Equity
Mmmathilde has made a profit in every financial year since 2023.
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 42% of them on solvency, 60% on liquidity, 58% on profitability and 75% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,976 companies had the same profile as Mmmathilde has now. Each dot stands for 20 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Mmmathilde itself: 1.6% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Mmmathilde. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.07 (0.76 in 2024), below the usual 1.5. Short-term debt is 79.6% and cash 67.4% of total assets. 79.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 22 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Mmmathilde Gesves | €50,492 | €13,610 | 20.4% | - |
| Daumont&Co Mont-Saint-Guibert | €49,529 | €15,114 | 54.4% | - |
| Bolle Enterprises Ghent | €51,805 | €16,205 | 35.3% | - |
| Soetaert Eventing Deerlijk | €55,953 | €15,935 | 26.9% | - |
| INNOFOOD Namur | €45,418 | €10,803 | -10.7% | - |
| ROBBE DIERICKX Laarne | €41,433 | €14,955 | 62.3% | - |
| BLOMBOL FOODS Aalter | €61,167 | €17,202 | 29.1% | - |
These companies have the same main activity as Mmmathilde: event catering (NACE 56210). They are comparable in size and age: total assets between €41,400 and €61,200, founded between 2021 and 2023.
Mmmathilde files the micro format. That format states no turnover. The gross margin rose from €12,008 in 2023 to €13,610 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €110,000 and €330,000.
Higher than 42% of 17,153 companies in 2025.
Higher than 49% of 16,579 companies in 2025.
Higher than 52% of 16,662 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
50,492 | 49,162 | 34,448 | |
21/28 |
7,354 | 17,422 | 22,057 | |
22/27 |
7,354 | 17,422 | 22,057 | |
23 |
2,650 | 7,774 | 12,898 | |
24 |
4,704 | 9,648 | 9,159 | |
29/58 |
43,138 | 31,740 | 12,391 | |
3 |
818 | 1,096 | 382 | |
30/36 |
818 | 1,096 | 382 | |
40/41 |
6,805 | 10,969 | 5,314 | |
40 |
6,609 | 10,702 | 4,279 | |
41 |
196 | 266 | 1,035 | |
54/58 |
34,021 | 18,430 | 5,299 | |
490/1 |
1,494 | 1,246 | 1,397 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
50,492 | 49,162 | 34,448 | |
10/15 |
10,297 | 7,644 | 4,438 | |
10/11 |
1 | 1 | 1 | |
14 |
10,296 | 7,643 | 4,437 | |
17/49 |
40,194 | 41,518 | 30,010 | |
42/48 |
40,194 | 41,518 | 30,010 | |
44 |
381 | 4,042 | 2,430 | |
440/4 |
381 | 4,042 | 2,430 | |
45 |
3,600 | 6,505 | 1,264 | |
450/3 |
2,600 | 3,005 | 1,264 | |
454/9 |
1,000 | 3,500 | - | |
47/48 |
36,213 | 30,972 | 26,315 | |
| Income statement | ||||
9900 |
13,610 | 13,422 | 12,008 | |
630 |
10,068 | 9,105 | 6,127 | |
640/8 |
85 | 85 | 126 | |
9901 |
3,457 | 4,233 | 5,756 | |
65/66B |
69 | 65 | 57 | |
65 |
69 | 65 | 57 | |
9903 |
3,388 | 4,168 | 5,698 | |
67/77 |
734 | 961 | 1,262 | |
9904 |
2,653 | 3,206 | 4,437 | |
9905 |
2,653 | 3,206 | 4,437 | |
| Appropriation of the result | ||||
9906 |
10,296 | 7,643 | 4,437 | |
14P |
7,643 | 4,437 | - | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 13,525 | 13,337 | 11,882 | ||
| 12,721 | 12,311 | 10,564 | ||
| 0 | 4,470 | 28,183 | ||
| 15,590 | 13,132 | - | ||
| 2,943 | -9,778 | -17,619 | ||
| 20.4% | 15.5% | 12.9% | ||
| 1.07 | 0.76 | 0.41 | ||
| 1.05 | 0.74 | 0.40 | ||
| 3.90 | 5.43 | 6.76 | ||
| 25.8% | 41.9% | 100.0% | ||
| 5.3% | 6.5% | 12.9% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €4,470 | €28,183 |
| €10,068 | €9,105 | €6,127 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 18% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 84.5% to 79.6%. Equity is higher and debt is lower.
Mmmathilde has no parent and no holdings in its annual accounts. HUBERT Mathilde Marie Anne Cécile Guy is the only director. Mmmathilde shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 20 March 2023, Mmmathilde was incorporated as a private limited company by one natural person, with a starting capital of €1.12 HUBERT Mathilde Marie Anne Cécile Guy is director of the company, appointed by deed of 22-03-2023.2 Total assets went from €34,448 in 2023 to €50,492 in 2025.3
| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Rue du Centre (Sorée) 15 registered office 5340 Gesves | 01-04-2023 | 2.343.117.548 | Catering |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92115A0320/00F000 | 771 m² | 1 · 147 m² | 6.0 m · 2 |
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