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MMSTORE

Active
Public limited companyfounded 200124 yrs activeRue des Waides 10, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0476.463.604
Summary

MMSTORE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €371,535 and a net result of €296,227. Equity is shrinking by ~22.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716NACE 52421
1 site
How big
€3.0mturnover 2024
Staff
10.3 FTE
Equity
€371,535
Profit
€296,227
Financially healthy?
86 Excellent Checked score 2024
Bankruptcy chance 12 m
0.4%
Who decides
Parent
Tricobel · 100%
Accounts 35 d early0 of 9 deeds read
Why 86- Figures for FY 2024 (filed 23-07-2025)+ Liquidity: current ratio 1.29, cash €449,538+ Founded in 2001+ Profit of €296,227 (FY 2024)Show the evidence

Checked score

Score 2024
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 59-1
equity 34.5% of total assets
Liquidity 70+11
short-term debt 58.0% · cash 41.7%
Profitability 93+1
return on assets 27.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,668 companies)
  • Figures for FY 2024 (filed 23-07-2025) raises the probability
  • Liquidity: current ratio 1.29, cash €449,538 lowers the probability
  • Founded in 2001 lowers the probability for this profile
  • Profit of €296,227 (FY 2024) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.13 in 2023; short-term debt: 58% and cash: 41.7% of total assets), and 65.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 54%, liquidity 89%, profitability 94%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 23-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.29, cash €449,538
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €296,227 (FY 2024)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
9 d early
2023
36 d early
2022
12 d early
2021
12 d early
2020
32 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by Tricobelknown shareholders 100% 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €296,227 7 years View

By topic

Financials

Fiscal year
2024
Turnover
€3.0m
Profit
€296,227
Solvency
34.5%
Turnover▼ 1.3%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 22-07-2025Annual accounts filed
  3. 25-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
28-12-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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