼
Equity10/15€85k€98k▲
Reserves13€85k€98k▲
Tax-exempt reserves132€15k€15k=
Distributable reserves133€70k€83k▲
Amounts payable17/49€274k€244k▼
Amounts payable after more than one year17€152k€133k▼
Financial debts170/4€152k€133k▼
Amounts payable within one year42/48€122k€111k▼
Current portion of amounts payable after more than one year42€43k€39k▼
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Taxes, remuneration and social security45€62k€54k▼
Taxes450/3€12k€14k▲
Remuneration and social security454/9€50k€40k▼
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€2k▼
Remuneration, social security and pensions62€235k€270k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€48k▲
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€405-
Gross operating margin9900€324k€344k▲
Operating profit (loss)9901€42k€22k▼
Financial income75/76B€2€163▲
Recurring financial income75€2€163▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€37k€17k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€26k€12k▼
Profit (loss) for the period to be appropriated9905€26k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€12k▼
Profit (loss) brought forward from the previous period14P€49-
Transfer to equity691/2€26k€12k▼
To other reserves6921€26k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €26k ▲89.7%
Operating result €42k, net result €26k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-11-2023
BUYLE Tina: Resigned as Director
31-08-2022
De Geyndt Paul: Resigned as Director
Location & real-estate footprint
Registered office, Erpe-Mere · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 69420 Erpe-MereGround area
745 m²
Building footprint
354 m²
Volume, LiDAR
2,334 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
RIJSCHOOL MOBIX
since 20162.249.066.447
Nieuwstraat 6, 9420 Erpe-Mere
since 20192.286.096.790
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040B0164/00F002 | Flanders | 590 m² | 1 · 199 m² | 10.7 m · 2 fl. |
| 41302C0549/00D012 | Flanders | 155 m² | 1 · 155 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,733 EUR awarded · 1,733 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 282 EUR | 282 EUR |
| 2023 | 1 | 686 EUR | 686 EUR |
| 2022 | 1 | 765 EUR | 765 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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I&E AFFAIRES
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Of 1,443 companies in sector 77110 we hold annual accounts for 727. 504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2016
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
85531Driving schools for cars and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.