Turnover
≈ €100,000 estimated
The micro format states no turnover.
MLostech
Overview
Lifetime
2 annual accounts with figures on one time axispeak €54,853 (2025)
€54,853▲ 30.4%
peak €39,485 (2025)
€39,485▲ 23.0%
peak €71,683 (2025)
€71,683▲ 123%
€32,723▼ 13.2%
Board1 name since 2024
1 directorLOSICKI Mariusz Michal Rafal
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €42,064 to €54,853Equity from €32,198 to €71,683Investments €7,885Cash from €37,386 to €62,291
Key points
from the 2025 annual accountsInvestments
€7,885 2.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 91.1% higher than in 2024.
Liquidity
2.85 was 1.68 in 2024
Short-term debts fell from €37,702 to €32,723.
2025 accounts filed 61 days after the deadline
Checked score
97
Excellent
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 0.4%
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.1%▼ -0.4 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.85, cash €62,291
Equity €71,683 (68.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 61% of them on solvency, 72% on liquidity, 82% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MLostech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MLostech itself is lower: 0.1% within 12 months. It rests on far more data about MLostech than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MLostech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.85 (1.68 in 2024), above the usual 1.5. Short-term debt is 31.3% and cash 59.7% of total assets. 31.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
61 days late
2024
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 61 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006268892
Incorporation
Founding capital of €100, 100 shares · Founder: LOSICKI Mariusz Michal Rafal (comparant) · Appointment: LOSICKI Mariusz Michal Rafal (director) · published on 23-02-2024 · Gazette deed
First establishment
Wouwendonkstraat 60, Duffel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MLostech Duffel | €104,406 | €54,853 | 68.7% | - |
| BENO Support Mechelen | €106,757 | €52,479 | 66.5% | - |
| JNJS Antwerp | €101,660 | €57,499 | 84.2% | - |
| JB IT Services Mortsel | €99,411 | €55,934 | 77.4% | - |
| PSOLVIMUS Mechelen | €108,657 | €51,275 | 95.2% | - |
| Nifa Consultancy Ranst | €112,933 | €56,233 | 86.3% | - |
| Liekens Consulting Mortsel | €96,043 | €53,014 | 75.8% | - |
These companies have the same main activity as MLostech: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €96,000 and €113,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 21-02-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.362.721.3472570 Duffel, since 21-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-06-2025
Annual accounts 2025
- €54,853▲ 30.4%
- €39,485▲ 23.0%
- €71,683▲ 123%
- €104,406▲ 49.4%
- Filing
- Filed on 30-09-2026
Insights on MLostech
MLostech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,683 and a net result of €39,485.
Its solvency ranks better than 60% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€54,853
▲ 30.4%
€51,376
▲ 24.5%
€39,485
▲ 23.0%
€60,681
▲ 135%
68.7%
▲ 22.6 percentage points
2.85
▲ 1.17
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €94,000 and €140,000.
Balance sheet
balance sheet total €104,406 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
68.7%
Higher than 60% of 21,208 companies in 2025.
2.85
Higher than 56% of 20,571 companies in 2025.
37.8%
Higher than 76% of 20,746 companies in 2025.
MLostech
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
104,406 | 69,899 | |
21/28 |
11,002 | 6,384 | |
22/27 |
11,002 | 6,384 | |
23 |
10,447 | 5,467 | |
24 |
554 | 917 | |
29/58 |
93,404 | 63,516 | |
40/41 |
31,113 | 25,664 | |
40 |
31,113 | 25,652 | |
41 |
- | 12 | |
54/58 |
62,291 | 37,386 | |
490/1 |
- | 465 | |
| Balance sheet: equity and liabilities | |||
10/49 |
104,406 | 69,899 | |
10/15 |
71,683 | 32,198 | |
10/11 |
100 | 100 | |
14 |
71,583 | 32,098 | |
17/49 |
32,723 | 37,702 | |
42/48 |
32,723 | 37,702 | |
44 |
4,370 | 23 | |
440/4 |
4,370 | 23 | |
45 |
26,499 | 17,236 | |
450/3 |
26,499 | 17,236 | |
47/48 |
1,855 | 20,442 | |
| Income statement | |||
9900 |
54,853 | 42,064 | |
630 |
3,267 | 806 | |
640/8 |
209 | - | |
9901 |
51,376 | 41,258 | |
65/66B |
334 | 325 | |
65 |
334 | 325 | |
9903 |
51,042 | 40,932 | |
67/77 |
11,557 | 8,835 | |
9904 |
39,485 | 32,098 | |
9905 |
39,485 | 32,098 | |
| Appropriation of the result | |||
9906 |
71,583 | 32,098 | |
14P |
32,098 | - | |
| Social balance sheet | |||
Hours worked1013 |
- | 0 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00548013.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 54,644 | 42,064 | ||
| 42,753 | 32,904 | ||
| 7,885 | 7,190 | ||
| 24,905 | - | ||
| 60,681 | 25,814 | ||
| 68.7% | 46.1% | ||
| 2.85 | 1.68 | ||
| 0.46 | 1.17 | ||
| 55.1% | 99.7% | ||
| 37.8% | 45.9% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €7,885 | €7,190 |
| €3,267 | €806 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on MLostech
The operating result for 2025 is 25% higher than in 2024.
Debt's share of the balance-sheet total falls from 53.9% to 31.3%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 21-02-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 23-02-2024
Mandates through the years
1 name, the dashed line is todayLOSICKI Mariusz Michal Rafal
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LOSICKI Mariusz Michal Rafal
- Director (not named in the articles), from 21-02-2024 to date
Control
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €717 in 2025
- Source
- deed of 23-02-2024
Articles of association
deed of 23-02-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid aantal bij meerdere kopers, overdracht van aandelen”
Shareholders
At incorporation
deed of 23-02-2024 ↗
- LOSICKI Mariusz Michal Rafal 100 shares (100%) · €100
Network & group
No group
MLostech has no parent and no holdings in its annual accounts. LOSICKI Mariusz Michal Rafal is the only director. MLostech shares no director with another company.
At the same address
Wouwendonkstraat 60, 2570 Duffel · 1 other company| Wyn, Svea (sole trader)
establishment since 08-01-2024 |
founded in 2024 1003.048.888 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Annual accounts 2024 filed PDFmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006268892
2024
IncorporationFounding capital of €100, 100 shares · Founder: LOSICKI Mariusz Michal Rafal (comparant) · Appointment: LOSICKI Mariusz Michal Rafal (director) · published on 23-02-20245 points ▸
- Founder, LOSICKI Mariusz Michal Rafal (comparant)
- Founding capital, €100, 100 shares
- Registered office clause, Wouwendonkstraat 60/2, 2570 Duffel
- Director appointment, LOSICKI Mariusz Michal Rafal (director (not named in the articles))
- Power of attorney, ADSE
- The deed holds 7 more points.
First establishment Wouwendonkstraat 60, Duffel
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 21 February 2024, MLostech was incorporated as a private limited company by one natural person, with a starting capital of €100.12 LOSICKI Mariusz Michal Rafal has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1006.268.892
- VAT number
- BE 1006.268.892
- Peppol ID
- 0208:1006268892
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-02-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 30-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MLostech in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-02-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 23-02-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
58290
Publishing activities
62010
Computer programming, consultancy and related activities
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De ontwikkeling,het ontwerp en de verkoop van software van alle soorten op verschillende platforms,met inbegrip van maar niet beperkt tot…”deed of 23-02-2024 (in Dutch)
7 activities
- De ontwikkeling,het ontwerp en de verkoop van software van alle soorten op verschillende platforms,met inbegrip van maar niet beperkt tot applicaties voor bedrijven,cloudoplossingen,videogames,ingebedde systemen zoals Raspberry PI,evenals technologieën voor Augmented Reality (AR) en Virtual Reality (VR).
- Het leveren van IT-ondersteuning,zowel ter plaatse bij de klant als online,inclusief technische assistentie,onderhoud en probleemoplossing op het gebied van informatica.
- Ontwikkeling gerelateerd aan 3D en Computer-Generated Imagery (3DCG),inclusief ontwerp,specifieke softwareontwikkeling,het creëren en verkopen van 3D-modellen (al dan niet geprint),evenals het maken van video-inhoud,visuele effecten (VFX),animaties,audiobewerking en andere gerelateerde diensten.
- Het leveren van outsourcingdiensten,inclusief maar niet beperkt tot de subcontracting van IT-ontwikkelingsprojecten,digitale contentcreatie en andere IT-diensten.
- Het creëren van computerprogramma's en code voor verschillende toepassingen en behoeften,met behulp van een verscheidenheid aan programmeertalen en technologieën.
- De commercialisering van computerprogramma's in verschillende vormen,waaronder maar niet beperkt tot de verkoop van softwareproducten,het aanbieden van software in abonnementsvorm,evenals andere distributie- en verkoopmethoden die zijn afgestemd op de behoeften van de klanten en de marktontwikkelingen,inclusief de verkoop van gebruikslicenties,het aanbieden van gerelateerde diensten zoals updates,technische ondersteuning en onderhoud,evenals het aanpassen van software volgens klantspecificaties.
- De verkoop van IT-producten,inclusief computerhardware,accessoires,randapparatuur en alle apparatuur die samenhangt met het gebruik van informatietechnologie.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Wouwendonkstraat 60 registered office 2570 Duffel | 21-02-2024 | 2.362.721.347 |
Buildings and parcels at the address
- Ground area
- 1,445 m²
- Buildings
- 134 m²
- Volume, LiDAR
- 801 m³
- Tallest building
- 9.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12009A0526/00C012 | 1,445 m² | 1 · 134 m² | 9.0 m · 2 |