Skip to content

MLV Estate

Active
Private limited companyfounded 20241 yr activeRue du Pont de l'Origine 33, 7180 Seneffe, BelgiumKBO/BCE: BE 1016.662.443
Summary

MLV Estate has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,579) and a net result of -€21,579. Its solvency ranks better than 11% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency11
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48; short-term debt: 73.4% and cash: 9% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-13.9%
Return on assets
-18.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MLV Estate was incorporated on 27 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€16,579
Total assets
€118,864
Net result
-€21,579
Working capital
-€45,057

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €118,864
Fixed assets €76,688
Current assets €42,176
Key figures and ratios
2025 value
EBITDA
-€8,273
Cash flow
-€9,267
Solvency
-13.9%
Current ratio
0.48
Debt to equity
-8.17
ROA
-18.2%
Interest coverage
-8.71
Debt
€135,443
Debt ≤ 1 year
€87,232
Debt > 1 year
€48,211
Income taxes
€132

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€118,864
Fixed assets21/28€76,688
Intangible fixed assets21€66,945
Tangible fixed assets22/27€9,743
Furniture and vehicles24€9,743
Current assets29/58€42,176
Amounts receivable within one year40/41€31,221
Trade receivables40€30,817
Other amounts receivable41€405
Cash at bank and in hand54/58€10,652
Deferred charges and accrued income490/1€302
Equity and liabilities
Total equity and liabilities10/49€118,864
Equity10/15-€16,579
Contributions10/11€5,000
Profit (loss) carried forward14-€21,579
Amounts payable17/49€135,443
Amounts payable after more than one year17€48,211
Financial debts170/4€48,211
Amounts payable within one year42/48€87,232
Current portion of amounts payable after more than one year42€7,920
Trade debts44€60,128
Suppliers440/4€60,128
Taxes, remuneration and social security45€4,184
Taxes450/3€3,684
Remuneration and social security454/9€500
Other amounts payable47/48€15,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,312
Other operating charges640/8€1,898
Gross operating margin9900-€6,375
Operating profit (loss)9901-€20,585
Financial income75/76B€88
Recurring financial income75€88
Financial charges65/66B€950
Recurring financial charges65€950
Profit (loss) for the period before taxes9903-€21,447
Income taxes67/77€132
Profit (loss) for the period9904-€21,579
Profit (loss) for the period to be appropriated9905-€21,579
Appropriation of the result
Profit (loss) to be appropriated9906-€21,579

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,312
Other operating charges640/8€1,898
Gross operating margin9900-€6,375
Operating profit (loss)9901-€20,585
Financial income75/76B€88
Recurring financial income75€88
Financial charges65/66B€950
Recurring financial charges65€950
Profit (loss) for the period before taxes9903-€21,447
Income taxes67/77€132
Profit (loss) for the period9904-€21,579
Profit (loss) for the period to be appropriated9905-€21,579
Line2025
Assets
Total assets20/58€118,864
Fixed assets21/28€76,688
Intangible fixed assets21€66,945
Tangible fixed assets22/27€9,743
Furniture and vehicles24€9,743
Current assets29/58€42,176
Amounts receivable within one year40/41€31,221
Trade receivables40€30,817
Other amounts receivable41€405
Cash at bank and in hand54/58€10,652
Deferred charges and accrued income490/1€302
Equity and liabilities
Total equity and liabilities10/49€118,864
Equity10/15-€16,579
Contributions10/11€5,000
Profit (loss) carried forward14-€21,579
Amounts payable17/49€135,443
Amounts payable after more than one year17€48,211
Financial debts170/4€48,211
Amounts payable within one year42/48€87,232
Current portion of amounts payable after more than one year42€7,920
Trade debts44€60,128
Suppliers440/4€60,128
Taxes, remuneration and social security45€4,184
Taxes450/3€3,684
Remuneration and social security454/9€500
Other amounts payable47/48€15,000
Line2025
Profit (loss) for the period9904-€21,579
+ Depreciation and write-downs630€12,312
Operating cash flow (approximation)-€9,267

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-09
State Gazette act Incorporation · Founder
Founding capital · Bank account
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
975 m²
Building footprint
221 m²
Volume, LiDAR
1,875 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Station 31, 1332 Rixensart
Buying and selling of own real estate
since 20252.367.192.255
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52063E0486/00W000
ProtectedSite or landscape
Wallonia 880 m² 1 · 146 m² 10.4 m · 3 fl.
25033A0606/00A000 Wallonia 95 m² 1 · 75 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
MB SENEFFE
Shared director
→

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68310Real estate agency activities
Contact
E-mail maxime@mlvestate.com
Phone +32471649186
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016662443
Also 9925:BE1016662443
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.