MMCT
ActiveSummary
MMCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735k and a net result of €111k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 80% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.5 against 12.05 in 2024; short-term debt: 15% and cash: 8.2% of total assets), and 16.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
12.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
45 d early
2023
9 d early
2022
39 d early
2021
32 d early
2020
26 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€735k▲ 9.0%
2024 · €674k
2018: €330klowest in 8 years
2019: €514k▲ +55.6% vs 2018
2020: €497k▼ -3.3% vs 2019
2021: €476k▼ -4.2% vs 2020
2022: €454k▼ -4.6% vs 2021
2023: €401k▼ -11.7% vs 2022
2024: €674k▲ +68.1% vs 2023
2025: €735k▲ +9.0% vs 2024highest in 8 years
2018 → 2025
Total assets
€883k▲ 21.9%
2024 · €725k
2018: €469klowest in 8 years
2019: €657k▲ +40.0% vs 2018
2020: €587k▼ -10.5% vs 2019
2021: €564k▼ -4.0% vs 2020
2022: €540k▼ -4.2% vs 2021
2023: €513k▼ -5.1% vs 2022
2024: €725k▲ +41.2% vs 2023
2025: €883k▲ +21.9% vs 2024highest in 8 years
2018 → 2025
Net result
€111k▼ 59.4%
2024 · €273k
2018: €62k
2019: €184k▲ +196% vs 2018
2020: €-17k▼ -109% vs 2019
2021: €-21k▼ -24.8% vs 2020
2022: €-22k▼ -3.4% vs 2021
2023: €-53k▼ -145% vs 2022lowest in 8 years
2024: €273k▲ +613% vs 2023highest in 8 years
2025: €111k▼ -59.4% vs 2024
2018 → 2025
Working capital
€595k▲ 6.7%
2024 · €558k
2018: €137k
2019: €337k▲ +146% vs 2018
2020: €320k▼ -4.9% vs 2019
2021: €301k▼ -5.9% vs 2020
2022: €174k▼ -42.3% vs 2021
2023: €124k▼ -28.8% vs 2022lowest in 8 years
2024: €558k▲ +350% vs 2023
2025: €595k▲ +6.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€454k▼ 4.6%€401k▼ 11.7%€674k▲ 68.1%€735k▲ 9.0%
2021: €476k
2022: €454k▼ -4.6% vs 2021
2023: €401k▼ -11.7% vs 2022lowest in 5 years
2024: €674k▲ +68.1% vs 2023
2025: €735k▲ +9.0% vs 2024highest in 5 years
Operating result€-19k-€-20k▼ 4.6%€-51k▼ 160%€324k€162k▼ 50.0%
2021: €-19k
2022: €-20k▼ -4.6% vs 2021
2023: €-51k▼ -160% vs 2022lowest in 5 years
2024: €324k▲ +735% vs 2023highest in 5 years
2025: €162k▼ -50.0% vs 2024
Net result€-21k-€-22k▼ 3.4%€-53k▼ 145%€273k€111k▼ 59.4%
2021: €-21k
2022: €-22k▼ -3.4% vs 2021
2023: €-53k▼ -145% vs 2022lowest in 5 years
2024: €273k▲ +613% vs 2023highest in 5 years
2025: €111k▼ -59.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €883k
Fixed assets
€156k ▲ 34.1%
Current assets
€727k ▲ 19.6%
Equity and liabilities €883k
Equity
€735k ▲ 9.0%
Debt
€148k ▲ 194%
Debt's share of the balance-sheet total rises from 7.0% to 16.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€174k▼
2024 · €330k
Cash flow
€123k▼
2024 · €279k
Current ratio
5.50▼
2024 · 12.05
Debt to equity
0.20▲
2024 · 0.07
ROE
15.1%▼
2024 · 40.5%
ROA
12.6%▼
2024 · 37.7%
Interest coverage
167.23▼
2024 · 241.85
Debt ≤ 1 year
€132k▲
2024 · €50k
Debt > 1 year
€16k
Income taxes
€51k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €13k | €13k | €6k | €12k | ▲ 91.7% |
| Other operating charges640/8 | €3k | €3k | €3k | €4k | €1k | ▼ 64.4% |
| Gross operating margin9900 | €-4k | €-4k | €-35k | €334k | €175k | ▼ 47.6% |
| Operating profit (loss)9901 | €-19k | €-20k | €-51k | €324k | €162k | ▼ 50.0% |
| Financial income75/76B | €5 | - | €4 | €2k | €806 | ▼ 63.2% |
| Recurring financial income75 | €5 | - | €4 | €2k | €806 | ▼ 63.2% |
| Financial charges65/66B | €2k | €2k | €2k | €1k | €1k | ▼ 23.9% |
| Recurring financial charges65 | €2k | €2k | €2k | €1k | €1k | ▼ 23.9% |
| Profit (loss) for the period before taxes9903 | €-21k | €-21k | €-53k | €325k | €162k | ▼ 50.2% |
| Income taxes67/77 | €304 | €309 | €594 | €52k | €51k | ▼ 2.0% |
| Profit (loss) for the period9904 | €-21k | €-22k | €-53k | €273k | €111k | ▼ 59.4% |
| Profit (loss) for the period to be appropriated9905 | €-21k | €-22k | €-53k | €273k | €111k | ▼ 59.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €564k | €540k | €513k | €725k | €883k | ▲ 21.9% |
| Fixed assets21/28 | €241k | €339k | €328k | €117k | €156k | ▲ 34.1% |
| Tangible fixed assets22/27 | €241k | €229k | €218k | €7k | €46k | ▲ 608% |
| Land and buildings22 | €223k | €215k | €208k | - | - | - |
| Plant, machinery and equipment23 | €14k | €10k | €6k | €4k | €2k | ▼ 36.7% |
| Furniture and vehicles24 | €4k | €4k | €5k | €3k | €44k | ▲ 1,439% |
| Financial fixed assets28 | - | €110k | €110k | €110k | €110k | = |
| Current assets29/58 | €324k | €201k | €185k | €608k | €727k | ▲ 19.6% |
| Amounts receivable after more than one year29 | - | - | - | €70k | €70k | = |
| Trade receivables290 | - | - | - | €70k | €70k | = |
| Amounts receivable within one year40/41 | - | €261 | €5k | €54k | €122k | ▲ 125% |
| Trade receivables40 | - | - | €4k | €54k | €113k | ▲ 107% |
| Other amounts receivable41 | - | €261 | €1k | - | €10k | - |
| Current investments50/53 | €321k | €198k | €159k | €472k | €457k | ▼ 3.1% |
| Cash at bank and in hand54/58 | €1k | €2k | €20k | €6k | €72k | ▲ 1,147% |
| Deferred charges and accrued income490/1 | €2k | €1k | €1k | €6k | €6k | ▼ 7.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €564k | €540k | €513k | €725k | €883k | ▲ 21.9% |
| Equity10/15 | €476k | €454k | €401k | €674k | €735k | ▲ 9.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €127k | €127k | €127k | €400k | €510k | ▲ 27.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €125k | €125k | €125k | €398k | €509k | ▲ 27.8% |
| Profit (loss) carried forward14 | €343k | €321k | €268k | €268k | €218k | ▼ 18.5% |
| Amounts payable17/49 | €88k | €86k | €112k | €50k | €148k | ▲ 194% |
| Amounts payable after more than one year17 | €65k | €57k | €50k | - | €16k | - |
| Financial debts170/4 | €62k | €55k | €48k | - | €16k | - |
| Other amounts payable178/9 | €2k | €2k | €2k | - | - | - |
| Amounts payable within one year42/48 | €22k | €27k | €61k | €50k | €132k | ▲ 162% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €7k | - | €7k | - |
| Trade debts44 | - | €3k | €9k | €2k | €3k | ▲ 18.2% |
| Suppliers440/4 | - | €3k | €9k | €2k | €3k | ▲ 18.2% |
| Taxes, remuneration and social security45 | €242 | €331 | €3k | €42k | €92k | ▲ 119% |
| Taxes450/3 | €242 | €331 | €3k | €42k | €92k | ▲ 119% |
| Other amounts payable47/48 | €15k | €16k | €41k | €6k | €30k | ▲ 393% |
| Accrued charges and deferred income492/3 | €1k | €1k | €1k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-21k | €-22k | €-53k | €273k | €111k | ▼ 59.4% |
| + Depreciation and write-downs630 | €12k | €13k | €13k | €6k | €12k | ▲ 91.7% |
| Operating cash flow (approximation) | €-9k | €-9k | €-40k | €279k | €123k | ▼ 56.0% |
| Investment in fixed assets (approximation) | - | €-112k | €-3k | €206k | €-51k | ▼ 125% |
| Change in cash | - | €395 | €18k | €-14k | €66k | ▲ 567% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €273k
Net result €273k after 4 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 12.05
Current ratio from 3.04 to 12.05; short-term debt falls from €61k to €50k.
31-12
Financial
Equity above €500kEq €674k ▲68.1%
Equity rises from €401k to €674k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 16.16
Current ratio from 6.15 to 16.16; short-term debt falls from €65k to €21k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 6.15
Current ratio from 3.02 to 6.15; short-term debt falls from €68k to €65k.
31-12
Financial
Equity above €500kEq €514k ▲55.6%
2 profitable years in a row build equity to €514k.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2005
Ground area
1,043 m²
Building footprint
81 m²
Parcel 25110C0233/00A000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MMCT
since 20052.146.202.697
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110C0233/00A000 | Wallonia | 1,043 m² | 1 · 81 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 31,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
mtaymans@gmail.comWaterloo
Phone
02/3462472Waterloo
Scores and ratios are computed by Checked and are not a credit decision.