MNMV Audit
ActiveMNMV Audit has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €11k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-29
Solvency67▼-1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 2.69 in 2024; short-term debt: 17.1% and cash: 5.9% of total assets), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
14 d late
2023
4 d early
2022
30 d late
2021
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€147k▲ 8.2%
2024 · €136k
2021: €20k
2022: €106k
2023: €104k
2024: €136k
2021 → 2025
Total assets
€347k▲ 10.7%
2024 · €313k
2021: €60k
2022: €177k
2023: €314k
2024: €313k
2021 → 2025
Net result
€11k▼ 65.5%
2024 · €32k
2021: €20k
2022: €86k
2023: €4k
2024: €32k
2021 → 2025
Working capital
€131k▲ 29.2%
2024 · €101k
2021: €31k
2022: €100k
2023: €72k
2024: €101k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€106k▲ 433%€104k▼ 2.1%€136k▲ 31.3%€147k▲ 8.2%
Operating result€26k-€89k▲ 242%€35k▼ 60.6%€52k▲ 49.2%€25k▼ 51.3%
Net result€20k-€86k▲ 335%€4k▼ 95.4%€32k▲ 712%€11k▼ 65.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€157k▲ 2.9%
Current assets
€190k▲ 18.1%
Equity and liabilities €347k
Equity
€147k▲ 8.2%
Debt
€200k▲ 12.7%
The debt ratio rises from 56.5% to 57.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €63k
Cash flow
€24k▼
2024 · €44k
Solvency
42.5%▼
2024 · 43.5%
Current ratio
3.20▲
2024 · 2.69
Quick ratio
3.20▲
2024 · 2.69
Debt / equity
1.35▲
2024 · 1.30
ROE
7.6%▼
2024 · 23.8%
ROA
3.2%▼
2024 · 10.4%
Interest coverage
3.67▼
2024 · 6.13
Debt
€200k▲
2024 · €177k
Debt ≤ 1 year
€59k▼
2024 · €60k
Debt > 1 year
€140k▲
2024 · €118k
Income taxes
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€313k€347k▲
Fixed assets21/28€153k€157k▲
Tangible fixed assets22/27€152k€157k▲
Land and buildings22€144k€137k▼
Plant, machinery and equipment23€626€14k▲
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€560€560▲
Current assets29/58€161k€190k▲
Amounts receivable within one year40/41€97k€150k▲
Other amounts receivable41€97k€150k▲
Current investments50/53€25k€18k▼
Cash at bank and in hand54/58€37k€21k▼
Deferred charges and accrued income490/1€2k€472▼
Equity and liabilities
Total equity and liabilities10/49€313k€347k▲
Equity10/15€136k€147k▲
Contributions10/11€100€100=
Capital10€100€100=
Issued capital100€100€100=
Profit (loss) carried forward14€136k€147k▲
Amounts payable17/49€177k€200k▲
Amounts payable after more than one year17€118k€140k▲
Financial debts170/4€118k€140k▲
Amounts payable within one year42/48€60k€59k▼
Current portion of amounts payable after more than one year42€14k€17k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€41k€38k▼
Taxes450/3€41k€38k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€65k€41k▼
Operating profit (loss)9901€52k€25k▼
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€43k€17k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€32k€11k▼
Profit (loss) for the period to be appropriated9905€32k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€147k▲
Profit (loss) brought forward from the previous period14P€104k€136k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼95.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2021net €86k ▲335%
Operating result €89k, net result €86k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲433%
2 profitable years in a row build equity to €106k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tige 124557 TinlotGround area
1,209 m²
Building footprint
145 m²
Volume, LiDAR
665 m³
Parcel 61001C0187/00H003, Wallonia · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MNMV Audit
since 20212.323.418.135
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61001C0187/00H003 | Wallonia | 1,208 m² | 1 · 145 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AB Bedrijfsrevisor & CO
BE 0753.544.597
Opwijk · Eq €147k
MarThe
BE 0469.849.489
Holsbeek · Eq €147k
T. Mogal
BE 1000.604.092
Mechelen · Eq €148k
Finvision Bedrijfsrevisoren
BE 0849.882.722
Asse · Eq €147k
D.D.M.L.
BE 0833.504.667
Blégny · Eq €149k
Of 943 companies in sector 69203 we hold annual accounts for 659. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2021
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mnmvauditsrl@gmail.com