MNL GROUP

Active

Private limited companyfounded 20251 yr activeRue Kerstenne 74/13, 4432 Ans, BelgiumKBO/BCE: BE 1023.177.477

Summary

MNL GROUP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,437 and a net result of €9,337. Its solvency ranks better than 57% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

MNL GROUPActiveChecked score 72/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47782Retail sale of prescription glasses, lenses and sunglasses NACE 47742

1 site

Size

€22,154total assets 2025

Equity: €9,437
Profit: €9,337

Turnover not published (abridged schema)

Financial health

72 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts 4 d early0 of 1 deed read

Why 72- Founded in 2025- Size: total assets €22,154+ Liquidity: current ratio 1.11, cash €10,182+ Figures for FY 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025

72 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 77% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 68

equity 42.6% of total assets

Liquidity 70

short-term debt 57.4% · cash 46.0%

Profitability 100

return on assets 42.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 06-2026: 1.8% 07-2026: 1.8%▲ +2.6% vs 06-2026highest value 08-2026: 0.6%▼ -65.8% vs 07-2026lowest value 09-2026: 0.6%▲ +1.6% vs 08-2026 10-2026: 0.6%▲ +0.5% vs 09-2026

Liquidity: current ratio 1.11, cash €10,182 lowers the probability
Founded in 2025 raises the probability for this profile
Size: total assets €22,154 raises the probability for this profile
Figures for FY 2025 (filed 27-07-2026) lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.11; short-term debt: 57.4% and cash: 46% of total assets), and 57.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 57%, liquidity 76%, profitability 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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