MM Consultancy
ActiveMM Consultancy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €25k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency77▼-21
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.9 in 2024; short-term debt: 47.9% and cash: 75.3% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
74 d early
2023
57 d early
2022
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 29.3%
2024 · €103k
2022: €33k
2023: €73k
2024: €103k
2022 → 2025
Total assets
€139k▼ 1.2%
2024 · €141k
2022: €51k
2023: €118k
2024: €141k
2022 → 2025
Net result
€25k▼ 41.8%
2024 · €43k
2022: €30k
2023: €48k
2024: €43k
2022 → 2025
Working capital
€62k▼ 14.5%
2024 · €73k
2022: €30k
2023: €71k
2024: €73k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€73k▲ 122%€103k▲ 41.4%€73k▼ 29.3%
Operating result€40k-€63k▲ 56.9%€58k▼ 7.8%€38k▼ 34.4%
Net result€30k-€48k▲ 60.0%€43k▼ 10.0%€25k▼ 41.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€10k▼ 65.9%
Current assets
€129k▲ 15.9%
Equity and liabilities €139k
Equity
€73k▼ 29.3%
Debt
€67k▲ 73.7%
The debt ratio rises from 27.3% to 47.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €63k
Cash flow
€29k▼
2024 · €48k
Solvency
52.1%▼
2024 · 72.7%
Current ratio
1.93▼
2024 · 2.90
Quick ratio
1.93▼
2024 · 2.90
Debt / equity
0.92▲
2024 · 0.37
ROE
34.8%▼
2024 · 42.3%
ROA
18.1%▼
2024 · 30.7%
Interest coverage
9.18▼
2024 · 17.35
Debt
€67k▲
2024 · €38k
Debt ≤ 1 year
€67k▲
2024 · €38k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€139k▼
Formation expenses20€412€204▼
Fixed assets21/28€29k€10k▼
Tangible fixed assets22/27€29k€10k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€18k€1k▼
Leasing and similar rights25€9k€7k▼
Current assets29/58€111k€129k▲
Amounts receivable within one year40/41€16k€24k▲
Trade receivables40€16k€17k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€95k€105k▲
Deferred charges and accrued income490/1€131€0▼
Equity and liabilities
Total equity and liabilities10/49€141k€139k▼
Equity10/15€103k€73k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€100k€70k▼
Amounts payable17/49€38k€67k▲
Amounts payable within one year42/48€38k€67k▲
Trade debts44€3k€265▼
Suppliers440/4€3k€265▼
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€22k€11k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€14k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€65k€45k▼
Operating profit (loss)9901€58k€38k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€55k€34k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€43k€25k▼
Profit (loss) for the period to be appropriated9905€43k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€125k▲
Profit (loss) brought forward from the previous period14P€70k€100k▲
Profit to be distributed694/7€13k€55k▲
Return on contributions (dividend)694€13k€55k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼41.8%
Net result drops to €25k, the lowest in the series.
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €103k ▲41.4%
3 profitable years in a row build equity to €103k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €48k ▲60%
Operating result €63k, net result €48k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-05-2025
Resigned as Director
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzestraat(Sch) 1149506 GeraardsbergenGround area
508 m²
Building footprint
105 m²
Volume, LiDAR
778 m³
Parcel 41059A0817/00E000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ganzestraat(Sch) 114, 9506 Geraardsbergen
since 20212.327.256.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41059A0817/00E000 | Flanders | 508 m² | 1 · 105 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Thistle and Rose
BE 0690.816.677
Beersel · Eq €73k
J*M*T*C* GROEP
BE 0823.977.485
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FREDERICO
BE 0404.571.063
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MAPACHE
BE 0785.413.255
Sint-Gillis (bij-Brussel) · Eq €73k
CASA NOVA
BE 0472.231.929
Ichtegem · Eq €72k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.