MO-TEC
ActiveSummary
The computed 12-month bankruptcy probability of MO-TEC is 3.2% (moderate). The 2025 annual accounts show negative equity (€-13k) and a net result of €-14k. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
16
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-75
Growth32
Track record82
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54; short-term debt: 185.1% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.1%
Return on assets
-93.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
354 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€15k▲ 504%
2024 · €3k
2024: €3k
2024 → 2025
Net result
€-14k▼ 1,039%
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€-13k
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€-13k
Operating result€-1k-€-14k▼ 1,039%
Net result€-1k-€-14k▼ 1,039%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €1k in 2024; the loss grows.
Key figures and ratios
Solvency
-85.1%
Current ratio
0.54
Debt to equity
-2.17
ROA
-93.5%
Debt
€28k▲
2024 · €1k
Debt ≤ 1 year
€28k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€15k▲
Current assets29/58€3k€15k▲
Amounts receivable within one year40/41€2k€15k▲
Trade receivables40€2k€14k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€3k€15k▲
Equity10/15€1k€-13k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-1k€-15k▼
Amounts payable17/49€1k€28k▲
Amounts payable within one year42/48€1k€28k▲
Trade debts44€1k€28k▲
Suppliers440/4€1k€28k▲
Income statement
Code20242025
Gross operating margin9900€-1k€-14k▼
Operating profit (loss)9901€-1k€-14k▼
Financial income75/76B-€33
Recurring financial income75-€33
Financial charges65/66B-€44
Recurring financial charges65-€44
Profit (loss) for the period before taxes9903€-1k€-14k▼
Profit (loss) for the period9904€-1k€-14k▼
Profit (loss) for the period to be appropriated9905€-1k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-15k▼
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 354 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenakkerstraat(L) 203630 MaasmechelenGround area
1,138 m²
Building footprint
170 m²
Volume, LiDAR
812 m³
Parcel 73045B0254/00D002, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MO-TEC
since 20242.371.575.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73045B0254/00D002 | Flanders | 1,138 m² | 1 · 170 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dries Invest
BE 1021.852.834
Brasschaat · Eq €1,256
STRAICAM
BE 0439.199.073
Etterbeek · Eq €1,275
DUPONT ELECTRO
BE 0885.374.527
Lichtervelde · Eq €1,245
Hommers B.
BE 0770.415.768
Dilsen-Stokkem · Eq €1,277
ELECTRO HOME
BE 0441.329.214
Bilzen-Hoeselt · Eq €1,281
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 1,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.