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MLE Avocat

Active
Private limited companyfounded 20215 yrs activeRue des Prés 144, 4802 Verviers, BelgiumKBO/BCE: BE 0761.507.111

MLE Avocat has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €52k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
96 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 3.18 in 2024; short-term debt: 14.1% and cash: 42.6% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.4%
Return on assets
29.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
on the day
2024
31 d early
2023
117 d early
2022
31 d early
2021
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€150k▲ 53.8%
2024 · €97k
2021: €29k 2022: €59k 2023: €90k 2024: €97k
2021 → 2025
Total assets
€180k▲ 44.0%
2024 · €125k
2021: €40k 2022: €93k 2023: €127k 2024: €125k
2021 → 2025
Net result
€52k▲ 11.3%
2024 · €47k
2021: €26k 2022: €30k 2023: €32k 2024: €47k
2021 → 2025
Working capital
€57k▲ 54.8%
2024 · €37k
2021: €29k 2022: €53k 2023: €84k 2024: €37k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€59k▲ 105%€90k▲ 53.6%€97k▲ 7.8%€150k▲ 53.8%
Operating result€33k-€39k▲ 15.8%€42k▲ 8.9%€64k▲ 52.1%€79k▲ 24.4%
Net result€26k-€30k▲ 15.5%€32k▲ 4.5%€47k▲ 49.3%€52k▲ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €33k€33kNet result 2021: €26k€26kOperating result 2022: €39k€39kNet result 2022: €30k€30kOperating result 2023: €42k€42kNet result 2023: €32k€32kOperating result 2024: €64k€64kNet result 2024: €47k€47kOperating result 2025: €79k€79kNet result 2025: €52k€52k20212022202320242025
The operating result has risen four years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets €97k▲ 37.0%
Current assets €83k▲ 53.1%
Equity and liabilities €180k
Equity €150k▲ 53.8%
Debt €30k▲ 9.1%
The debt ratio falls from 21.9% to 16.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€92k
2024 · €74k
Cash flow
€65k
2024 · €58k
Solvency
83.4%
2024 · 78.1%
Current ratio
3.26
2024 · 3.18
Quick ratio
3.26
2024 · 3.18
Debt / equity
0.20
2024 · 0.28
ROE
35.0%
2024 · 48.3%
ROA
29.2%
2024 · 37.7%
Interest coverage
303.74
2024 · 154.98
Debt
€30k
2024 · €27k
Debt ≤ 1 year
€25k
2024 · €17k
Debt > 1 year
€4k
2024 · €10k
Income taxes
€27k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€125k€180k
Fixed assets21/28€71k€97k
Tangible fixed assets22/27€71k€59k
Land and buildings22€54k€50k
Furniture and vehicles24€17k€10k
Financial fixed assets28-€38k
Current assets29/58€54k€83k
Amounts receivable within one year40/41€11k€4k
Trade receivables40€9k€2k
Other amounts receivable41€2k€3k
Cash at bank and in hand54/58€41k€77k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€125k€180k
Equity10/15€97k€150k
Contributions10/11€3k€3k=
Reserves13€25k€77k
Distributable reserves133€25k€77k
Profit (loss) carried forward14€70k€70k=
Amounts payable17/49€27k€30k
Amounts payable after more than one year17€10k€4k
Financial debts170/4€10k€4k
Amounts payable within one year42/48€17k€25k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€9k€17k
Taxes450/3€9k€15k
Remuneration and social security454/9€0€2k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€503€503=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k
Other operating charges640/8€2k€877
Gross operating margin9900€76k€93k
Operating profit (loss)9901€64k€79k
Financial income75/76B€261€215
Recurring financial income75€261€215
Financial charges65/66B€480€303
Recurring financial charges65€480€303
Profit (loss) for the period before taxes9903€64k€79k
Income taxes67/77€17k€27k
Profit (loss) for the period9904€47k€52k
Profit (loss) for the period to be appropriated9905€47k€52k
Appropriation of the result
Profit (loss) to be appropriated9906€110k€122k
Profit (loss) brought forward from the previous period14P€63k€70k
Transfer to equity691/2-€52k
To other reserves6921-€52k
Profit to be distributed694/7€40k€0
Return on contributions (dividend)694€40k€0

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €52k ▲11.3%
Operating result €79k, net result €52k, both a record.
31-12
Financial Equity above €100kEq €150k ▲53.8%
5 profitable years in a row build equity to €150k.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Prés 1444802 Verviers
Ground area
2,313 m²
Building footprint
149 m²
Parcel 63036A0178/00R000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63036A0178/00R000 Wallonia 2,313 m² 1 · 149 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,540 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.