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MMM SERVICES

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198936 yrs activeJules Bordetlaan 11, 1140 Evere, BelgiumKBO/BCE: BE 0439.210.753
Summary

MMM SERVICES has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103,585 and a net result of €44,342. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 199 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability78▼-22
Solvency63▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.69 in 2023; short-term debt: 61.8% and cash: 0.5% of total assets), but 61.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €103,585
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-09-2025, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
41 d late
2023
68 d late
2022
150 d late
2021
212 d late
2020
87 d late
2019
108 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 111 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 1989, MMM SERVICES was incorporated.1 Revenue went from EUR 104,359 in 2018 to EUR 84,124 in 2023 and headcount from 3.5 full-time equivalents in 2018 to 0.5 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2023 and 2024

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Turnover
€84,124▲ 55.8%
2022 · €54,007
EBIT margin
73.6%▼ 27.0pp
2022 · 100.7%
Net result
€44,342▼ 3.4%
2023 · €45,908
Working capital
€103,465▲ 75.0%
2023 · €59,123
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€32,556▼ 45.7%€13,067▼ 59.9%€54,007▲ 313%€84,124▲ 55.8%
Operating result-€3,106▲ 50.4%-€6,595▼ 112%€54,361€61,951▲ 14.0%€51,182▼ 17.4%
Net result-€4,683▲ 27.0%-€6,813▼ 45.5%€46,366€45,908▼ 1.0%€44,342▼ 3.4%
EBIT margin-9.5%▲ 0.9pp-50.5%▼ 40.9pp100.7%▲ 151.1pp73.6%▼ 27.0pp
Equity-€26,218▼ 21.8%-€33,032▼ 26.0%€13,335€59,243▲ 344%€103,585▲ 74.8%
Total assets€20,462▼ 25.1%€13,212▼ 35.4%€65,126▲ 393%€145,532▲ 123%€271,313▲ 86.4%
Debt€46,680▼ 4.4%€46,244▼ 0.9%€51,790▲ 12.0%€86,290▲ 66.6%€167,729▲ 94.4%
Working capital-€26,218▼ 21.1%-€33,032▼ 26.0%€13,335€59,123▲ 343%€103,465▲ 75.0%
Staff (FTE)0.7▼ 80.0%0.10.5▲ 400%
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2020: -€3,106-€3,106Net result 2020: -€4,683-€4,683Operating result 2021: -€6,595-€6,595Net result 2021: -€6,813-€6,813Operating result 2022: €54,361€54,361Net result 2022: €46,366€46,366Operating result 2023: €61,951€61,951Net result 2023: €45,908€45,908Operating result 2024: €51,182€51,182Net result 2024: €44,342€44,34220202021202220232024€0€20,000€40,000€60,000Operating result 2022: €54,361€54,400Net result 2022: €46,366€46,400Operating result 2023: €61,951€62,000Net result 2023: €45,908€45,900Operating result 2024: €51,182€51,200Net result 2024: €44,342€44,300202220232024
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €271,313
Fixed assets €120 =
Current assets €271,193 ▲ 86.5%
Equity and liabilities €271,313
Equity €103,585 ▲ 74.8%
Debt €167,729 ▲ 94.4%
Debt's share of the balance-sheet total rises from 59.3% to 61.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
1.62▼
2023 · 1.69
Debt to equity
1.62▲
2023 · 1.46
ROE
42.8%▼
2023 · 77.5%
ROA
16.3%▼
2023 · 31.5%
Debt ≤ 1 year
€167,729▲
2023 · €86,290
Income taxes
€6,436▼
2023 · €15,691
Staff costs
€18,546▲
2023 · €5,909
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€145,532€271,313▲
Fixed assets21/28€120€120=
Financial fixed assets28€120€120=
Current assets29/58€145,412€271,193▲
Amounts receivable within one year40/41€144,815€269,815▲
Trade receivables40€135,537€260,423▲
Other amounts receivable41€9,278€9,391▲
Cash at bank and in hand54/58€597€1,379▲
Equity and liabilities
Total equity and liabilities10/49€145,532€271,313▲
Equity10/15€59,243€103,585▲
Contributions10/11€18,592€18,592=
Capital10€18,592-
Issued capital100€18,592-
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Legal reserve130€1,859-
Reserves not available under the articles1311-€1,859
Profit (loss) carried forward14€38,792€83,133▲
Amounts payable17/49€86,290€167,729▲
Amounts payable within one year42/48€86,290€167,729▲
Trade debts44€29,567€87,555▲
Suppliers440/4€29,567€87,555▲
Taxes, remuneration and social security45€26,042€32,063▲
Taxes450/3€23,423€29,860▲
Remuneration and social security454/9€2,619€2,203▼
Other amounts payable47/48€30,680€48,110▲
Income statement Code20232024
Turnover70€84,124-
Non-recurring operating income76A-€134
Goods, raw materials, services and sundry goods60/61€14,901-
Remuneration, social security and pensions62€5,909€18,546▲
Other operating charges640/8€384€349▼
Non-recurring operating charges66A€1,165€1,430▲
Gross operating margin9900€69,410€71,507▲
Operating profit (loss)9901€61,951€51,182▼
Financial charges65/66B€353€403▲
Recurring financial charges65€353€403▲
Profit (loss) for the period before taxes9903€61,598€50,778▼
Income taxes67/77€15,691€6,436▼
Profit (loss) for the period9904€45,908€44,342▼
Profit (loss) for the period to be appropriated9905€45,908€44,342▼
Appropriation of the result
Profit (loss) to be appropriated9906€38,792€83,133▲
Profit (loss) brought forward from the previous period14P-€7,116€38,792▲
Social balance
Average headcount (FTE)90870.10.5▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€32,556€13,067€54,007€84,124--
Non-recurring operating income76A--€420-€134-
Goods, raw materials, services and sundry goods60/61-€6,028-€14,901--
Remuneration, social security and pensions62-€13,286-€5,909€18,546▲ 214%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112-----
Other operating charges640/8-€348€1,219€384€349▼ 9.1%
Non-recurring operating charges66A--€2,582€1,165€1,430▲ 22.7%
Gross operating margin9900€20,396€7,039€58,162€69,410€71,507▲ 3.0%
Operating profit (loss)9901-€3,106-€6,595€54,361€61,951€51,182▼ 17.4%
Recurring financial income75€0-----
Financial charges65/66B-€218€263€353€403▲ 14.4%
Recurring financial charges65€1,577€218€263€353€403▲ 14.4%
Profit (loss) for the period before taxes9903-€4,683-€6,813€54,098€61,598€50,778▼ 17.6%
Income taxes67/77--€7,733€15,691€6,436▼ 59.0%
Profit (loss) for the period9904-€4,683-€6,813€46,366€45,908€44,342▼ 3.4%
Profit (loss) for the period to be appropriated9905-€4,683-€6,813€46,366€45,908€44,342▼ 3.4%
Line20202021202220232024Change
Assets
Total assets20/58€20,462€13,212€65,126€145,532€271,313▲ 86.4%
Fixed assets21/28---€120€120=
Tangible fixed assets22/27€0-----
Financial fixed assets28---€120€120=
Current assets29/58€20,462€13,212€65,126€145,412€271,193▲ 86.5%
Amounts receivable within one year40/41€13,292€10,892€64,032€144,815€269,815▲ 86.3%
Trade receivables40-€5,264€57,083€135,537€260,423▲ 92.1%
Other amounts receivable41-€5,628€6,950€9,278€9,391▲ 1.2%
Cash at bank and in hand54/58€7,170€2,320€1,093€597€1,379▲ 131%
Equity and liabilities
Total equity and liabilities10/49€20,462€13,212€65,126€145,532€271,313▲ 86.4%
Equity10/15-€26,218-€33,032€13,335€59,243€103,585▲ 74.8%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Capital10-€18,592€18,592€18,592--
Issued capital100-€18,592€18,592€18,592--
Reserves13€247€247€1,859€1,859€1,859=
Non-distributable reserves130/1-€247€1,859€1,859€1,859=
Legal reserve130-€247€1,859€1,859--
Reserves not available under the articles1311----€1,859-
Profit (loss) carried forward14-€45,057-€51,871-€7,116€38,792€83,133▲ 114%
Amounts payable17/49€46,680€46,244€51,790€86,290€167,729▲ 94.4%
Amounts payable within one year42/48€46,680€46,244€51,790€86,290€167,729▲ 94.4%
Trade debts44€25,772€34,255€32,069€29,567€87,555▲ 196%
Suppliers440/4-€34,255€32,069€29,567€87,555▲ 196%
Taxes, remuneration and social security45--€7,733€26,042€32,063▲ 23.1%
Taxes450/3--€7,733€23,423€29,860▲ 27.5%
Remuneration and social security454/9---€2,619€2,203▼ 15.9%
Other amounts payable47/48-€11,989€11,989€30,680€48,110▲ 56.8%
Line20202021202220232024Change
Profit (loss) for the period9904-€4,683-€6,813€46,366€45,908€44,342▼ 3.4%
+ Depreciation and write-downs630€112-----
Operating cash flow (approximation)-€4,571-€6,813€46,366€45,908€44,342▼ 3.4%
Investment in fixed assets (approximation)----€0-
Change in cash--€4,850-€1,227-€496€781▲ 258%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 41 days late
2024
31-12
Financial Equity above €100,000Eq €103,585 ▲74.8%
3 profitable years in a row build equity to €103,585.
07-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
28-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
28-02
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 212 days late
2022
31-12
Financial Back to profitnet €46,366
Net result €46,366 after 4 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 1.26
Current ratio from 0.29 to 1.26.
2021
31-12
Financial Weakest financial yearnet -€6,813
Net result drops to -€6,813, the lowest in the series; recovery starts the following year.
26-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
16-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 108 days late
2019
08-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
30-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 91 days late
04-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 157 days late
2016
10-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 1989
seat establishment The establishment unit on the map
Ground area
1.0 ha
Building footprint
1,740 m²
Volume, LiDAR
14,693 m³
2 parcels, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
MMM SERVICES
Sint-Vincentius a Paulostraat 40, 1090 JetteRetail sale of beverages, general range
since 19892.046.096.224
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372B0037/00H000 Brussels 1.0 ha 1 · 1,667 m² 11.9 m · 3 fl.
21463D0273/00W006 Brussels 286 m² 1 · 74 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 owners

Owners 3

Holdings 0

The accounts to 31-12-2024 list no holdings, and no other source names one.

According to the 2024 annual accounts of MMM SERVICES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 2,856 companies in sector 18130 we hold annual accounts for 832. 691 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded07-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0439210753
Registered 23-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.