Financials
- Fiscal year
- 2025
- Total assets
- €2.0m
- Profit
- €114,091
- Solvency
- 6.4%
Total assets▲ 8.4%
Net result
20242025
MMB Retail
ActiveSummary
MMB Retail has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,372 and a net result of €114,091. Its solvency ranks better than 17% of 4913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
1 site
Size
€2.0mtotal assets 2025
- Staff
- 49.8 FTE
- Equity
- €125,372
- Profit
- €114,091
Structure
Accounts 70 d early0 of 2 deeds read
Why 84- Equity €125,372 (6.4% of total assets)- Founded in 2024+ Size: total assets €2.0m+ Figures for FY 2025 (filed 26-05-2026)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
31+5
equity 6.4% of total assets
Liquidity
53-6
short-term debt 86.0% · cash 49.7%
Profitability
63+47
return on assets 5.8%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.8%
03-2025: 1.8%▲ +2.6% vs 02-2025
04-2025: 2.2%▲ +19.2% vs 03-2025
05-2025: 2.3%▲ +5.3% vs 04-2025
06-2025: 2.6%▲ +10.9% vs 05-2025highest value
07-2025: 0.6%▼ -77.1% vs 06-2025
08-2025: 0.6%▲ +4.4% vs 07-2025
09-2025: 0.6%● 0.0% vs 08-2025
10-2025: 0.6%▼ -1.5% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%▲ +4.8% vs 11-2025
01-2026: 0.6%▼ -0.6% vs 12-2025
02-2026: 0.6%▼ -5.7% vs 01-2026
03-2026: 0.6%● 0.0% vs 02-2026
04-2026: 0.6%▲ +4.6% vs 03-2026
05-2026: 0.7%▲ +11.5% vs 04-2026
06-2026: 0.4%▼ -36.0% vs 05-2026
07-2026: 0.4%▼ -1.6% vs 06-2026
08-2026: 0.4%● 0.0% vs 07-2026
09-2026: 0.4%▼ -0.7% vs 08-2026
10-2026: 0.4%▼ -1.6% vs 09-2026lowest value
- Size: total assets €2.0m lowers the probability for this profile
- Equity €125,372 (6.4% of total assets) raises the probability
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 26-05-2026) lowers the probability
Credit up to €10,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.31 in 2024; short-term debt: 86% and cash: 49.7% of total assets), and 93.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 24%, liquidity 57%, profitability 44%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4913 sector peers (2025).
NBB · sector comparisonPosition among 4913 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
70 d early
2024
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 54 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €114,091
- Equity above €100,000Eq €125,372 ▲1,011%
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 22-05-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 03-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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