MM Interieur
ActiveMM Interieur has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €39k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+13
Solvency39▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.14 in 2024; short-term debt: 76.5% and cash: 5% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7983 sector peers (2025).
NBB · sector comparisonPosition among 7983 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
2 d early
2023
30 d late
2022
7 d early
2021
18 d early
2020
12 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▲ 17.0%
2024 · €229k
2018: €72k
2019: €87k
2020: €223k
2021: €253k
2022: €292k
2023: €213k
2024: €229k
2018 → 2025
Total assets
€1.86M▲ 32.7%
2024 · €1.40M
2018: €397k
2019: €370k
2020: €559k
2021: €682k
2022: €782k
2023: €1.08M
2024: €1.40M
2018 → 2025
Net result
€39k▲ 140%
2024 · €16k
2018: €39k
2019: €15k
2020: €136k
2021: €29k
2022: €39k
2023: €-79k
2024: €16k
2018 → 2025
Working capital
€115k▼ 12.1%
2024 · €130k
2018: €-19k
2019: €-17k
2020: €204k
2021: €139k
2022: €176k
2023: €138k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€253k-€292k▲ 15.5%€213k▼ 26.9%€229k▲ 7.7%€269k▲ 17.0%
Operating result€55k-€74k▲ 35.3%€-56k€46k€72k▲ 55.9%
Net result€29k-€39k▲ 33.4%€-79k€16k€39k▲ 140%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.86M
Fixed assets
€321k▼ 7.0%
Current assets
€1.54M▲ 45.7%
Equity and liabilities €1.86M
Equity
€269k▲ 17.0%
Debt
€1.59M▲ 35.8%
The debt ratio rises from 83.6% to 85.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€117k▲
2024 · €90k
Cash flow
€84k▲
2024 · €60k
Solvency
14.5%▼
2024 · 16.4%
Current ratio
1.08▼
2024 · 1.14
Quick ratio
0.96▼
2024 · 1.00
Debt / equity
5.92▲
2024 · 5.10
ROE
14.6%▲
2024 · 7.1%
ROA
2.1%▲
2024 · 1.2%
Interest coverage
4.20▲
2024 · 2.70
Debt
€1.59M▲
2024 · €1.17M
Debt ≤ 1 year
€1.42M▲
2024 · €924k
Debt > 1 year
€167k▼
2024 · €245k
Income taxes
€5k▲
2024 · €709
Staff costs
€294k▲
2024 · €255k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.86M▲
Fixed assets21/28€346k€321k▼
Intangible fixed assets21€23k€16k▼
Tangible fixed assets22/27€313k€296k▼
Land and buildings22€288k€281k▼
Furniture and vehicles24€25k€15k▼
Financial fixed assets28€9k€9k=
Current assets29/58€1.05M€1.54M▲
Stocks and contracts in progress3€132k€178k▲
Stocks30/36€132k€178k▲
Amounts receivable within one year40/41€897k€1.27M▲
Trade receivables40€658k€1.04M▲
Other amounts receivable41€239k€229k▼
Cash at bank and in hand54/58€15k€93k▲
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.86M▲
Equity10/15€229k€269k▲
Contributions10/11€55k€55k=
Reserves13€237k€237k=
Distributable reserves133€237k€237k=
Profit (loss) carried forward14€-62k€-23k▲
Amounts payable17/49€1.17M€1.59M▲
Amounts payable after more than one year17€245k€167k▼
Financial debts170/4€245k€167k▼
Amounts payable within one year42/48€924k€1.42M▲
Current portion of amounts payable after more than one year42€80k€78k▼
Financial debts43€173k€187k▲
Credit institutions430/8€173k€187k▲
Trade debts44€645k€1.12M▲
Suppliers440/4€645k€1.12M▲
Taxes, remuneration and social security45€26k€41k▲
Taxes450/3€4k€18k▲
Remuneration and social security454/9€22k€23k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€255k€294k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€45k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k-
Other operating charges640/8€10k€9k▼
Gross operating margin9900€351k€420k▲
Operating profit (loss)9901€46k€72k▲
Financial income75/76B€4k€12▼
Recurring financial income75€4k€12▼
Financial charges65/66B€34k€28k▼
Recurring financial charges65€34k€28k▼
Profit (loss) for the period before taxes9903€17k€44k▲
Income taxes67/77€709€5k▲
Profit (loss) for the period9904€16k€39k▲
Profit (loss) for the period to be appropriated9905€16k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-23k▲
Profit (loss) brought forward from the previous period14P€-79k€-62k▲
Social balance
Average headcount (FTE)90875.05.2▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-79k ▼300%
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Highest result since 2018net €136k ▲815%
Operating result €141k, net result €136k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.91
Current ratio from 0.86 to 2.91; short-term debt falls from €124k to €107k.
31-12
Financial
Equity above €200kEq €223k ▲157%
3 profitable years in a row build equity to €223k.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 170 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herenthoutseweg(HRT) 2322200 HerentalsGround area
1.1 ha
Building footprint
2,201 m²
Volume, LiDAR
27,536 m³
2 parcels, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Thermalux
since 20072.164.796.312
Parklaan 7, 2280 Grobbendonk
since 20212.324.889.664
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0080/00B000 | Flanders | 7,524 m² | 1 · 1,782 m² | 19.7 m · 5 fl. |
| 13010E0185/00Z002 | Flanders | 3,557 m² | 1 · 419 m² | 16.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
AUTOBEDRIJF VALCK HAACHT
BE 0694.728.450
Haacht · Eq €269k
IVH METAL WORKS
BE 0453.708.293
Ganshoren · Eq €268k
AMARE
BE 0440.456.511
Lochristi · Eq €268k
Bonfuse
BE 0762.948.154
Nieuwerkerken (Limb.) · Eq €270k
COAST INVEST
BE 0861.550.337
Brugge · Eq €270k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2007
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
47529Retail trade
51180
93040
93130Fitness centres
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.