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MMF VIP

Active
Private limited companyfounded 2023active for 3 yearsWaterloose Steenweg 200, 1640 Sint-Genesius-Rode, Belgium421 active companies are registered at this addressKBO/BCE: BE 0804.051.113
Summary

The computed 12-month bankruptcy probability of MMF VIP is 4.9% (elevated). The 2024 annual accounts show equity of €34,658 and a net result of €21,298. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€40,481total assets 2024
Equity
€34,658
Profit
€21,298
Turnover not published (micro format)
Financial health
42 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.9%
Structure
Accounts 76 days overdue8 of 11 deeds read
Why 42raises riskFigures for financial year 2024 (filed 19-11-2025)1 financial year not filed after the legal deadline; latest accounts 109 days late; 2 of the last 3 lateNo main activity registeredFounded in 2023Show the evidence

Checked score

Score 2024
42 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 89% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 100+4
equity 85.6% of total assets
Liquidity 97+55
short-term debt 14.4% · cash 47.8%
Profitability 100+9
return on assets 52.6%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.1% 12-2024: 3.3%▲ +0.2 percentage points vs 11-2024 01-2025: 3.4%▲ +0.1 percentage points vs 12-2024 02-2025: 3.5%▲ +0.1 percentage points vs 01-2025 03-2025: 3.6%▲ +0.1 percentage points vs 02-2025 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 5.0%▲ +1.2 percentage points vs 07-2025 09-2025: 5.3%▲ +0.3 percentage points vs 08-2025 10-2025: 6.8%▲ +1.5 percentage points vs 09-2025 11-2025: 6.8%● unchanged vs 10-2025highest value 12-2025: 1.9%▼ -4.9 percentage points vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025lowest value 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.2%▲ +0.2 percentage points vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.8 percentage points vs 07-2026 09-2026: 3.4%▲ +0.3 percentage points vs 08-2026 10-2026: 4.9%▲ +1.5 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 6.7, compared with 2.24 in 2023, above the usual 1.5; short-term debt: 14.4% and cash: 47.8% of total assets), and 14.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 88% on liquidity, 90% on profitability and 95% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Figures for financial year 2024 (filed 19-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 109 days late; 2 of the last 3 late
NBB · filings
raises risk · No main activity registered
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
109 days late
2023
100 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 105 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Appointment: RAJAB Khaled (director)Gazette deed
  2. Resignation: KASEM Aziz (director)Gazette deed
  3. Resignation: HELOU OMAR (director)Share transfer

Key points

  • Caution: Board changedlatest change 19-08-2026 · 2 in office 1 joined · 2 left View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Total assets 20242 financial years filed €40,481 View

By topic

Financials

Financial year
2024
Total assets
€40,481
Profit
€21,298
Solvency
85.6%
Total assets▲ 114%
Net result
20232024
Go to Financials

Timeline

Events
11
Since
2024
  1. 25-06-2026Appointment: KASEM Aziz (director)
  2. 25-03-2026Appointment: HELOU OMAR (director)
  3. 17-11-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
17-07-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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