MLD CONSULT
ActiveSummary
MLD CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-2k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-46
Solvency45▼-10
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
-6.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
4 d late
2023
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 23.8%
2024 · €7k
2023: €6k
2024: €7k
2023 → 2025
Total assets
€25k▲ 14.0%
2024 · €22k
2023: €20k
2024: €22k
2023 → 2025
Net result
€-2k
2024 · €133
2023: €14k
2024: €133
2023 → 2025
Working capital
€1k▼ 77.1%
2024 · €5k
2023: €4k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€7k▲ 2.1%€5k▼ 23.8%
Operating result€16k-€1k▼ 91.5%€33k▲ 2,330%
Net result€14k-€133▼ 99.0%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,330% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€8k ▲ 5.1%
Current assets
€17k ▲ 18.7%
Equity and liabilities €25k
Equity
€5k ▼ 23.8%
Debt
€20k ▲ 29.9%
Debt's share of the balance-sheet total rises from 70.4% to 80.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €4k
Cash flow
€1k▼
2024 · €3k
Current ratio
1.07▼
2024 · 1.46
Debt to equity
4.05▲
2024 · 2.37
ROE
-31.3%▼
2024 · 2.0%
ROA
-6.2%▼
2024 · 0.6%
Interest coverage
1.06▼
2024 · 5.53
Debt ≤ 1 year
€16k▲
2024 · €10k
Debt > 1 year
€4k▼
2024 · €6k
Income taxes
€771▲
2024 · €613
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€25k▲
Fixed assets21/28€8k€8k▲
Tangible fixed assets22/27€8k€8k▲
Furniture and vehicles24€8k€8k▲
Financial fixed assets28€50€50=
Current assets29/58€14k€17k▲
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40-€9k
Other amounts receivable41€6k-
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€22k€25k▲
Equity10/15€7k€5k▼
Contributions10/11€3k€3k=
Reserves13€4k€4k=
Non-distributable reserves130/1€250€250=
Reserves not available under the articles1311€250€250=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€133€-1k▼
Amounts payable17/49€16k€20k▲
Amounts payable after more than one year17€6k€4k▼
Financial debts170/4€6k€4k▼
Amounts payable within one year42/48€10k€16k▲
Current portion of amounts payable after more than one year42€1k€2k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48-€364
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€818€399▼
Gross operating margin9900€5k€36k▲
Operating profit (loss)9901€1k€33k▲
Financial income75/76B€68-
Recurring financial income75€68-
Financial charges65/66B€678€34k▲
Recurring financial charges65€678€34k▲
Profit (loss) for the period before taxes9903€746€-801▼
Income taxes67/77€613€771▲
Profit (loss) for the period9904€133€-2k▼
Profit (loss) for the period to be appropriated9905€133€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133€-1k▼
Profit (loss) brought forward from the previous period14P-€133
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼1279%
Net result drops to €-2k, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bay 86040 CharleroiGround area
515 m²
Building footprint
84 m²
Volume, LiDAR
645 m³
Parcel 52363D0659/00T002, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MLD Consult
since 20222.335.709.223
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363D0659/00T002 | Wallonia | 515 m² | 1 · 84 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900CQ8R7G3YZ4EK96
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 237 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
71209Other technical testing and analysis
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:debruynemelodye@gmail.com
Phone:+32494699009